{"id":22801,"date":"2023-06-06T12:57:25","date_gmt":"2023-06-06T12:57:25","guid":{"rendered":"https:\/\/www.lemonade.com\/blog\/?post_type=article&#038;p=22801"},"modified":"2023-06-12T13:49:04","modified_gmt":"2023-06-12T13:49:04","slug":"why-pet-insurance-is-worth-it","status":"publish","type":"article","link":"https:\/\/www.lemonade.com\/blog\/why-pet-insurance-is-worth-it\/","title":{"rendered":"Why Pet Insurance Is Worth It"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Did you know only 2% of American pet parents have insurance for their furry friend? That\u2019s because there\u2019s a lot of misinformation floating around about what these policies can provide\u2014and just how much they can protect your cat or dog (not to mention your wallet) if something goes wrong (You don&#8217;t need us to tell you that pets cost a lot of money&#8230;)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You might think that pet insurance is a luxury, or only something that you\u2019d need for an animal companion who is older, or who has an illness, which is why you might not have considered getting pet insurance before\u2014so we&#8217;ll break down a few reasons why you should sign up your cat or dog with pet health insurance.<\/p>\n\n\n<div id=\"article-cta-block_611bae98a6dca\" class=\"article-cta\">\n    <p class=\"article-cta-text\">Take the Bite Out of Vet Bills with Pet Insurance<\/p>\n    <a class=\"article-cta-button content_article_cta\" data-track=\"content_article.cta.clicked\" href=\"https:\/\/www.lemonade.com\/pet\/1\">Get Free quote<\/a>\n    <style type=\"text\/css\">\n        #article-cta-block_611bae98a6dca {\n            height: 80px;\n            width: 100%;\n            max-width: 700px;\n            display: flex;\n            flex-flow: row;\n            align-items: center;\n            justify-content: space-around;\n            background: #F7F7F7;\n            border: 1px solid #ECECEC;\n            border-radius: 5px;\n            padding: 15px 15px 15px 30px!important;\n            cursor: pointer;\n        }\n\n        .article-cta-text {\n            width: 100%;\n            max-width: 450px;\n            display: flex;\n            font: 700 20px\/28px \"Lato\", \"Helvetica Neue\", Arial, sans-serif!important;\n            margin: 25px 0 25px!important;\n            text-align: left;\n        }\n\n        .article-cta-button {\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            height: 47px;\n            width: 212px;\n            padding: 0px 25px;\n            box-shadow: 0 4px 8px 0 rgb(255 0 131 \/ 20%);\n            border-radius: 5px;\n            margin-left: 40px;\n            font: 700 1rem \"Lato\",\"Helvetica Neue\",Arial,sans-serif;\n            position: relative;\n            text-decoration: none;\n            text-transform: uppercase;\n            overflow: hidden;\n            white-space: nowrap;\n            text-overflow: ellipsis;\n            user-select: none;\n            transition: background-color .3s,color .3s,border-color .3s;\n            background-color: #ff0083;\n            color: #fff!important;\n            border: 0;\n            box-shadow: 0 10px 40px -10px rgb(255 0 131 \/ 50%);\n            transform: translateY(0);\n            transition: all .2s,transform .5s;\n        }\n\n        .article-cta-button:hover {\n            background-color: #dc0073;\n            text-decoration: none!important;\n        }\n\n        \/* mobile tweaks *\/\n        @media only screen and (max-width: 768px){\n            #article-cta-block_611bae98a6dca {\n                font: 700 22px\/27px \"Lato\", \"Helvetica Neue\", Arial, sans-serif;\n                min-height: 220px;\n                height: 100%;\n                padding: 15px 15% 31px;\n                width: 100%;\n                display: flex;\n                flex-flow: column;\n                align-items: center;\n                justify-content: center;\n                padding: 15px 15px 15px 15px!important;\n            }\n\n            .article-cta-text {\n                display: flex;\n                align-items: center;\n                width: 100%;\n                max-width: 230px;\n                text-align: center;\n                margin-top: 0;\n            }\n\n            .article-cta-button {\n                margin-left: 0;\n            }\n        }\n        \n\n    <\/style>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\">Pet health insurance covers more than you probably realize<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">For starters, a base Lemonade pet health insurance policy will cover your dog or cat for the following, in the event your pet has an unexpected accident or illness:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Diagnostics: Blood tests, x-rays, MRIs, CT scans, and lab work<\/li>\n\n\n\n<li>Procedures: Outpatient, specialty and emergency care, hospitalization, and surgery<\/li>\n\n\n\n<li>Medication: Injections or prescription meds<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">With Lemonade you can also opt for preventative care coverage and add-ons that help cover things you\u2019re probably already paying for, like vaccinations, annual check-ups, and routine tests to make sure your canine or feline stay in tip-top shape.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is precisely the reason you&nbsp;<em>should<\/em>&nbsp;get your cat or dog enrolled as early as possible. If you wait for them to develop a troublesome illness or ailment, it would be considered a&nbsp;<a href=\"https:\/\/www.lemonade.com\/pet\/explained\/pet-insurance-pre-existing-conditions\/\" target=\"_blank\" rel=\"noopener\">pre-existing condition<\/a>. <strong>No policy will cover costs associated with care for a health issue your pet already has.<\/strong> You\u2019d still be eligible for pet insurance, but your policy wouldn\u2019t cover any costs of treatments related to that specific condition.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"do-vets-recommend-pet-insurance\">Vets recommend health insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">While we can\u2019t speak for every vet, it\u2019s fair to say that many do recommend pet insurance.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Lemonade\u2019s own Vet Consultant Stephanie Liff puts it this way: \u201cI always tell my clients that I want to remove financial anxiety from their medical decisions.\u201d She says that at the end of the day, \u201cinsurance helps [pet owners] know they can afford any medical issues that arise in the future.\u201d<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Now we know what you might be thinking: Is it really worth it to pay a premium for years\u2026 only to never make a claim?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on which pet plan and add-ons you pick, you\u2019ll find your pet\u2019s insurance actually works a lot like human health insurance, in that you\u2019ll find yourself using it often\u2014not just when there\u2019s a major medical calamity or a huge pet medical bill.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"920\" height=\"828\" src=\"https:\/\/www.lemonade.com\/blog\/wp-content\/uploads\/2023\/06\/Component-27.png\" alt=\"\" class=\"wp-image-22810\" srcset=\"https:\/\/www.lemonade.com\/blog\/wp-content\/uploads\/2023\/06\/Component-27.png 920w, https:\/\/www.lemonade.com\/blog\/wp-content\/uploads\/2023\/06\/Component-27-300x270.png 300w, https:\/\/www.lemonade.com\/blog\/wp-content\/uploads\/2023\/06\/Component-27-768x691.png 768w\" sizes=\"auto, (max-width: 920px) 100vw, 920px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">If you\u2019d like a whole lot more information on how pet health insurance works\u2014<a href=\"https:\/\/www.lemonade.com\/blog\/pet-insurance\/\" target=\"_blank\" rel=\"noopener\">we\u2019ve got the ultimate guide for you<\/a>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">See if pet insurance is right for your furry friend. Applying is free, fast, and fun! <\/p>\n\n\n<div id=\"article-cta-block_611bb08fa6dcb\" class=\"article-cta\">\n    <p class=\"article-cta-text\">Get Coverage For Accidents, Illnesses and Preventative Care<\/p>\n    <a class=\"article-cta-button content_article_cta\" data-track=\"content_article.cta.clicked\" href=\"https:\/\/www.lemonade.com\/pet\/1\">GET FREE QUOTE<\/a>\n    <style type=\"text\/css\">\n        #article-cta-block_611bb08fa6dcb {\n            height: 80px;\n            width: 100%;\n            max-width: 700px;\n            display: flex;\n            flex-flow: row;\n            align-items: center;\n            justify-content: space-around;\n            background: #F7F7F7;\n            border: 1px solid #ECECEC;\n            border-radius: 5px;\n            padding: 15px 15px 15px 30px!important;\n            cursor: pointer;\n        }\n\n        .article-cta-text {\n            width: 100%;\n            max-width: 450px;\n            display: flex;\n            font: 700 20px\/28px \"Lato\", \"Helvetica Neue\", Arial, sans-serif!important;\n            margin: 25px 0 25px!important;\n            text-align: left;\n        }\n\n        .article-cta-button {\n            display: flex;\n            align-items: center;\n            justify-content: center;\n            height: 47px;\n            width: 212px;\n            padding: 0px 25px;\n            box-shadow: 0 4px 8px 0 rgb(255 0 131 \/ 20%);\n            border-radius: 5px;\n            margin-left: 40px;\n            font: 700 1rem \"Lato\",\"Helvetica Neue\",Arial,sans-serif;\n            position: relative;\n            text-decoration: none;\n            text-transform: uppercase;\n            overflow: hidden;\n            white-space: nowrap;\n            text-overflow: ellipsis;\n            user-select: none;\n            transition: background-color .3s,color .3s,border-color .3s;\n            background-color: #ff0083;\n            color: #fff!important;\n            border: 0;\n            box-shadow: 0 10px 40px -10px rgb(255 0 131 \/ 50%);\n            transform: translateY(0);\n            transition: all .2s,transform .5s;\n        }\n\n        .article-cta-button:hover {\n            background-color: #dc0073;\n            text-decoration: none!important;\n        }\n\n        \/* mobile tweaks *\/\n        @media only screen and (max-width: 768px){\n            #article-cta-block_611bb08fa6dcb {\n                font: 700 22px\/27px \"Lato\", \"Helvetica Neue\", Arial, sans-serif;\n                min-height: 220px;\n                height: 100%;\n                padding: 15px 15% 31px;\n                width: 100%;\n                display: flex;\n                flex-flow: column;\n                align-items: center;\n                justify-content: center;\n                padding: 15px 15px 15px 15px!important;\n            }\n\n            .article-cta-text {\n                display: flex;\n                align-items: center;\n                width: 100%;\n                max-width: 230px;\n                text-align: center;\n                margin-top: 0;\n            }\n\n            .article-cta-button {\n                margin-left: 0;\n            }\n        }\n        \n\n    <\/style>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"featured_media":21806,"template":"","class_list":["post-22801","article","type-article","status-publish","has-post-thumbnail","post-hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Pet Insurance Is Worth It - Lemonade Blog<\/title>\n<meta name=\"robots\" content=\"noindex,nofollow\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lemonade.com\/blog\/why-pet-insurance-is-worth-it\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Pet Insurance Is Worth It - Lemonade Blog\" \/>\n<meta property=\"og:description\" content=\"Did you know only 2% of American pet parents have insurance for their furry friend? 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