{"id":4165,"date":"2018-08-30T01:38:32","date_gmt":"2018-08-30T01:38:32","guid":{"rendered":"\/blog\/?p=4165"},"modified":"2024-06-26T11:46:35","modified_gmt":"2024-06-26T11:46:35","slug":"living-off-campus","status":"publish","type":"post","link":"https:\/\/www.lemonade.com\/blog\/living-off-campus\/","title":{"rendered":"Dorm Room, No More. Here are 9 Tips for Living Off Campus"},"content":{"rendered":"\n<p>Parting from your college dorm room? After weighing the pros and cons of <a href=\"https:\/\/www.lemonade.com\/renters\/explained\/living-on-campus-vs-off-campus\/\">living on campus vs. off campus<\/a>, you\u2019re sure going to miss your RA, twin-sized bed, shared bathroom, and cluttered closet. Said no one ever.<\/p>\n\n\n\n<p>It\u2019s finally time to move up to the big leagues: off campus housing! This means a whole new kind of freedom, and a lot more space. Being an upperclassman is gonna rock.<\/p>\n\n\n\n<p>But since this is (probably) your first time getting your own place, let\u2019s face it, you might make some rookie mistakes. Living off campus can be a schooling in itself, from choosing the right place to rethinking your budget, adjusting your meal plan, and getting your <a href=\"https:\/\/www.lemonade.com\/renters\/explained\/ho4\/\">HO4 insurance<\/a> in order.<\/p>\n\n\n\n<p>So before you jump into <a href=\"https:\/\/www.lemonade.com\/renters\/explained\/how-to-throw-a-housewarming-party\/\">planning your housewarming banger<\/a>, here are a few things you\u2019ll need to consider:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pre-move<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Choose your roommate wisely<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/XjorlX7baRUKA\/giphy.gif\" alt=\"How to choose your roommates - Friends\"\/><\/figure>\n<\/div>\n\n\n<p>When selecting your roomie, remember there\u2019s a difference between the perfect going-out buddy and an ideal roommate. You\u2019ll want to make sure they\u2019re clean, trustworthy, and compatible with you.<\/p>\n\n\n\n<p>Discuss everything with them upfront before making a decision, from study habits (music or silence?), to schedules (morning person or night owl?), and leisure activities (do they cook? Smoke? Party?). These are things you\u2019ll want to know before, not after.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Research each apartment you visit<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/26AHu0O1Lqf6R8N8Y\/giphy.gif\" alt=\"How to research off campus apartments\"\/><\/figure>\n<\/div>\n\n\n<p>Don\u2019t simply settle on the first apartment you visit, or one that looks good in the pics. You\u2019ll want to do your homework and know <a href=\"https:\/\/www.lemonade.com\/renters\/explained\/questions-to-ask-when-renting-an-apartment\/\">what to ask when renting an apartment<\/a>: tour quite a few apartments, and chat with the people who\u2019ve lived there in the past and their neighbors (extra bonus if they end up becoming yours!). Ask about the noise level, whether the building or appliances has had any issues, whether the <a href=\"https:\/\/www.lemonade.com\/renters\/explained\/tenant-renters-right-you-need-to-know\/\">landlord respects renters&#8217; rights<\/a>, etc.<\/p>\n\n\n\n<p>P.S. Don\u2019t forget to map out the distance from the apartment to class!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Check the safety of your new digs<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/13KxwY0fl7lPGw\/giphy.gif\" alt=\"off campus living safety\"\/><\/figure>\n<\/div>\n\n\n<p>Chances are, your dorm room came with some pretty snug security. Off campus housing? Not always the case.<\/p>\n\n\n\n<p>To ensure your building is perfectly secure, here are a few things to double check:<br>1. See if your building requires a key to get onto the first floor, and another to get into the apartment.<br>2. Be sure the windows lock properly.<br>3. For an extra layer of protection, try not to live on the first floor. You\u2019ll thank yourself later.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Get renters insurance<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/3o6Zt6Jdnh4pbBqUUM\/giphy.gif\" alt=\"why to get renters insurance if you're living off campus\"\/><\/figure>\n<\/div>\n\n\n<p>Once you choose a new place, you\u2019re set and ready to move, right? Almost. You\u2019ll want to make sure your stuff in your shiny new apartment (ex: furniture, TV, laptop, phone, etc.) is insured, in case your laptop is stolen or your candle tips and catches your stuff afire. Yeah, <a href=\"https:\/\/www.lemonade.com\/renters\/explained\/does-renters-insurance-cover-theft\/\">renters insurance covers theft<\/a> (most people don\u2019t know that!), which happens way more than you think.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.lemonade.com\/renters\/explained\/college-student-renters-insurance\/\">Getting renters insurance&nbsp;in college<\/a> can save you serious $$ down the line. Bonus? If you don\u2019t want to deal with annoying paperwork or phone calls, you can <a href=\"https:\/\/www.lemonade.com\/start?f=1\">get a Lemonade policy in 90 seconds<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button lmnd-cta\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lemonade.com\/onboarding\/start?p=home_us_renters\">GET RENTERS INSURANCE<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Post-move<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Create a new budget<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/hol56wxuWmRrO\/giphy.gif\" alt=\"how to create an off campus living budget\"\/><\/figure>\n<\/div>\n\n\n<p>Hate to break it to you, but moving out of your dorm can mean a whole bunch of new off campus living expenses. We\u2019re talkin\u2019 new furniture, weekly groceries, and refills on things like toilet paper &#8211; not to mention utilities (and they add up).<\/p>\n\n\n\n<p>Because of this, you might have to revamp your <a href=\"\/blog\/budgeting-tricks\/\">budgeting efforts<\/a>. It\u2019s easier than it sounds, as long as you do it right. Here\u2019s our guide to creating a healthy <a href=\"https:\/\/www.lemonade.com\/renters\/explained\/first-apartment-budget-rent\/\">budget for your first apartment<\/a>, which\u2019ll help you offset cost of living off campus effortlessly.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. Rethink your meal plan<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/eSQKNSmg07dHq\/giphy.gif\" alt=\"creating an off campus living meal plan\"\/><\/figure>\n<\/div>\n\n\n<p>Now that you\u2019re living off campus, you probably aren\u2019t enrolled in your full meal plan. But eating a few meals on campus might save you some spare cash (and time). We rec signing up for a 5 meal-per-week plan, so you can grab lunch on campus between classes.<\/p>\n\n\n\n<p>Added bonus: Hangin\u2019 in your dining hall will induce some good ol\u2019 nostalgia for your freshman year days.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>7. Grocery shop smart<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/3ohjV0MRFCJORyUQec\/giphy.gif\" alt=\"off campus living and grocery shopping tips\"\/><\/figure>\n<\/div>\n\n\n<p>Now that you\u2019ve graduated from a mini fridge, and don\u2019t have a janitor changing out the toilet paper (you kinda miss that, right?), you\u2019ll have to monitor your own supply. #<a href=\"\/blog\/why-is-adulting-trending\/\">Adulting<\/a>.<\/p>\n\n\n\n<p>Remember, things like hand soap, TP, paper towels, and tin foil go faster than you think, so buy \u2018em in bulk to save $$ and avoid extra trips to the grocery store. This goes for food items too &#8211; get your cereal, frozen meat, etc. in bulk so you\u2019ll always have food on hand.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>8. Create foolproof systems with your roomie<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/3o7TKU8RvQuomFfUUU\/giphy.gif\" alt=\"cleaning-systems-roommate\"\/><\/figure>\n<\/div>\n\n\n<p>With all the responsibilities that come with off campus housing, it can sometimes feel like added coursework. From grocery shopping to cleaning up the common areas, there&#8217;s a lot to handle. You\u2019re gonna want to have a system in place with your roomie to handle these responsibilities to save both time and conflict.<\/p>\n\n\n\n<p>Create a cleaning schedule (ex. you alternate weeks cleaning floors, counters, and bathrooms), and divide up the grocery responsibilities early.<\/p>\n\n\n\n<p>Pro tip: Studies show that doing some extra favors for your roomie will even boost your <a href=\"\/blog\/boost-your-roommate-relationship\/\">roommate relationship<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>9. Nail down a subletter, early<\/strong><\/h3>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/l41YwWrjEhTGpE3zG\/giphy.gif\" alt=\"subletting your apartment during the summer\"\/><\/figure>\n<\/div>\n\n\n<p>Unless you plan to spend your summer days strollin\u2019 around campus (not a bad choice!), you\u2019ll have to find a subletter to take over your apartment during the summer. This\u2019ll help slash those off campus living expenses by saving you a few months rent. But chances are, tons of people on campus will be trying to do the same, so start looking a few months before.<\/p>\n\n\n\n<p>Hang up flyers around campus, post in Facebook groups, and put an ad on Craigslist. Because the last thing you\u2019ll want to worry about after finishing up your finals (!!!) is finding a subletter.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Let freedom ring!<\/h2>\n\n\n\n<p>Getting excited already? We don\u2019t blame you. Living off campus has tons of perks (like being able to shower without flip flops), and you\u2019ll be able to fully reap &#8217;em once you embrace these new responsibilities.&nbsp;If you still don&#8217;t feel ready, spend a few minutes reading <a href=\"https:\/\/www.apartmentlist.com\/rentonomics\/off-campus-housing-guide\/\">this guide<\/a> with some additional information.<\/p>\n\n\n\n<p>And once you\u2019re all settled in, you\u2019ll be all set to throw that housewarming banger and ring in yet another year of college fun, off campus style.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Graduating from your college dorm room is an exciting step, but living off campus comes with new responsibilities. Here\u2019s how to handle \u2018em.<\/p>\n","protected":false},"author":20,"featured_media":4261,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"puppies_section":[],"class_list":{"0":"post-4165","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-lifehacks","8":"post-hentry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>9 Tips You&#039;ll Need for Living Off Campus | Lemonade Blog<\/title>\n<meta name=\"description\" content=\"Graduating from your college dorm room is an exciting step (bye bye, RA), but living off campus comes with new responsibilities. 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