Matt N


Insured since May 2018


Cold brew with milk


Hardcore Will Never Die, But You Will by Mogwai


Joe’s Shanghai in downtown Chinatown




“Maybe the absence of signs is a sign.” - John Cusack in Serendipity


How fast and easy it is

What comes to mind when you hear ‘insurance’?

Scam, I don’t need it, it’s a lot of money, and I’m going to get screwed.

What about ‘Lemonade’?

The easiest solution to this stupid antiquated system. Lemonade is a result of a natural progression of where things are headed – the way Uber fixed the taxi problem and Seamless fixed food delivery. Of course it would come to insurance – It was only natural.

How was your experience getting Lemonade?

When I was getting my homeowners insurance, I called Liberty Mutual since my parents use them. They quoted me on some insane number. Then my broker recommended Lemonade. I was like, ‘This is great, it’s an app, I don’t have to talk to anyone on the phone. I can just do it easily.’

How did Lemonade’s price compare to your other quotes?

It was way, way cheaper than my other homeowners insurance quotes. It was around a half or a third of the price. Lemonade asked questions about lowering your price, and the other insurance companies didn’t.

What’s your favorite thing about Lemonade?

I love how fast and easy it is. I can open it, I can check it, I can change it, whatever, whenever. There’s no hassle. And it’s cheap too, and very efficient. It makes me feel comfortable about something that I probably don’t want to deal with.

Do you ever talk to your friends about Lemonade?

I recommended it to my friend who was buying a home at the time, and he got it. I was like, “My broker told me about this great app, you can get it instantly for super cheap,” and he was like, “Oh of course I’ll get it.” It just makes sense. Every time I tell people about it, they’re like oh duh, that makes sense.

Anything else you want to add?

I also really loved the Giveback part of it. I wanted to get Lemonade anyway – because it was cheaper – but it was nice to know that Lemonade’s not just sitting on their money. It just made me feel good about using the company, because I was like oh, they’re good people. Overall, great experience. I was just surprised that I hadn’t heard of it. But why would I have heard of it? People don’t go around talking about insurance.