{"id":11390,"date":"2022-11-24T14:42:59","date_gmt":"2022-11-24T13:42:59","guid":{"rendered":"https:\/\/www.lemonade.com\/de\/blog\/?p=11390"},"modified":"2022-11-27T10:15:30","modified_gmt":"2022-11-27T09:15:30","slug":"laptop-insurance-germany","status":"publish","type":"post","link":"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/","title":{"rendered":"Your Top German Laptop Insurance Questions, Answered"},"content":{"rendered":"\n<p>If you\u2019re anything like us, your laptop joins you through big portions of your day as an expat. Starting from your day job, to checking out your favorite pics, or sifting through Netflix, your laptop is&nbsp; your device of choice.&nbsp;<\/p>\n\n\n\n<p>So it would be really bad news if something were to happen to it\u2014 if you were to&nbsp; spill coffee on it, it were to get snatched from your favorite coffee shop, or if you accidentally were to drop it. Even if your data is safely stored in the cloud (we hope you do regular backups!), having to buy a whole new device hurts\u2014especially if you don\u2019t have any insurance coverage to reimburse you.<\/p>\n\n\n\n<p>So, what are your actual coverage options in Germany? Does the manufacturer\u2019s warranty apply to laptop theft? And what about other cases, such as water damage or damage due to overvoltage?&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/lemonadeeuropelibrary.kinsta.cloud\/de-hausrat\/wp-content\/uploads\/sites\/4\/2022\/04\/SecurityCam_400px-2.gif\" alt=\"\"\/><\/figure>\n<\/div>\n\n\n<p><\/p>\n\n\n\n<p class=\"has-text-align-center\">__________________<\/p>\n\n\n\n<p><strong>TL;DR<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If you have contents insurance, your laptop is covered as a part of your \u2018contents\u2019 cover\u2014for damage caused by fire, tap water, or burglary. If you want to be covered for theft from outside your home, you\u2019ll need to add the Lemonade Anti-theft package.<\/li><li>If you happen to damage someone else&#8217;s laptop, your personal liability insurance will have your back.<\/li><li>Usually your German laptop comes with a 24-month retailer\u2019s warranty and a manufacturer\u2019s guarantee.&nbsp;<\/li><li>According to German consumer center experts (\u2018Deutsche Verbraucherzentrale\u2019), a separate laptop insurance policy\u2014in combination with your contents policy\u2014isn\u2019t worthwhile.<\/li><\/ul>\n\n\n\n<p class=\"has-text-align-center\">___________________<\/p>\n\n\n\n<p>If you\u2019d like to dive deeper into the fascinating world of laptop insurance, we\u2019ll answer these questions and more:<\/p>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<p><a href=\"#laptop-contents-insurance\">Is my laptop covered under contents insurance?<\/a><\/p>\n\n\n\n<p><a href=\"#guarantee-vs-warranty-laptop\">What\u2019s covered by the manufacturer\u2019s guarantee? And what\u2019s a German warranty?<\/a><\/p>\n\n\n\n<p><a href=\"#coverage-work-computer\">What if my laptop is a work computer?<\/a><\/p>\n\n\n\n<p><a href=\"#separate-laptop-insurance\">Should you get a separate laptop insurance policy in Germany?<\/a><\/p>\n\n\n\n<p><a href=\"#how-to-insure-laptop-contents\">How do I insure my laptop with contents insurance?<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"laptop-contents-insurance\">Is my laptop covered under my contents insurance?<\/h3>\n\n\n\n<p>Here\u2019s some good news: <a href=\"https:\/\/www.lemonade.com\/de\/blog\/contents-insurance-germany\/\">German contents insurance<\/a>, also called home contents insurance, covers your laptop, and basically everything else you own. So, your laptop is covered for the \u2018perils\u2019 listed in your policy: that\u2019s the bad things that could happen to your stuff that insurance will cover, like vandalism, burglary, and fire.<\/p>\n\n\n\n<p>That means you&#8217;re covered if someone breaks into your place and steals your laptop. Or, if an apartment fire destroys your belongings, including your precious device (we hope this never happens to you!).<\/p>\n\n\n\n<p>Here\u2019s a list of all the \u2018perils\u2019 covered by your contents insurance (\u2018Hausratversicherung\u2019):<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Fire, smoke &amp; explosion<\/td><td>Windstorm &amp; hail<\/td><td>Water damage caused by an <br>unintended leakage of tap water<\/td><\/tr><tr><td>Burglary<\/td><td>Robbery<\/td><td>Vandalism<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>As we\u2019ve just established, burglary and robbery are covered by your contents insurance. However, if someone steals your laptop from somewhere that <em>isn\u2019t your home<\/em>, such as the public library or your neighborhood poke place, your standard contents insurance isn\u2019t likely to cover you.&nbsp;<\/p>\n\n\n\n<p>But do not despair, we\u2019ve got you covered! We\u2019ll tell you all about a way to protect your laptop against theft from outside your home (spoiler: with the Lemonade Anti-theft package).&nbsp;<\/p>\n\n\n\n<p>In a rush and have no time to spare? Here\u2019s a shortcut to everything you need to know about the Lemonade Anti-theft package.<\/p>\n\n\n\n<p>Good to know: If you accidentally cause damage to someone else\u2019s laptop\u2014if you, for instance, step on your roomie\u2019s device and the screen cracks\u2014your <a href=\"https:\/\/www.lemonade.com\/de\/blog\/liability-insurance-germany\/\">personal liability insurance<\/a> (\u2018Private Haftpflichtversicherung\u2019) has your back. If you\u2019re insured, that is.&nbsp;<\/p>\n\n\n\n<p>However, German liability insurance doesn\u2019t cover damage you\u2019ve caused to your own laptop (this is called \u2018Eigenschaden\u2019 in German). So, if you spill some caffe latte on your laptop or drop it, this won\u2019t be covered\u2014neither by German contents nor by liability insurance. And contrary to renters or homeowners insurance policies, there\u2019s no way to add extra protection, for \u2018accidental damage\u2019 to your German policies either.<\/p>\n\n\n\n<p>Now that we\u2019ve gone over what is and isn\u2019t covered by German contents insurance, let\u2019s have a look at alternative ways to insure your device.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"guarantee-vs-warranty-laptop\">What\u2019s covered by your manufacturer\u2019s guarantee? And what\u2019s a German warranty?<\/h3>\n\n\n\n<p>If you\u2019ve assumed that your newly acquired laptop comes with some coverage, you\u2019re not wrong. These coverages in Germany are called guarantee and warranty\u2014similar to ones offered in the US. They typically cover things like defective keyboards, hard drive failures, and mechanical breakdown caused by product faults.<\/p>\n\n\n\n<p>If you\u2019re confused about the differences between these coverages, don\u2019t worry, we\u2019ve got your back. Let\u2019s spell it out:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>The German guarantee (\u2018Garantie\u2019) <\/strong>is provided to you by the laptop manufacturer, and is either free or costs a small fee. An example of a guarantee would be AppleCare, provided to you by Apple themselves.&nbsp;<\/li><\/ul>\n\n\n\n<p>The kind of protection included in the \u2018guarantee\u2019 varies between different manufacturers.&nbsp;<\/p>\n\n\n\n<p>Typically, it\u2019s limited to issues and damages arising from the manufacturing process (so instances during which you accidentally trip and step on your laptop aren\u2019t covered).<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>The German warranty (\u2018Gew\u00e4hrleistung\u2019)<\/strong> is provided to you by the dealer\/retailer. It\u2019s based on the assumption that within the first 24 months after purchase, you can expect any device (e.g. your newly acquired MacBook Pro) to work flawlessly. If this isn\u2019t the case, and the laptop was damaged, the dealer is legally liable for it, and you\u2019re able to&nbsp; file a claim. If you do so within the first six months, chances are that they will fix the broken parts or replace the whole device. After six months, however, you\u2019ll probably have a harder time proving that your laptop was damaged when you got it.&nbsp;<\/li><\/ul>\n\n\n\n<p>To sum up, both guarantee and warranty cover certain types of laptop damages such as faulty keyboards or a scratched exterior. However, you need to be aware that after purchase, they\u2019re only active for a limited time frame. In addition, neither of them offers theft protection.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"coverage-work-computer\">Is my work computer covered with contents insurance?<\/h3>\n\n\n\n<p>No, your company\u2019s computer wouldn\u2019t be included in your contents policy.&nbsp;<\/p>\n\n\n\n<p>Why not? Well, because you don\u2019t technically own it. Contents insurance only covers belongings you actually own.&nbsp;<\/p>\n\n\n\n<p>So, if your employer has given you a work laptop and this laptop gets damaged, their insurance\u2014and not yours\u2014will usually cover it.<\/p>\n\n\n\n<p>However, there are some exceptions where their insurance wouldn\u2019t kick in either.<\/p>\n\n\n\n<p>Do you remember the scene in <em>Friends<\/em> where Chandler vandalizes his own office together with one of his work colleagues? Well, in the real world, Chandler would definitely not be covered.<\/p>\n\n\n\n<p>If you cause damages to your equipment on purpose, you\u2019re responsible and will have to pay. The same applies in cases where you\u2019ve behaved negligently. If you leave your work laptop on the table of a coffee shop to get yourself a cup of coffee and it gets stolen, you\u2019ll have to pay for a replacement.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"758\" src=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/05\/Laptop-1024x758.png\" alt=\"Laptop insurance Germany\" class=\"wp-image-8181\" srcset=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/05\/Laptop-1024x758.png 1024w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/05\/Laptop-300x222.png 300w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/05\/Laptop-768x568.png 768w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/05\/Laptop.png 1392w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n<p><strong>Are there cases in which your own content insurance <\/strong><strong><em>would<\/em><\/strong><strong> cover damages to your work laptop?&nbsp;<\/strong><\/p>\n\n\n\n<p>There might be.&nbsp;<\/p>\n\n\n\n<p>If you use your laptop for work, but not predominantly, it could be covered by your insurance.&nbsp;<\/p>\n\n\n\n<p>If you\u2019re freelancing for instance, and you split your laptop 50\/50 between your job and your spare time, your contents insurance might help you out in case of damage. However, only if it got damaged by a covered peril, such as a tap water leakage from your washing machine or a burglary.&nbsp;<\/p>\n\n\n\n<p>Another small disclaimer:&nbsp; Your insurance provider would only refund you for half of your laptop\u2019s value, basically the half you\u2019re using for your personal life.&nbsp;<\/p>\n\n\n\n<p>So, after reviewing your options \u2014do you feel like you\u2019re sufficiently protected with contents insurance, guarantee, and warranty?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"separate-laptop-insurance\">Should you get a separate laptop insurance policy?&nbsp;<\/h3>\n\n\n\n<p>Let\u2019s get some expert\u2019s opinion on this topic: The German consumer association (\u2018Deutsche Verbraucherzentrale\u2019) was quoted by the popular German newspaper, \u2018S\u00fcddeutsche\u2019, that separate laptop insurance isn\u2019t worth getting \u2014especially if you already have a contents policy to begin with. They think it\u2019s not only redundant, but it can also get pretty pricey.<\/p>\n\n\n\n<p>One last question remains: How do you insure your precious laptop from theft without breaking the bank?&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-insure-laptop-contents\">How do I insure my laptop with contents insurance?<\/h3>\n\n\n\n<p>If you decide to protect your laptop (and the rest of your stuff) with contents insurance, getting a policy with Lemonade is easy.<\/p>\n\n\n\n<p>All you need to do is apply for an insurance policy, which takes less than 2 minutes:<\/p>\n\n\n\n<p>1. Download the app<\/p>\n\n\n\n<p>2. Answer a few easy questions<\/p>\n\n\n\n<p>3. Get your policy (and the peace of mind that comes with it) in seconds<\/p>\n\n\n\n<p>Lemonade contents insurance covers all your things that you usually keep in your home from property damage and loss. Namely, we cover perils such as fire, burglary, vandalism and water damage.<\/p>\n\n\n\n<p>To insure your belongings, including your beloved laptop, expensive smartphone, and any other electronics against theft outside of your home, you can simply add the Anti-theft package to your contents policy. The package even covers you on trips abroad for up to three months.<\/p>\n\n\n\n<p>If you have any additional questions about laptop insurance cover, feel free to check out our <a href=\"https:\/\/www.lemonade.com\/de\/en\/faq\">FAQs<\/a>, and if you\u2019re ready, go ahead and <a href=\"https:\/\/www.lemonade.com\/onboarding\/1\">take Lemonade for a spin<\/a>\u2014it\u2019ll take you less time than restarting your laptop.<\/p>\n\n\n\n<div id=\"post-cta-block_637f6f2cf9d60\" class=\"post-cta wp-block-button lmnd-cta\" >\n    <a class=\"wp-block-button__link tc\" href=\"https:\/\/www.lemonade.com\/onboarding\/1\" target=\"\" data-track=\"blog.cta.clicked\" data-position=\"body\">\n               \n        Get your laptop covered    <\/a>\n<\/div>\n<style>\n    .lmnd-cta {\n        margin: auto !important;\n        padding-top: 10px!important;\n        padding-bottom: 10px;\n        text-align: center;\n    }\n     .lmnd-cta.outline-style a{\n        display: flex !important;\n        gap: 8px !important;\n        border: 1px solid #FF0083 !important;\n        border-radius: 8px;\n        background-color: #FFF7FB !important;\n        color: #FF0083 !important;\n        width: max-content;\n        margin: 0 auto !important;\n        box-shadow: none !important;\n        align-items: center;\n        font-size: 14px;\n        font-weight: 700;\n    }\n    @media (max-width: 450px) {\n        .content .lmnd-cta.outline-style a{\n            min-width: 100%;\n            justify-content: center;\n        }\n    }\n    .content .outline-style a:hover{\n        background-color: #FFEBF5 !important;\n    }\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.<\/p>\n","protected":false},"author":20,"featured_media":11407,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[],"class_list":{"0":"post-11390","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-english","8":"post-hentry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade<\/title>\n<meta name=\"description\" content=\"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade\" \/>\n<meta property=\"og:description\" content=\"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/\" \/>\n<meta property=\"og:site_name\" content=\"Lemonade Blog \u2014 Storys \u00fcber das Leben, Tech &amp; Versicherung\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Lemonade\/\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/11\/Laptop-OG.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Team Lemonade\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade\" \/>\n<meta name=\"twitter:description\" content=\"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/11\/Laptop-OG.png\" \/>\n<meta name=\"twitter:creator\" content=\"@lemonade_inc\" \/>\n<meta name=\"twitter:site\" content=\"@lemonade_inc\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Team Lemonade\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/\",\"url\":\"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/\",\"name\":\"Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade\",\"isPartOf\":{\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/#website\"},\"author\":{\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/#\/schema\/person\/3cfc8336d83e02464ba45881ceab5188\"},\"description\":\"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lemonade.com\/de\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Your Top German Laptop Insurance Questions, Answered\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/#website\",\"url\":\"https:\/\/www.lemonade.com\/de\/blog\/\",\"name\":\"Lemonade Blog \u2014 Storys \u00fcber das Leben, Tech &amp; Versicherung\",\"description\":\"Die neuesten Geschichten vom Lemonade Team\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lemonade.com\/de\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/#\/schema\/person\/3cfc8336d83e02464ba45881ceab5188\",\"name\":\"Team Lemonade\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lemonade.com\/de\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/2995d100e1996e173c9b32ad993be79adde359df21d6ede672ebf92449ac5369?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/2995d100e1996e173c9b32ad993be79adde359df21d6ede672ebf92449ac5369?s=96&d=mm&r=g\",\"caption\":\"Team Lemonade\"},\"sameAs\":[\"https:\/\/twitter.com\/lemonade_inc\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade","description":"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade","og_description":"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.","og_url":"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/","og_site_name":"Lemonade Blog \u2014 Storys \u00fcber das Leben, Tech &amp; Versicherung","article_publisher":"https:\/\/www.facebook.com\/Lemonade\/","og_image":[{"width":1200,"height":628,"url":"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/11\/Laptop-OG.png","type":"image\/png"}],"author":"Team Lemonade","twitter_card":"summary_large_image","twitter_title":"Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade","twitter_description":"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.","twitter_image":"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/11\/Laptop-OG.png","twitter_creator":"@lemonade_inc","twitter_site":"@lemonade_inc","twitter_misc":{"Written by":"Team Lemonade","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/","url":"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/","name":"Your Top German Laptop Insurance Questions, Answered \u2022 Lemonade","isPartOf":{"@id":"https:\/\/www.lemonade.com\/de\/blog\/#website"},"author":{"@id":"https:\/\/www.lemonade.com\/de\/blog\/#\/schema\/person\/3cfc8336d83e02464ba45881ceab5188"},"description":"Find out exactly when your contents insurance can help cover your laptop\u2014including in the event of theft.","breadcrumb":{"@id":"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lemonade.com\/de\/blog\/laptop-insurance-germany\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lemonade.com\/de\/blog\/"},{"@type":"ListItem","position":2,"name":"Your Top German Laptop Insurance Questions, Answered"}]},{"@type":"WebSite","@id":"https:\/\/www.lemonade.com\/de\/blog\/#website","url":"https:\/\/www.lemonade.com\/de\/blog\/","name":"Lemonade Blog \u2014 Storys \u00fcber das Leben, Tech &amp; Versicherung","description":"Die neuesten Geschichten vom Lemonade Team","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lemonade.com\/de\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.lemonade.com\/de\/blog\/#\/schema\/person\/3cfc8336d83e02464ba45881ceab5188","name":"Team Lemonade","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.lemonade.com\/de\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/2995d100e1996e173c9b32ad993be79adde359df21d6ede672ebf92449ac5369?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/2995d100e1996e173c9b32ad993be79adde359df21d6ede672ebf92449ac5369?s=96&d=mm&r=g","caption":"Team Lemonade"},"sameAs":["https:\/\/twitter.com\/lemonade_inc"]}]}},"_links":{"self":[{"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/posts\/11390","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/comments?post=11390"}],"version-history":[{"count":17,"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/posts\/11390\/revisions"}],"predecessor-version":[{"id":11414,"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/posts\/11390\/revisions\/11414"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/media\/11407"}],"wp:attachment":[{"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/media?parent=11390"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/categories?post=11390"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lemonade.com\/de\/blog\/wp-json\/wp\/v2\/tags?post=11390"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}