{"id":8590,"date":"2020-08-15T07:48:33","date_gmt":"2020-08-15T06:48:33","guid":{"rendered":"https:\/\/www.lemonade.com\/de\/blog\/?p=8590"},"modified":"2023-02-09T09:37:18","modified_gmt":"2023-02-09T08:37:18","slug":"social-impact-meets-insurance","status":"publish","type":"post","link":"https:\/\/www.lemonade.com\/de\/blog\/social-impact-meets-insurance\/","title":{"rendered":"How To Make A Dent In The Universe With The Lemonade Giveback"},"content":{"rendered":"\n<p><span style=\"font-weight: 400;\">At Lemonade, we set out to create an insurance company driven by social good \u2013 and that meant no marketing fluff or philanthropic giveaways. Instead, we wanted to build a different system \u2013 one that would bring out the best in all of us, and that would have social impact embedded in its very foundations.<br><br><\/span><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>That\u2019s what the <a href=\"https:\/\/www.lemonade.com\/de\/en\/giveback\">Lemonade Giveback<\/a> is all about. Since our launch in September 2016, Lemonade has donated over 6.164.548 $ to an incredible range of nonprofits via Giveback. As the Lemonade community grows, so does the potential of our Giveback <span style=\"font-weight: 400;\">\u2013<\/span> from just 50.000 $ in 2017, to over 2.000.000 $ in 2022.<\/p><\/blockquote>\n\n\n\n<p><span style=\"font-weight: 400;\">Unlike any other insurance company, we donate all unclaimed premiums to charity. What does that mean? We take a flat fee from your monthly premium, use the rest to pay claims, and <a href=\"https:\/\/www.lemonade.com\/de\/en\/giveback\">give back<\/a> what\u2019s left to causes you care about once a year. So that annual donation doesn\u2019t come directly from your pocket \u2013 instead, it comes from the good behavior and good fortune of the Lemonade community.<\/span><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"444\" src=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/DE.png\" alt=\"How Giveback Works\" class=\"wp-image-8656\" srcset=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/DE.png 1200w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/DE-300x111.png 300w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/DE-1024x379.png 1024w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/DE-768x284.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n<\/div>\n\n\n<p><span style=\"font-weight: 400;\">Want to dive deeper? Read on for everything you ever wanted to know about the Lemonade Giveback program- and for the entire list of Lemonade\u2019s Giveback charities, scroll down.<\/span><\/p>\n\n\n\n<p><b>Here\u2019s a quick preview of what we\u2019ll cover:<\/b><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li style=\"font-weight: 400;\"><a href=\"#impact-Giveback\"><span style=\"font-weight: 400;\">What is the impact of Lemonade\u2019s Giveback?<\/span><\/a><\/li><li style=\"font-weight: 400;\"><a href=\"#how-does-Giveback-make-Lemonade-different\"><span style=\"font-weight: 400;\">How does Giveback really make Lemonade different?<\/span><\/a><\/li><li style=\"font-weight: 400;\"><a href=\"#the-Lemonade-Giveback-nonprofits\"><span style=\"font-weight: 400;\">The Lemonade Giveback nonprofits<\/span><\/a><\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><a id=\"impact-Giveback\"><\/a>The Impact of Lemonade\u2019s Giveback<\/strong><\/h3>\n\n\n\n<p><span style=\"font-weight: 400;\">Since the Lemonade launch in September 2016, there have been six Givebacks and we donated 6.164.548 $ to dozens of charities. In our first Giveback in 2017, Lemonade donated over 10% of its revenue to 14 Giveback causes, which amounted to 54.174 $. Over time, the Lemonade community as well as the potential of our Giveback<\/span> <span style=\"font-weight: 400;\">have grown, and in 2022, we were able to donate over 1.8 $ million to 59 charities.<\/span><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"391\" src=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/09\/DE_total-giveback_EN-1024x391.png\" alt=\"\" class=\"wp-image-11289\" srcset=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/09\/DE_total-giveback_EN-1024x391.png 1024w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/09\/DE_total-giveback_EN-300x115.png 300w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/09\/DE_total-giveback_EN-768x293.png 768w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/09\/DE_total-giveback_EN-1536x587.png 1536w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2022\/09\/DE_total-giveback_EN.png 1600w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>The Lemonade Giveback 2022 benefited the following organizations and projects, amongst others:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Charity:Water:<em>&nbsp;<\/em>134.909 <strong>$<\/strong>&nbsp;<\/strong>to support water projects that provide clean and safe drinking water to people in Mali.<\/li><li><strong>350.Org: 118.443 <strong>$<\/strong>&nbsp;<\/strong>to support the fight for climate justice.&nbsp;<\/li><li><strong>ACLU: 75.320 <strong>$<\/strong>&nbsp;<\/strong>to support the Reproductive<em>&nbsp;<\/em>Freedom Project and the Anti-Racism Project.&nbsp;<\/li><li><strong>National Breast Cancer Foundation: 40.014 <strong>$<\/strong>&nbsp;<\/strong>to administer mammograms.<\/li><li><strong>The Trevor Project: 100.727 <strong>$<\/strong>&nbsp;<\/strong>to give lifesaving mental health services to LGBTQ+ youth.<\/li><li><strong>Malala Fund: 23.174 <strong>$<\/strong>&nbsp;<\/strong>to support vulnerable girls enrolled in schools across the Sidama region of Ethiopia.<\/li><li><strong>Gurls Talk: 5.067 <strong>$<\/strong>&nbsp;<\/strong>to provide free and accessible mental health resources to young women and adolescent girls.<\/li><\/ul>\n\n\n\n<p><span style=\"font-weight: 400;\">We are proud that our Lemonade community has been able to support so many projects and organizations around the world through the Giveback. <a href=\"#Giveback-nonprofits\">Here<\/a> you can find a list of all nonprofits we currently partnered up with in Germany.<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><a id=\"how-does-Giveback-make-Lemonade-different\"><\/a>How Giveback Makes Lemonade Different<\/strong><\/h3>\n\n\n\n<p>Our Giveback program allows our Lemonaders to support causes they care about. If there\u2019s leftover premium, it goes to charities chosen by Lemonaders themselves- so Giveback is baked into our business model.<\/p>\n\n\n\n<p>When your unused dollars go to charity, it\u2019s not an extra payment from your pocket. It\u2019s simply due to your good fortune and good behavior \u2013 your unclaimed dollars roll over to make a difference for someone else in this universe.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"293\" src=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/Heart-Coin_EU.gif\" alt=\"\" class=\"wp-image-8609\"\/><\/figure>\n<\/div>\n\n\n<p>The Giveback model predicts that not every group will get a Giveback every year, but we hope most groups will have more good years than bad.<\/p>\n\n\n\n<p>Social impact is a guiding value at Lemonade. We are a proud member of the B-Corp community, and one of the world\u2019s only public benefit insurance companies. We want to make it easy for you to do good.<\/p>\n\n\n\n<p>Check out some of the things our Lemonaders are saying about Giveback:<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"685\" src=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/Artboard-Copy-4.png\" alt=\"Giveback Love Lemonade\" class=\"wp-image-8646\" srcset=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/Artboard-Copy-4.png 1200w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/Artboard-Copy-4-300x171.png 300w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/Artboard-Copy-4-1024x585.png 1024w, https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/08\/Artboard-Copy-4-768x438.png 768w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n<\/div>\n\n\n<p><span style=\"font-weight: 400;\">If you already have a Lemonade policy but haven\u2019t selected your Giveback cause, make sure you download the Lemonade app. You\u2019ll be prompted to pick a cause you care about and will have the opportunity to read more about each one. If you don\u2019t have Lemonade yet, scroll through our list of causes below, choose one you\u2019re passionate about, and get a Lemonade policy in seconds.&nbsp;<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong><a id=\"the-Lemonade-Giveback-nonprofits\"><\/a>The Lemonade Giveback List of Nonprofits<\/strong><\/h3>\n\n\n\n<p><strong><a id=\"Giveback-nonprofits\"><\/a>LSVD<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;The Lesbian and Gay Federation in Germany (LSVD) is the largest non-governmental LGBT rights organisation in Germany. They work to help lesbian, gay and transgender people gain recognition as a natural part of social normality and attain full legal equality. The LSVD takes a stand when the interests of LGBT people are affected by the Federal Government, the Bundestag, and the Federal Constitutional court.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">The Lesbian and Gay Federation in Germany (LSVD) is the largest non-governmental LGBT rights organisation in Germany. They work to help lesbian, gay and transgender people gain recognition as a natural part of social normality and attain full legal equality. The LSVD takes a stand when the interests of LGBT people are affected by the Federal Government, the Bundestag, and the Federal Constitutional court.<\/span><\/p>\n\n\n\n<p><strong>Viva con Agua<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Viva con Agua de Sankt Pauli e.V. is a nonprofit organization committed to ensuring that all people worldwide have access to clean drinking water. To achieve this goal, they promote water projects and activities at home and abroad. They firmly believe that even serious topics in the world can be treated with joy.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">Viva con Agua de Sankt Pauli e.V. is a nonprofit organization committed to ensuring that all people worldwide have access to clean drinking water. To achieve this goal, they promote water projects and activities at home and abroad. They firmly believe that even serious topics in the world can be treated with joy.<\/span><\/p>\n\n\n\n<p><strong>World Vision<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;World Vision Germany partner with children, families, and their communities to reach their full potential by tackling the causes of poverty and injustice, regardless of ethnic origin, religion or nationality. With energy and passion, they work to empower people out of poverty and promote human transformation.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">World Vision Germany partner with children, families, and their communities to reach their full potential by tackling the causes of poverty and injustice, regardless of ethnic origin, religion or nationality. With energy and passion, they work to empower people out of poverty and promote human transformation.<\/span><\/p>\n\n\n\n<p><strong>Start Coding<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Start Coding promotes digital education in a hands-on manner to look beyond the surface of digital products. They encourage kids, educators, parents and the elderly to use programming and electronics to design their own creative applications in music, games, making and art in workshops and events across Germany.\\n&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">Start Coding promotes digital education in a hands-on manner to look beyond the surface of digital products. They encourage kids, educators, parents and the elderly to use programming and electronics to design their own creative applications in music, games, making and art in workshops and events across Germany.<\/span><\/p>\n\n\n\n<p><strong>ReDi School of Digital Integration<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;ReDI was founded in 2015 on the belief that technology can break down barriers, and bring people together to build new solutions to old problems. The idea of ReDI was sparked by the insight that amongst the refugee population there are incredible talents eager to learn and eager to contribute, who could help open IT jobs in Germany.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">ReDI was founded in 2015 on the belief that technology can break down barriers, and bring people together to build new solutions to old problems. The idea of ReDI was sparked by the insight that amongst the refugee population there are incredible talents eager to learn and eager to contribute, who could help open IT jobs in Germany.<\/span><\/p>\n\n\n\n<p><strong>TAFEL<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Tons of food is destroyed in Germany every day. The Tafel works to stop food waste, by collecting and distributing leftovers to disadvantaged people nationwide. There are currently more than 940 Tafel in Germany, supporting more than 1.5 million people in need of food - including thousands of women and children. &quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">Tons of food is destroyed in Germany every day. The Tafel works to stop food waste, by collecting and distributing leftovers to disadvantaged people nationwide. There are currently more than 940 Tafel in Germany, supporting more than 1.5 million people in need of food &#8211; including thousands of women and children. <\/span><\/p>\n\n\n\n<p><strong>One Earth &#8211; One Ocean<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;With the \\&quot;Marine Litter Cleanup\u201c the German NGO One Earth - One Ocean has developed and tested a concept for the collection and recycling of plastic waste from the waters. Special waste collection ships collect the plastic waste, which is then returned to the material cycle.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">With the &#8220;Marine Litter Cleanup\u201c the German NGO One Earth &#8211; One Ocean has developed and tested a concept for the collection and recycling of plastic waste from the waters. Special waste collection ships collect the plastic waste, which is then returned to the material cycle.<\/span><\/p>\n\n\n\n<p><strong>German Red Cross<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;The German Red Cross is part of the largest global humanitarian network and provides extensive assistance to people in need, both worldwide and in Germany. Whether in disaster situations, conflict situations or long-term projects, the German Red Cross is always close to the people and is committed to their lives, health, well-being, protection, peaceful coexistence and dignity.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">The German Red Cross is part of the largest global humanitarian network and provides extensive assistance to people in need, both worldwide and in Germany. Whether in disaster situations, conflict situations or long-term projects, the German Red Cross is always close to the people and is committed to their lives, health, well-being, protection, peaceful coexistence and dignity.<\/span><\/p>\n\n\n\n<p><strong>Pro Wildlife<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Pro Wildlife is committed to preserving biodiversity and saving wild animals in need. The German organisation supports wildlife conservation projects worldwide, working to preserve habitats and raise awareness around the importance of protecting wild animals. They also engage with lawmakers around containing the exploitation of nature.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15231,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16316664},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;9&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:1907741},&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:11}\">Pro Wildlife is committed to preserving biodiversity and saving wild animals in need. The German organisation supports wildlife conservation projects worldwide, working to preserve habitats and raise awareness around the importance of protecting wild animals. They also engage with lawmakers around containing the exploitation of nature.<\/span><\/p>\n\n\n\n<p><strong>Doctors Without Borders<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Doctors Without Borders provides emergency medical aid in crisis and war zones and after natural disasters worldwide. They help quickly, efficiently and unbureaucratically - without asking about origin, religion or political convictions. Doctors, nurses, midwives and logisticians work in around 70 countries, treating the sick and wounded, caring for malnourished children and providing clean drinking water.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">Doctors Without Borders provides emergency medical aid in crisis and war zones and after natural disasters worldwide. They help quickly, efficiently and unbureaucratically &#8211; without asking about origin, religion or political convictions. Doctors, nurses, midwives and logisticians work in around 70 countries, treating the sick and wounded, caring for malnourished children and providing clean drinking water.<\/span><\/p>\n\n\n\n<p><strong>Reporters Without Borders<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Reporters Without Borders promotes and defends the freedom to be informed and to inform others throughout the world. Based in Paris, it has an international network of correspondents in 130 countries. RSF is now one of the world\u2019s leading NGOs in the defense and promotion of freedom of information.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">Reporters Without Borders promotes and defends the freedom to be informed and to inform others throughout the world. Based in Paris, it has an international network of correspondents in 130 countries. RSF is now one of the world\u2019s leading NGOs in the defense and promotion of freedom of information.<\/span><\/p>\n\n\n\n<p><strong>German Animal Welfare Organisation<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;The German Animal Welfare Association is Europe\u2019s largest umbrella organization which is committed to animal protection and nature conservation. The nonprofit advocates for the active protection of local animals as well as the end of animal suffering in Germany, Europe and worldwide.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">The German Animal Welfare Association is Europe\u2019s largest umbrella organization which is committed to animal protection and nature conservation. The nonprofit advocates for the active protection of local animals as well as the end of animal suffering in Germany, Europe and worldwide.<\/span><\/p>\n\n\n\n<p><strong>Ozeankind\u00ae e.V.<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;Ozeankind\u00ae e.V. promotes environmental education and recycling projects for children. Since 2018, the association has engaged in a wide range of activities and initiatives for increased awareness on how to handle disposable plastic, like regularly organizing international cleanup events.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:829,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;11&quot;:4,&quot;12&quot;:0}\">Ozeankind\u00ae e.V. promotes environmental education and recycling projects for children. Since 2018, the association has engaged in a wide range of activities and initiatives for increased awareness on how to handle disposable plastic, like regularly organizing international cleanup events.<\/span><\/p>\n\n\n\n<p><strong>DKMS<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;The DKMS (German Bone Marrow Donor Center), is a non-profit organization dedicated to the fight against blood cancer. Its goal is to find a suitable stem cell donor for every blood cancer patient in the world and to improve patients\u2019 well-being. In addition, the DKMS supports the development and research of treatment methods for blood cancer.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:15171,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:[null,2,16777215],&quot;9&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0,&quot;14&quot;:[null,2,1907741],&quot;15&quot;:&quot;Arial&quot;,&quot;16&quot;:11}\">The DKMS (German Bone Marrow Donor Center), is a non-profit organization dedicated to the fight against blood cancer. Its goal is to find a suitable stem cell donor for every blood cancer patient in the world and to improve patients\u2019 well-being. In addition, the DKMS supports the development and research of treatment methods for blood cancer.<\/span><\/p>\n\n\n\n<p><strong>DEEPWAVE e.V.<\/strong><\/p>\n\n\n\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;DEEPWAVE is a marine conservation initiative founded in 2003 in which marine biologists and ocean enthusiasts come together to \\&quot;give the ocean a voice\\&quot;. With this in mind, they educate about the ocean\u2019s importance for our life on the blue planet and encourage others to get involved in hands-on and politically effective projects for ocean protection during this decade.&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:957,&quot;3&quot;:{&quot;1&quot;:0},&quot;5&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;6&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;7&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;8&quot;:{&quot;1&quot;:[{&quot;1&quot;:2,&quot;2&quot;:0,&quot;5&quot;:{&quot;1&quot;:2,&quot;2&quot;:0}},{&quot;1&quot;:0,&quot;2&quot;:0,&quot;3&quot;:3},{&quot;1&quot;:1,&quot;2&quot;:0,&quot;4&quot;:1}]},&quot;10&quot;:0,&quot;11&quot;:4,&quot;12&quot;:0}\">DEEPWAVE is a marine conservation initiative founded in 2003 in which marine biologists and ocean enthusiasts come together to &#8220;give the ocean a voice&#8221;. With this in mind, they educate about the ocean\u2019s importance for our life on the blue planet and encourage others to get involved in hands-on and politically effective projects for ocean protection during this decade.<\/span><\/p>\n\n\n\n<p>Btw, if you don\u2019t see your favorite cause on our list, let us know \u2013 we\u2019d love to see if we can help support them too through our Giveback program. Drop us a line at hilfe@lemonade.com.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>All the causes you can support through Lemonade\u2019s Giveback, and an easy explanation of how it all works.<\/p>\n","protected":false},"author":20,"featured_media":7346,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[48],"tags":[],"class_list":{"0":"post-8590","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-english","8":"post-hentry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Make A Dent In The Universe With The Lemonade Giveback<\/title>\n<meta name=\"description\" content=\"Social impact is built into the Lemonade insurance model. Here\u2019s an explanation of how it works and a list of charities supported by the Lemonade Giveback.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Make A Dent In The Universe With The Lemonade Giveback\" \/>\n<meta property=\"og:description\" content=\"Social impact is built into the Lemonade insurance model. Here\u2019s an explanation of how it works and a list of charities supported by the Lemonade Giveback.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lemonade.com\/de\/blog\/social-impact-meets-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Lemonade Blog \u2014 Storys \u00fcber das Leben, Tech &amp; Versicherung\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Lemonade\/\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lemonade.com\/de\/blog\/wp-content\/uploads\/2020\/01\/giveback.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Team Lemonade\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"How To Make A Dent In The Universe With The Lemonade Giveback\" \/>\n<meta name=\"twitter:description\" content=\"Social impact is built into the Lemonade insurance model. 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