{"id":223,"date":"2018-07-01T06:51:56","date_gmt":"2018-07-01T06:51:56","guid":{"rendered":"https:\/\/wp.backshake.com\/insuropedia\/?post_type=term&#038;p=223"},"modified":"2023-09-03T10:13:24","modified_gmt":"2023-09-03T10:13:24","slug":"insurance-underwriting","status":"publish","type":"term","link":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/","title":{"rendered":"Underwriting"},"content":{"rendered":"<p>Underwriting is how insurance companies price risk, aka how they figure out how much coverage a potential policyholder needs vs. the likelihood they\u2019ll claim. They then use this info to set a monthly premium.<\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": {\n    \"@type\": \"Question\",\n    \"name\": \"What\u2019s an underwriter?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"In insurance, an underwriter evaluates and decides how much coverage a policyholder should receive, while evaluating risk (how likely they are to make a claim) and determining whether to insure the policyholder.\"\n    }\n  }\n}\n<\/script><\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is insurance underwriting | Insuropedia by Lemonade<\/title>\n<meta name=\"description\" content=\"Underwriting is how insurance companies price risk aka they figure out how much coverage a policyholder needs vs. the likelihood they\u2019ll make a claim stuff.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is insurance underwriting | Insuropedia by Lemonade\" \/>\n<meta property=\"og:description\" content=\"Underwriting is how insurance companies price risk aka they figure out how much coverage a policyholder needs vs. the likelihood they\u2019ll make a claim stuff.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/\" \/>\n<meta property=\"og:site_name\" content=\"Insuropedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Lemonade\/\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-03T10:13:24+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@lemonade_inc\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lemonade.com\/insuropedia\/#website\",\"url\":\"https:\/\/www.lemonade.com\/insuropedia\/\",\"name\":\"Insuropedia\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.lemonade.com\/insuropedia\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/#webpage\",\"url\":\"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/\",\"name\":\"What is insurance underwriting | Insuropedia by Lemonade\",\"isPartOf\":{\"@id\":\"https:\/\/www.lemonade.com\/insuropedia\/#website\"},\"datePublished\":\"2018-07-01T06:51:56+00:00\",\"dateModified\":\"2023-09-03T10:13:24+00:00\",\"description\":\"Underwriting is how insurance companies price risk aka they figure out how much coverage a policyholder needs vs. the likelihood they\u2019ll make a claim stuff.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lemonade.com\/insuropedia\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Underwriting\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What is insurance underwriting | Insuropedia by Lemonade","description":"Underwriting is how insurance companies price risk aka they figure out how much coverage a policyholder needs vs. the likelihood they\u2019ll make a claim stuff.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/","og_locale":"en_US","og_type":"article","og_title":"What is insurance underwriting | Insuropedia by Lemonade","og_description":"Underwriting is how insurance companies price risk aka they figure out how much coverage a policyholder needs vs. the likelihood they\u2019ll make a claim stuff.","og_url":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/","og_site_name":"Insuropedia","article_publisher":"https:\/\/www.facebook.com\/Lemonade\/","article_modified_time":"2023-09-03T10:13:24+00:00","twitter_card":"summary_large_image","twitter_site":"@lemonade_inc","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/www.lemonade.com\/insuropedia\/#website","url":"https:\/\/www.lemonade.com\/insuropedia\/","name":"Insuropedia","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lemonade.com\/insuropedia\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/#webpage","url":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/","name":"What is insurance underwriting | Insuropedia by Lemonade","isPartOf":{"@id":"https:\/\/www.lemonade.com\/insuropedia\/#website"},"datePublished":"2018-07-01T06:51:56+00:00","dateModified":"2023-09-03T10:13:24+00:00","description":"Underwriting is how insurance companies price risk aka they figure out how much coverage a policyholder needs vs. the likelihood they\u2019ll make a claim stuff.","breadcrumb":{"@id":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insurance-underwriting\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lemonade.com\/insuropedia\/"},{"@type":"ListItem","position":2,"name":"Underwriting"}]}]}},"_links":{"self":[{"href":"https:\/\/www.lemonade.com\/insuropedia\/wp-json\/wp\/v2\/term\/223"}],"collection":[{"href":"https:\/\/www.lemonade.com\/insuropedia\/wp-json\/wp\/v2\/term"}],"about":[{"href":"https:\/\/www.lemonade.com\/insuropedia\/wp-json\/wp\/v2\/types\/term"}],"wp:attachment":[{"href":"https:\/\/www.lemonade.com\/insuropedia\/wp-json\/wp\/v2\/media?parent=223"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}