{"id":41,"date":"2018-06-19T15:28:29","date_gmt":"2018-06-19T15:28:29","guid":{"rendered":"https:\/\/wp.backshake.com\/insuropedia\/?post_type=term&#038;p=41"},"modified":"2025-06-29T10:30:41","modified_gmt":"2025-06-29T10:30:41","slug":"insured","status":"publish","type":"term","link":"https:\/\/www.lemonade.com\/insuropedia\/dictionary\/insured\/","title":{"rendered":"Insured"},"content":{"rendered":"<p>An &#8220;insured&#8221; is how the person (<em>aka<\/em> policyholder) being covered is referred to on a homeowners or renters insurance policy.<\/p>\n<p><script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"FAQPage\",\n  \"mainEntity\": [{\n    \"@type\": \"Question\",\n    \"name\": \"What does insured mean?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"When you\u2019re reading an insurance policy, you\u2019re bound to come across the word \u2018insured\u2019 (way) more than once and it\u2019s important to know what it means \u2013 because it\u2019s you!\"\n    }\n  },{\n    \"@type\": \"Question\",\n    \"name\": \"Who's an insured and who's not?\",\n    \"acceptedAnswer\": {\n      \"@type\": \"Answer\",\n      \"text\": \"Your renters or homeowners insurance policy covers everyone living at your place who\u2019s related to you by marriage, blood, or adoption. 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