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What People Are Saying About Us
How Lemonade Works
Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*
A flat fee to
We pay claims
If there's money leftover,
we give it back to causes
* Subject to board discretion and the company meeting certain financial standards
A-rated and backed by giants
Lemonade is rated A-Exceptional, fully licensed and reinsured by some of the most trusted names on the planet.