Forget Everything You Know About Insurance

Get a quote in seconds and claims paid in minutes

Starting at $25/mo

What People Say About Lemonade

Home Insurance Powered By Artificial Intelligence

Paperwork and endless bureaucracy suck, so we threw that out the window and created a seamless, fast, and easy way to get insured.

Home Insurance Unlike Any Other

We'll assist with the mortgage stuff
We'll notify your lender and handle escrow payments
We'll help rebuild your home
In case of theft, fire, lightning, and other bad stuff
Bots and humans working together
Whether you prefer a bot or human, we’re always available


We Set A World Record

Lemonade's claims bot, AI Jim, broke a world record for the fastest claim paid out to a customer!

See the Lemonade App in action
3 Minutes To get paid 90 Seconds To get insured

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How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

A flat fee to
run everything
We pay claims
super fast
If there's money leftover,
we give it back to causes run everything

* Subject to board discretion and the company meeting certain financial standards

  • A-rated and backed by giants

    Lemonade is rated A-Exceptional, fully licensed and reinsured by some of the most trusted names on the planet.