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Lemonade

Forget Everything You Know About Insurance

Instant everything. Killer prices. Big heart.

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Renters and Home Insurance For Urban Dwellers

Lemonade's amazing coverage protects the stuff you own at home and everywhere else.

Instant everything

Maya, our charming artificial intelligence bot will craft the perfect insurance for you. It couldn’t be easier, or faster.

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3 Minutes To get paid 90 Seconds To get insured

Killer Prices,
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How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

Lemonade
A flat fee to
run everything
Lemonade
We pay claims
super fast
Lemonade
If there's money leftover,
we give it back to causes run everything

* Subject to board discretion and the company meeting certain financial standards

  • A-rated and backed by giants

    Lemonade is rated A-Exceptional, fully licensed and reinsured by some of the most trusted names on the planet.

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Property and casualty insurance provided by Lemonade Insurance Company, 5 Crosby St. New York, NY 10013.

Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193.


Lemonade Insurance Agency, LLC (LIA) is acting as the agent of Lemonade Insurance Company and Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance®. Both LIA and LLIA receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.


LLIA is a sub-producer of Bestow Agency, LLC. Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health; your answers allow us to save you time and avoid offline medical exams.