America’s most loved homeowners insurance
Ranked #1 in America, second year in a row!
Lemonade was voted the most loved insurance in America by Supermoney, Forbes, Clearsurance, and others.
Brent
goforbrent
@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏
Valeria Delgado
Valeriad90
Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning
Stephen Huber
stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance #insurance #lemonade #NotAnAd
Maria Salamanka
MariaSalamankaM
Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.
Rohan Gandhi
timesnewrohan
@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.
AWaking Dream
AWaking_Dream
Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com
Rashiq in SF
rashiq
@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.
jacky
jjackyliang
@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.
Andrew Horn
itsandrewhorn
WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.
Brent
goforbrent
@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏
Valeria Delgado
Valeriad90
Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning
Stephen Huber
stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance #insurance #lemonade #NotAnAd
Maria Salamanka
MariaSalamankaM
Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.
Rohan Gandhi
timesnewrohan
@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.
AWaking Dream
AWaking_Dream
Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com
Rashiq in SF
rashiq
@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.
jacky
jjackyliang
@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.
Andrew Horn
itsandrewhorn
WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.
Accepted by all major lenders
One less headache when closing on a new home
The easiest way to switch!
Home insurance people actually like
Wall to wall coverage, and beyond...
If your home is damaged
We’ll cover the cost to reconstruct your house.
If a tree falls on your shed
We’ll help cover the cost of repairing structures on your property like sheds and garages.
If your home is unlivable
We’ll cover expenses until you get back on your feet.
If your stuff gets stolen
We’ll help cover the costs to replace it - yes, even if it happens away from home.
If you’re sued for liability
You’ll need a lawyer to defend you, so we’ll help cover those costs.
If a visitor gets injured
You could get stuck covering the costs of their medical bills - we’ll help cover those costs.
Good to know...
Homeowners insurance can be confusing, so we worked hard to make it simple. If you still have questions, our team will be happy to help!
What does a Lemonade Homeowners policy cover?
Your policy covers your home and property for damage caused by things like wildfires, extreme weather, crime, and vandalism. It also protects you against legal claims for damage or injury you accidentally cause others. Learn more about what's coveredhere.
How can I switch to Lemonade?
Once you let us know you’re switching from another carrier, we'll notify your lender and handle updating your escrow payments (if needed). Then, we’ll communicate your switching request to your previous carrier.
Can I trust you guys?
Of course. Unlike most of the new insurance startups out there, Lemonade is an insurance carrier, reinsured by some of the most trusted names in the industry. We’re a public company, traded on the NYSE, and rated A-Exceptional for financial stability.
How much does it cost?
Homeowners insurance starts at $25/month, but varies by state and depends on factors including your house’s age, the cost to rebuild, and building materials, as well as the coverage and add-ons you choose.
How do I file a claim?
Just open theLemonade appand hit the ‘Claim’ button! We’ll guide you through the process from there.
How do I get paid for my claim?
After you complete a claim report with theLemonade app, you’ll be asked to enter your bank account information. Once your claim is approved, we’ll issue payment, minus the amount of your deductible, directly into your account.
What if I want to cancel my policy?
You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!
What kind of payments do you accept?
We can take care of everything through your lender or bank (escrow), or you can pay directly using your credit card.
Can I make changes to my policy after I purchase it?
Of course! Once you purchase your policy, simply open up theLemonade appor access your accounthere. Select your policy and edit your coverage amounts to reflect your needs, or add extra coverage from the Add-ons section.