Insurance that keeps your stuff safe
Most loved renters insurance in America
Lemonade has earned 4.9 stars on the App Store, and is also top-rated by Supermoney, Clearsurance, and others.
Mariya Lewter
@MariyaCLewter
I want to thank Ben E. from @Lemonade_Inc for being so gracious and helpful to me and my fiancé after our apartment flooded! This process would not have gone this smoothly without him and the team. 🙌🏽
Stephen Huber
@stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd
Manthan M.
Google Play
I almost never leave a review for an app, but Lemonade is an exception. I've unfortunately had my stuff stolen twice and Lemonade was there for me both times.
wannabe pinterest
App Store
Love how easy it is... if Geico is “15 min could save you 15% or more”... Lemonade should be “1 min could save you up to 70%”
Emily Skeels
@_emilyskeels
We just signed up for renter's insurance through @Lemonade_Inc, and we chose @TrevorProject as our charity of choice. I love companies that add a give back portion to their business plan!
Bailey Kass
@baileykass
Wow not to be an Influencer but I just had to sign up for renter's insurance and it was so easy??? @Lemonade_Inc can you tackle health insurance next, thanks!!!!
Kostas Nasis
@gusnasis
This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏
Daniel Landau
Google Play
Blazing fast review and approval. I had my bike stolen TODAY! got the refund already. This is something I never had with any insurance that I usually dealt with.
B Swint
App Store
Lemonade is the best renter’s insurance provider on the market hands down! The policies are affordable and it’s incredibly easy to update coverages or make changes! Completely satisfied!
Mariya Lewter
@MariyaCLewter
I want to thank Ben E. from @Lemonade_Inc for being so gracious and helpful to me and my fiancé after our apartment flooded! This process would not have gone this smoothly without him and the team. 🙌🏽
Stephen Huber
@stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd
Manthan M.
Google Play
I almost never leave a review for an app, but Lemonade is an exception. I've unfortunately had my stuff stolen twice and Lemonade was there for me both times.
wannabe pinterest
App Store
Love how easy it is... if Geico is “15 min could save you 15% or more”... Lemonade should be “1 min could save you up to 70%”
Emily Skeels
@_emilyskeels
We just signed up for renter's insurance through @Lemonade_Inc, and we chose @TrevorProject as our charity of choice. I love companies that add a give back portion to their business plan!
Bailey Kass
@baileykass
Wow not to be an Influencer but I just had to sign up for renter's insurance and it was so easy??? @Lemonade_Inc can you tackle health insurance next, thanks!!!!
Kostas Nasis
@gusnasis
This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏
Daniel Landau
Google Play
Blazing fast review and approval. I had my bike stolen TODAY! got the refund already. This is something I never had with any insurance that I usually dealt with.
B Swint
App Store
Lemonade is the best renter’s insurance provider on the market hands down! The policies are affordable and it’s incredibly easy to update coverages or make changes! Completely satisfied!
Get covered in 90 seconds
Our AI can activate your policy and protect your stuff instantly.
Protected inside and out
If someone swipes your bike
Crime and vandalism coverage pays for your stuff if it’s damaged or stolen.
If a water leak ruins your stuff
Water damage coverage protects you if your electronics get drenched, or your pipes cause a mess.
If your stuff goes up in flames
Fire and smoke protection has you covered if things get a little heated
If someone sues you for damages
Liability coverage protects against lawsuits due to accidents in your home. We’ll hire a lawyer to defend you, and cover the costs.
If someone gets hurt in your home
We'll help pay medical expenses if someone has an accident or is injured while at your home.
Claims paid at record speed
No paperwork. No hassle. No waiting.
Good to know...
Renters insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out renters insurance explained.
What does Lemonade Renters insurance cover?
Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. Also, if your home becomes unlivable due to certain types of damage we'll help cover the costs of temporary living arrangements. Learn more about what's covered here.
What’s not covered?
It covers a lot, but not everything. A few things that aren't: your roommate's stuff, damage caused by floods, and liability for dog bites (if your dog is considered a high-risk breed). Find out more about what's not covered here.
What if something I own gets stolen outside of my home?
You're still covered! Your Lemonade renters policy covers your personal property anywhere in the world. Read all about theft coverage here.
What if I want to cancel my policy?
You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!
How much does renters insurance cost?
A Lemonade renters insurance policy starts at $5 per month, but your policy price (aka the ‘premium’) will be affected by the coverage amounts you choose, among other factors.
How do I file a claim?
Very easily: just open the Lemonade app and hit the ‘Claim’ button. We’ll guide you through the process from there.
I already have a policy with another carrier - can I switch?
Sure you can! Once you sign up with us, we’ll send your previous insurer a formal notice. Once they get it, they should cancel the remainder of your policy term and refund you for any outstanding payments.
How do I add an interested party?
All you need to do is tap ‘Add-ons’ under your policy page in the Lemonade app or your policy on your account page here and select ‘Interested Party’. Fill in their name, address, and email and you’re all set!
What kind of payment methods do you accept?
You can pay with a credit card, and choose between annual or monthly payment plans. (In some states, you’ll get a discount if you pick the annual option).
Protect your things, plus support what matters to you.
Lemonade is a public benefit corporation. We take a flat fee up front before we pay claims. Then, we donate what’s left to meaningful causes our customers choose.