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Contents and Liability Insurance for Urban Dwellers

Lemonade's coverage protects you and the stuff you own at home.

Instant everything

Maya, our charming artificial intelligence bot, will craft the perfect coverage for you. It couldn’t be easier, or faster.

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How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

  • A flat fee to
    run everything
  • We pay claims
    super fast
  • If there's money leftover,
    we give it back to causes

* Subject to board discretion and the company meeting certain financial standards. Read more here

  • A-Rated and Backed by Giants

    Lemonade is rated A-Exceptional, fully licensed, and reinsured by some of the most trusted names on the planet.