Forget Everything You Know About Insurance

Instant everything. Great prices. Big heart.

Contents and Liability Insurance Built For the 21st Century

Lemonade's coverage protects you and the stuff you own at home

Instant Everything

Maya, our charming artificial intelligence bot, will craft the perfect coverage for you. It couldn’t be easier, or faster

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Contents Insurance


Liability Insurance


Contents and Liability Package


How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

A flat fee to run everything
We pay claims super fast
If there's money leftover, we give it back to causes

* Subject to board discretion and the company meeting certain financial standards. Read more here

Designed for Social Impact

Lemonade Inc. is a Public Benefit Corporation and certified B-Corp. Social impact is part of our legal mission and business model - not just marketing fluff

A-Rated and Backed by Giants

Lemonade is rated A-Exceptional, fully licensed, and reinsured by some of the most trusted names on the planet