Contents Insurance 101

Got contents insurance questions? We’ve got answers! Get the scoop on your contents insurance policy—from cover, to costs, and more.
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Does Contents Insurance Cover Hearing Aids?

Find out when contents insurance picks up the bill for your hearing aids.

Does Contents Insurance Cover Your TV?

Find out when contents insurance picks up the bill for your TV.

Does Contents Insurance Cover Washing Machines?

Find out when contents insurance picks up the bill for your washing machine.

Does Contents Insurance Cover Sunglasses?

Find out when contents insurance picks up the bill for your sunglasses.

How to Document Your Belongings for Insurance

You probably own more than you think. Here's how to keep track of it all.

Student Contents Insurance

Essential protection for your university belongings that won't break your student budget.

What Does Home Insurance Cover? 

Keeping your home and belongings covered from disaster.

Insured

An “insured” is how the person (aka policyholder) being covered is referred to on a contents insurance policy.

Insurance Quote

An insurance quote is an estimate of how much an insurance policy would cost (note: it isn’t set in stone so your final premium may be a little different… or the same!)

Who Does Your Insurance Policy Cover?

Your go-to guide for who's covered under your household insurance policy.

Additional Insured

An additional insured is a person living with you, that you'd like to be insured by your policy.

Premium

A premium is the cost of your insurance policy. Usually, insurance companies give you a monthly price, such as starting from £4/month. 

What is excess in insurance?

Everything you need to know about insurance excess, from what it means to choosing the right amount.

Policyholder

A policyholder is the one who owns the insurance policy. So, if you buy an insurance policy under your own name, you’re the policyholder, and you’re protected by all of the details inside.

What is Contents Insurance?

From theft to personal liability, get to grips with your policy.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.