Insurance everyone loves. Weird, right?

Homeowners, Renters, and Pet Health Insurance Built For the 21st Century

Lemonade's amazing coverage protects the stuff you own at home and everywhere else

Instant Everything

Maya, our charming artificial intelligence bot, will craft the perfect insurance for you. It couldn’t be easier, or faster

3 Minutes To get paid
90 Seconds To get insured

Incredible Prices, Monthly Subscription

Renters Insurance


Homeowners Insurance


Pet Health Insurance

Already insured? We'll take care of the switching hassle.

How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

A flat fee to run everything
We pay claims super fast
If there's money leftover, we give it back to causes

* Subject to board discretion and the company meeting certain financial standards

Designed for Social Impact

Lemonade Inc. is a Public Benefit Corporation and certified B-Corp. Social impact is part of our legal mission and business model - not just marketing fluff

A-Rated and Backed by Giants

Lemonade is A-rated, fully regulated and reinsured by the most trusted names on the planet