How to Handle a Boiler Breakdown in Winter?
What to do when your boiler breaks down in winter, and how to reduce the chances of it happening in the first place.

What to do when your boiler breaks down in winter, and how to reduce the chances of it happening in the first place.

Boiler breakdowns always seem to happen at the worst possible time. Winter hits, temperatures plummet, and suddenly you’re left with no heating or hot water. Not ideal. Whether your boiler has already packed in or you’re trying to get ahead of the problem, here’s everything you need to know.
Winter is peak season for boiler breakdowns simply because your heating system is under more strain than usual. The sudden jump in usage puts pressure on older or poorly maintained boilers. Freezing temperatures can also cause condensate pipes to freeze, which stops the boiler from functioning entirely. It’s one of the most common causes of heating and water damage at home during the colder months.
Getting your boiler winter-ready doesn’t have to be a hassle. Here’s what to do before the temperature drops:
Keep the heating on low when you’re away. If you’re leaving the house empty for a few days, set the heating to a low background temperature rather than switching it off completely. It helps prevent pipes from freezing. For more on preparing your home before going on holiday, it’s worth thinking about this alongside your other pre-departure checks.
Before calling out an engineer, try these steps:
| Step | What to do |
|---|---|
| 1. Check the pressure | Should be between 1 and 1.5 bar. Top up via the filling loop if it’s too low. |
| 2. Reset the boiler | Use the reset button on the front panel. If an error code appears, check the manual. |
| 3. Check the pilot light | On older boilers, the pilot light may have gone out. Relighting it might fix the issue. |
| 4. Check the thermostat | Make sure it’s set correctly and the batteries haven’t run out. |
| 5. Look for a frozen condensate pipe | If it’s very cold outside, thaw the pipe gently with warm (not boiling) water, then restart the boiler. |
If none of these steps resolve the issue, call a Gas Safe registered engineer. Don’t attempt to repair a gas appliance yourself.
While you’re waiting for a repair, here are a few ways to keep warm:
These won’t replace central heating, but they’ll make things considerably more bearable while you wait.
Boiler repairs can be expensive, and an unexpected breakdown in the middle of winter is one of the more stressful household emergencies you can face. Home emergency cover gives you access to emergency repair services and can help with call-out charges, parts, and labour, depending on what your policy includes.
It’s worth checking the specifics of any policy carefully before you take it out, so you know exactly what’s covered and what isn’t.
| Homeowner | Renter | |
|---|---|---|
| Boiler servicing | Your responsibility | Landlord’s responsibility |
| Emergency repairs | Your responsibility | Usually the landlord’s responsibility |
| Home emergency cover | Worth considering | Check your tenancy agreement |
If you’re renting, boiler maintenance and repairs are generally the landlord’s responsibility. If your heating breaks down, report it to your landlord in writing as soon as possible. They’re legally required to keep the property safe and habitable. If they’re slow to act, Citizens Advice can advise on your options.
Homeowners are responsible for their own maintenance and repairs, which is why an annual service and home emergency cover are worth the investment.
Boiler breakdowns are never convenient, but with a bit of preparation you can significantly reduce the chances of one. Get your boiler serviced before winter, bleed your radiators, check the pressure, and insulate any exposed pipes. If the worst does happen, work through the basic checks before calling an engineer, and make sure you know whether your home insurance or emergency cover applies.
Lemonade’s home insurance is built around real life, not just the easy scenarios. Make sure you’ve got the right cover in place before winter arrives.
The most common causes are a small leak somewhere in the system, a faulty pressure relief valve, or air in the radiators. Topping up the pressure temporarily is fine, but if it keeps dropping, it’s worth getting a Gas Safe engineer to investigate the underlying cause.
It clears minor faults and restarts the boiler’s system. If the boiler fires up and runs normally after a reset, the issue may have been a one-off. If it keeps faulting, or an error code appears, consult your manual and consider calling an engineer.
Yes. A frozen condensate pipe prevents the boiler from draining waste gases safely, which causes it to shut down as a precaution. Thaw the pipe slowly with warm water and restart the boiler. If the problem persists, or you’re unsure which pipe is affected, call a Gas Safe engineer.
Once a year. An annual service keeps your boiler running safely and efficiently, extends its lifespan, and means problems are caught before they become expensive repairs. Booking before October, ahead of the winter rush, is usually the easiest approach.
Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.