How Much Does It Cost to Rewire a House?
What house rewiring costs, what drives the price up or down, and what your home insurance covers.

What house rewiring costs, what drives the price up or down, and what your home insurance covers.

Rewiring a house is one of the more significant home projects you can undertake, but it’s an essential one if your electrics aren’t up to scratch. Flickering lights, blown fuses, tripping circuits, and outdated wiring are all signs that something needs to change. So, how much does it actually cost? In the UK, a full rewire typically starts at around £2,000 for a small flat and can reach £7,000 or more for a large five-bedroom home. Here’s a full breakdown of what to expect.
The cost to rewire a house varies depending on multiple factors. Here’s a quick look at average costs:
| Property type | Estimated cost |
|---|---|
| 1-bedroom flat | £2,000 to £3,000 |
| 2 to 3-bedroom house | £3,000 to £5,000 |
| 4-bedroom house | £5,000 to £6,500 |
| 5-bedroom house | £7,000 or more |
These figures generally include materials, labour, and VAT. Always ask for a detailed written quote before committing, and make sure it specifies exactly what’s included. Costs can increase if you have specific requirements such as designer sockets, smart home integration, or complex lighting setups.
Several factors can push the price up or bring it down:
For example:
A Victorian three-bedroom terraced house in Manchester might cost around £4,500 to rewire, while the same job in a modern three-bedroom house in a rural area might come in closer to £3,200. The age of the wiring, the thickness of the walls, and local labour rates all play a role.
No. In the UK, rewiring a house is regulated work under Part P of the Building Regulations. Any significant changes to electrical installations must either be carried out by a registered electrician or be notified to and inspected by your local building authority.
Attempting to rewire your own home without the appropriate certification is not only dangerous, it’s also likely to invalidate your home insurance, cause problems when selling the property, and potentially breach your mortgage conditions.
Always use a qualified electrician registered with a competent person scheme such as NICEIC, NAPIT, or Elecsa.
Standard home insurance does not cover rewiring as a maintenance upgrade or a precautionary measure. It’s considered routine upkeep rather than an insurable event.
However, if your electrical system is damaged as a direct result of an insured event, such as a fire, a lightning strike, or escape of water, your buildings insurance may cover the cost of repairing or replacing the damaged wiring as part of the wider claim.
If you carry out a rewire and subsequently want to make sure your home is properly insured for its updated value, it’s worth reviewing your building insurance to ensure the rebuild cost accurately reflects the current state of the property.
For landlords, rewiring costs may be treated as a repair expense and could be tax-deductible. Speak to an accountant for advice specific to your situation.
Rewiring is a significant investment, so choosing the right electrician matters.
If you’re unsure whether your home needs a full rewire, here are the most common warning signs:
If you notice any of these, have an electrician carry out an Electrical Installation Condition Report (EICR) before deciding on the extent of work needed.
Rewiring your home is a significant but worthwhile investment in safety and reliability. Budget carefully, get multiple quotes from registered electricians, and don’t cut corners on qualifications. Home insurance won’t cover the cost of a planned rewire, but it may cover electrical damage caused by an insured event, so it’s worth knowing what your policy includes.
Lemonade’s home insurance is designed to be clear about what’s covered, so you always know where you stand.
A full rewire typically takes between five and ten working days, depending on the size and complexity of the property. Larger or older properties with more difficult access tend to take longer. Your electrician should give you a clear timeline before work begins.
For a full rewire, it’s strongly advisable. The work is disruptive, involves cutting into walls and floors, and will leave the property without power for extended periods. If the job is smaller in scale, such as a partial rewire or consumer unit upgrade, you may be able to stay, but discuss this with your electrician beforehand.
Yes. Rewiring typically involves chasing cables into walls and floors, which will need to be made good afterwards. Plastering, filling, and redecorating are usually required once the work is complete. Factor this into your overall budget when planning the project.
For landlords, rewiring can in some circumstances be treated as a repair expense and may be deductible against rental income. Whether it qualifies as a repair or a capital improvement depends on the specifics. Speak to a qualified accountant for advice relevant to your situation.
Flickering lights, frequently tripping circuits, warm or discoloured sockets, a burning smell near electrical fittings, and old-style round-pin sockets are all warning signs. Properties built before 1970 often have wiring that no longer meets modern safety standards. An EICR carried out by a registered electrician will give you a definitive picture of the condition of your electrical installation.
Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.