How to Reduce the Risk of Burglary in Flats
Burglaries can happen anywhere. Here's how to make your flat a much harder target.

Burglaries can happen anywhere. Here's how to make your flat a much harder target.

Living in a flat comes with its own security considerations. Shared entry points, ground-floor windows, and communal areas all need thinking about. The good news is that with the right steps, you can significantly reduce the risk and feel genuinely confident in your home’s security.
Your front door is the most common entry point for burglars, so it’s worth making sure it’s properly secured. Look for solid-core or metal doors, and reinforce them with a deadbolt and a peephole so you can check who’s outside without opening up.
If you live in a block of flats, communal doors matter too. Make sure they close and lock automatically behind you, and report any faults or damage to your property manager straight away. A propped-open communal door is an easy opportunity for anyone looking to get in.
Windows are a common target, particularly on ground-floor or lower-level flats. Check that all windows lock properly, and if they don’t, fit key-operated handles. Sliding windows should have anti-lift devices fitted to stop them being removed from the track.
Good lighting is one of the simplest and most effective deterrents available. Burglars rely on darkness and the ability to go unnoticed. Motion-sensor lights near entry points switch on automatically when movement is detected, which tends to put people off immediately.
Security technology has become far more accessible and affordable in recent years. A smart doorbell with a camera lets you see and speak to whoever is at your door from your phone, whether you’re in the next room or on the other side of the country.
The visible presence of cameras and smart devices also acts as a deterrent in itself.
Security in a block of flats works best when everyone is on the same page. A building where residents look out for each other is significantly harder to target than one where nobody pays attention.
If you notice something that doesn’t look right, report it. It takes seconds and can make a real difference.
Even with every precaution in place, burglaries can still happen. Contents insurance means that if the worst does occur, you’re not left covering the cost of replacing your belongings on your own.
Lemonade offers contents insurance designed to be straightforward and flexible, with claims handled quickly and without unnecessary hassle. It’s a practical safety net that works alongside everything else you’re doing to keep your flat secure.
Keeping your flat safe doesn’t have to be stressful. By upgrading locks, improving lighting, teaming up with neighbours, and embracing smart tech, you can cut down the risk of burglary dramatically. And, of course, backing it all up with solid insurance ensures you’re covered no matter what. Stay safe!
A British Standard BS3621 deadbolt is widely considered the gold standard for front door security in the UK. It’s recognised by most home insurers and has been independently tested for resistance to picking, drilling, and forced entry. If your flat’s door doesn’t already have one, it’s worth fitting as a priority. Adding a door chain alongside it gives you an extra layer of security when answering the door.
Yes, particularly smart doorbell cameras and motion-activated indoor cameras. They serve two purposes: deterrence and evidence. A visible camera puts off a lot of opportunistic burglars before they even attempt anything, and footage can be invaluable for a police investigation or an insurance claim if something does happen.
Yes, contents insurance typically covers theft, including burglary. If your home is broken into and belongings are stolen or damaged, your policy should help cover the cost of replacing them. Most policies require you to report the theft to the police and obtain a crime reference number before making a claim. It’s worth checking your policy’s terms carefully, including any single-item limits, to make sure your most valuable possessions are fully covered.
Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.