How to Safely Use Ladders at Home

Ladders are one of the most useful tools you can have around the house, but they’re also one of the most common sources of DIY accidents. A few simple habits can make all the difference. Here’s what you need to know.

Choosing the right ladder

Not all ladders are created equal. The type you need depends on the job:

• Step ladders are ideal for indoor tasks like changing lightbulbs or painting
• Extension ladders are better suited for outdoor jobs like clearing gutters or working at height
• Multi-purpose ladders adapt to a variety of scenarios, making them a versatile option for most households

Height matters too. You should never be standing on the top rung, so choose a ladder tall enough to let you work comfortably from a few steps down. And don’t forget the weight rating. That includes your weight, any tools you’re carrying, and any materials you’re working with.

Inspect your ladder

Before you set foot on a ladder, give it a proper once-over. A quick inspection takes seconds and can prevent a serious accident.

• Check for bent or cracked rungs, loose screws, or any structural damage
• For extension ladders, make sure the locking mechanisms are working correctly
• Check that ropes and pulleys are in good condition and not frayed
• Never use a damaged ladder. It’s better to delay the job than risk your safety

If a ladder is showing signs of wear, retire it. No DIY task is worth the risk.

Setting up your ladder

Getting the setup right is the most important safety step. A poorly placed ladder is an accident waiting to happen.

• Place it on a flat, firm surface. Avoid soft ground like grass or soil outdoors, or use stabilisers to create a stronger footing
• Follow the 4:1 rule for extension ladders: for every four feet of height, the base should be one foot away from the wall. This stops the ladder from tipping backwards or sliding out
• If extra stability is needed, secure the ladder at the top or bottom using ropes or ladder stabilisers
• On smooth indoor floors, use non-slip feet or have someone hold the base while you work

Taking an extra minute to get the setup right is always worth it.

Climbing and working safely

Once your ladder is secure, here’s how to use it properly:

• Always face the ladder when climbing or descending
• Maintain three points of contact at all times: either two hands and one foot, or two feet and one hand on the ladder
• Never carry tools while climbing. Use a tool belt or hoist them up once you’re in position
• Keep your body centred between the rails at all times
• Never overreach to the side. If you can’t reach something comfortably, climb down and reposition the ladder
• Avoid working on a ladder in high winds or wet conditions

Overreaching is one of the most common causes of ladder accidents, and it’s entirely avoidable. Moving the ladder takes a minute. Recovering from a fall takes a lot longer.

Storing your ladder

Proper storage keeps your ladder in safe working condition and extends its life.

• Store it in a cool, dry place away from direct sunlight, which can degrade the materials over time
• Store it horizontally with support along its length to prevent bending or warping
• Keep it secured and out of reach of children. Ladders can be tempting to climb, even when they’re not in use

What about Lemonade home insurance?

Even when you follow all the right steps, DIY accidents can still happen. If something goes wrong and causes damage to your property, having the right home insurance in place makes a real difference.

Lemonade’s home insurance is straightforward and designed to look out for you. If a DIY job goes sideways, we’re here to help with the clean-up. Getting covered is quick and simple.

Before we go

Using a ladder safely isn’t complicated, but it does take a bit of preparation. Choose the right ladder, check it over before you use it, set it up properly, and never overreach. Those four habits alone will significantly reduce your risk of an accident. And if something does go wrong, Lemonade’s home insurance is there to help when things don’t quite go to plan.

Ladder safety FAQs