What to Do If Your Parcel Is Stolen From Your Doorstep?
How to confirm it's gone, get a refund or replacement, and stop it happening again.

How to confirm it's gone, get a refund or replacement, and stop it happening again.

A stolen parcel is frustrating, but there’s a clear process to follow. Start by confirming it’s actually missing, then contact the retailer or courier. In most cases, you’re entitled to a replacement or refund. Here’s what to do.
Before contacting anyone, make sure the parcel hasn’t simply been left somewhere unexpected or is waiting with a neighbour.
If none of these turn anything up, it’s reasonable to treat it as stolen.
Your first contact should be the retailer you ordered from, not the courier. Under the Consumer Rights Act 2015, the retailer is legally responsible for ensuring your order reaches you as agreed. If the parcel has been stolen from your doorstep after delivery, they’re still your primary point of contact.
When you contact them:
Most established retailers have processes for stolen or missing parcels and will offer to replace or refund without requiring significant evidence. If they refuse, remind them of their obligations under the Consumer Rights Act 2015. If you’re not getting anywhere, you can escalate through your bank using a chargeback request if you paid by card.
If the retailer directs you to the courier, contact them directly with your tracking details and delivery confirmation. You’ll typically need to complete a formal loss or theft claim through their process.
Different couriers handle these claims differently. Royal Mail, DPD, Evri, and others all have their own claims procedures and timescales. Results can vary, so be persistent and keep records of all correspondence.
If you’re confident the parcel was stolen rather than simply lost or misdelivered, report it to the police using the 101 non-emergency number or through your local force’s online reporting tool. You’ll receive a crime reference number, which you’ll need if you make an insurance claim.
Contents insurance may cover stolen parcels in some circumstances, though this varies by policy. Cover is more likely to apply if:
Standard contents insurance covers belongings inside your home against theft. For items stolen from outside, you’d typically need personal possessions cover as an add-on. Check your policy documents to see what applies.
If you’re making a claim, you’ll need your crime reference number, proof of purchase for the item, and any delivery or tracking confirmation.
A stolen parcel is frustrating, but you have clear options. Contact the retailer first, escalate to the courier if needed, and report it to the police if you’re confident it was stolen. Keep records of everything and check your contents insurance policy to see whether you’re covered.
With Lemonade’s contents insurance, theft of belongings is covered for insured events.
Contact the retailer first. Under the Consumer Rights Act 2015, they’re responsible for ensuring your order reaches you, even if the courier has marked it as delivered. Ask for a replacement or refund. If they direct you to the courier, raise a claim through the courier’s process. Report the theft to the police on 101 to get a crime reference number, particularly if you intend to make an insurance claim.
In most cases, yes. The Consumer Rights Act 2015 places responsibility on the retailer to deliver your goods as agreed. If the parcel was stolen from your doorstep after being left without a signature, the retailer is typically liable. If they refuse to help, escalate through your bank via a chargeback if you paid by card, or contact the Citizens Advice consumer helpline.
Request signature-on-delivery for valuable items, install a visible doorbell camera, use a secure parcel box, or redirect deliveries to a pick-up point or locker when you won’t be in.
Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.