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Watch a few commercials for car insurance companies and it won’t be long before one promises “discounts for low-mileage drivers!” But what does that actually mean, and how much could you save?
At Lemonade Car, you pay based on how much and how well you drive. Let’s look under the hood.
What Counts as Low Mileage?
- National average: Driving about 14,263 miles/year is average, so anything under that is low
- Under 9,000 miles annually: You could qualify for Lemonade Car discounts
- Industry standard: Most insurers consider under 7,000 miles “low mileage”
- Your actual mileage: We record your actual mileage, no guessing based on averages
Who Benefits from Low-Mileage Discounts?
- Remote Workers: No daily commute = serious savings potential
- Public Transit Users: Train, bus, or rideshare instead of driving daily
- College Students: Car stays parked while you’re in classes and studying
- Retirees: Less driving after leaving the daily work grind behind
- City Dwellers: Everything walkable or bikeable in your neighborhood
How Lemonade Car Rewards Low Mileage
- Mileage-Based Pricing: Drive less than 9,000 miles and see your rate reflect it
- App-Based Tracking: Location services calculate your actual miles, no estimates
- Combined Savings: Stack low-mileage discounts with safe driving rewards
- Environmental Impact: We plant trees to help offset the miles you do drive
Additional Ways to Save
- Bundle Discounts: Combine with renters, homeowners, pet, or life insurance
- Safe Driving Rewards: Smooth acceleration, gentle braking, minimal phone use
- Customizable Coverage: Adjust deductibles and limits to fit your needs and budget
Why Low Mileage Matters for Insurance
Simple statistics: less time behind the wheel means lower chance of accidents. Plus, fewer miles means less wear and tear on your car, potentially reducing claim costs when accidents do happen.
Why Choose Lemonade Car for Low Mileage?
When you’re a safe driver who keeps mileage low, Lemonade Car helps you save on your premium. Low-mileage driving is better for your wallet and the environment… it’s a real win-win for your finances and the planet.
Car insurance features, prices, coverages, and available discounts may vary by state and are subject to qualifications. Coverage is subject to policy terms and conditions and may not be available in all states.