MPH
75
car Insurance by Lemonade
Drive with telematics

Protect Your Car,
Help The Planet.

Fair prices. Environment-friendly. Based on how you drive.
Great home + car bundles!

A new kind of car insurance

We use location-based technology to make your insurance better and more affordable.

Super fast claims resolution

We’ll have extra details to help us handle your claim quickly.

Fair prices, based on how you drive

Get a discount, and earn a lower premium as you drive better.

whoa
yeah really

We’ll plant trees to clean up after your car!

Let us shrink your car’s carbon footprint by planting trees.

free

Emergency crash assistance

We’ll know if you’re in an accident and get you the help you need.

free

Free roadside assistance

Tows, jump starts, tire changes,
and winching - on us!

What’s covered

Whether it’s a fender bender or total loss, our team and app are ready to help!

If you’re in a
car crash

We'll cover, or recover, the costs to repair the damage.

If you’re stalled on the highway

We include roadside assistance for tows, jumps, and more.

If the unexpected happens

We’ll cover damage from fires, weather, vandalism, and more.

If your glass
is damaged

We’ll cover repairs for windshields, moonroofs, and more

If you’re suedf
or liability

We’ll help cover the costs of a lawyer to defend you.

If your car
is stolen

We'll cover the cost to replace it with a new car.

Low mileage drivers pay less

The Lemonade app lets us price your insurance based on how you actually drive,  and since driving less means fewer carbon emissions, we’ll charge you less!

EV and hybrid drivers pay even less

Environment-friendly cars dramatically reduce carbon dioxide emissions, so we added some special coverages and discounts for EVs and hybrids.

Emergency charging

If you’re stuck with a drained battery we’ll send a charging truck your way.

EV/Hybrid discounts

A bonus discount to thank environment-friendly drivers.

Charger coverage

If something happens to your wall or portable charger we’ll help replace it.

Save even more with our Car + Home bundle

We’ll automatically apply your bundle discount to any combination of our products

Car + Renters
Car + Renters
Car + Pet Health
Car + Pet Health
Car + Term Life
Car + Term Life

21st-century, award-winning claims service

Our claims process is fast, seamless, and hassle-free. We’ll have your back whether you file a claim after a crash, if your car’s been vandalized, or if you need a tow in the middle of nowhere.

There when you need it
There when
you need us
Fast help and claims resolution
Super fast
claim handling

America’s top-rated insurance, now for your car

4.9 stars in the App store, and top-rated by Supermoney, Clearsurance, and others

goforbrent

Brent

goforbrent

@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏

Valeriad90

Valeria Delgado

Valeriad90

Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning

stephen_huber

Stephen Huber

stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd

MariaSalamankaM

Maria Salamanka

MariaSalamankaM

Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.

timesnewrohan

Rohan Gandhi

timesnewrohan

@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.

AWaking_Dream

AWaking Dream

AWaking_Dream

Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com

rashiq

Rashiq in SF

rashiq

@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.

jjackyliang

jacky

jjackyliang

@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.

itsandrewhorn

Andrew Horn

itsandrewhorn

WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.

goforbrent

Brent

goforbrent

@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏

Valeriad90

Valeria Delgado

Valeriad90

Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning

stephen_huber

Stephen Huber

stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd

MariaSalamankaM

Maria Salamanka

MariaSalamankaM

Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.

timesnewrohan

Rohan Gandhi

timesnewrohan

@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.

AWaking_Dream

AWaking Dream

AWaking_Dream

Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com

rashiq

Rashiq in SF

rashiq

@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.

jjackyliang

jacky

jjackyliang

@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.

itsandrewhorn

Andrew Horn

itsandrewhorn

WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.

Good to know...

Car insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check car insurance explained

How do you help me clean up CO₂?

By planting trees! We learned that a typical car emits 4.6 metric tons of CO₂ each year, which is a lot. So we decided we’ll plant trees to help shrink your carbon footprint, using our app to determine the number of trees based on your mileage.

Can I trust you guys?

Of course. Unlike most of the new insurance startups out there, Lemonade is an insurance carrier, reinsured by some of the most trusted names in the industry. We’re a public company, traded on the NYSE, and rated A-Exceptional for financial stability.

Do all drivers need the Lemonade app on their phone? (Yep!)

They do. We use ‘telematics’ to price our policies fairly, to help with fast claims, provide on-site emergency services, and to calculate your CO₂ emissions so we can plant trees in your name.

Is it okay to disable location services for the Lemonade app? (Nope.)

Lemonade Car requires location services to operate at all times. Please keep it on so we can provide you with our full service.

Can I switch now if I’m currently insured elsewhere?

Sure. You’ll need to send a cancellation request to your current carrier after you sign up for a Lemonade policy to make sure there’s no gaps in your coverage. Our team will be happy to help!

What happens if I’m in an accident?

Once everyone’s safe, you’ll need to file a claim through our app. It takes a couple of minutes and is super simple- just answer a few questions, and follow the steps. We’ll reimburse you for repairs or replace your car on covered claims.

I’m an Uber/Lyft driver, can I use your insurance?

Not yet. Our current coverage only works for drivers who don’t use their cars for business or commercial purposes. Sorry!

I’m buying a new car, how do I insure it?

Once you have a Lemonade Car policy it’s really easy to add a new car in the app or on our site. If you’re buying a new car when you open a policy we can provide same-day coverage - our team will be happy to help!

Can I edit my coverage after purchase?

No problem. You can edit your coverages by adjusting your limits and deductibles in the app or on our site whenever you’d like.

What happens if someone who’s not insured hits my car?

You’re covered. Most states require protection that guarantees you’re not left in a tough spot if an uninsured driver causes an accident, so your Lemonade Car policy will cover the costs of these damages in a covered claim.

How do you calculate my price?

We use a number of factors to calculate the most accurate and fair price, including your car’s model, as well as your location and driving history. In other words: Safe, low mileage drivers pay less.

What discounts do you have for eco-friendly cars?

We offer a discount for all electric and hybrid cars, plus we’ll cover you for emergency charging and damage to your wall charger.

Check our prices

As low as $30/mo, based on your driving profile