Understanding renters Insurance
Get all the information you need about renters insurance, in plain English, from the experts at Lemonade ✌️
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Renters Insurance 101
What does your renters insurance policy cover, and why does it matter?
What Is Renters Insurance, and What Does It Cover?
From theft to personal liability, your policy is versatile.
How Much Renters Insurance Do I Actually Need?
Five Lemonade renters share their coverage tips and tricks.
Interested Party
An interested party on a renters insurance policy is a third party that gets up-to-date info any time you change or cancel your policy.
Personal Property Coverage
Personal property is insurance lingo for “your stuff”.
HO4 Insurance
HO4 insurance is another word for "renters insurance", which covers your personal belongings—and a whole lot more.
Additional Insured
An additional insured is a person you add to your policy because they live with you and/or have a financial interest in your place.
Renters' costs
It’s all about the money, baby.
This Is How Much Renters Insurance Actually Costs
Hint: Renters insurance costs much less than you think.
Everything You Need to Know About Getting Renters Insurance
Let's get you covered.
Property Insurance
Property insurance refers to a series of policies that provide coverage for structures, property, and liability.
How Much is Your Stuff Worth?
Hint: your stuff is proabably worth way more than you think.
Security Deposit
A security deposit is a sum of money that landlords use in case their renters damage the rental property or fail to pay rent.
Broker Fee
A broker fee is a sum of money which a broker charges tenants in return for assistance in finding their future rental home.
Insuring your valuables
Because sometimes your really important stuff needs extra coverage.
Your Top 5 Laptop Insurance Questions, Answered
A laptop is stolen every 53 seconds. Luckily, it only takes a few minutes to insure your favorite device.
Insuring Your Camera? Here’s What You Need To Know
Here’s your quick and easy guide to getting your camera and gear covered.
Bicycle Insurance, Explained
Great news: Bike insurance is way less complicated than you’d expect! Bad news: Bike theft is super common.
Phone Insurance—Here’s What You Need To Know
Because phone theft is the last thing you should worry about.
Jewelry Appraisal
A jewelry appraisal is official documentation that states how much your jewelry is worth.
A Quick Guide to Insuring Your Engagement Ring
Diamonds are forever, but sometimes, s**t happens.
Life as a renter
From renter’s rights to the nitty-gritty on security deposits, we’ve got you covered.
Broker Fee
A broker fee is a sum of money which a broker charges tenants in return for assistance in finding their future rental home.
Who’s Responsible For Damages In Your Apartment?
Is it on you, or your landlord?
What To Do After You Get Your Lemonade Renters Policy
Your cheat sheet to making your insurance policy work for you.
What to Know About Your College Student and Renters Insurance
A quick guide for mom and dad.
The Lowdown on Liability Coverage
How it works, what it covers, and how to file a claim with Lemonade.
What You Need To Know About Renters' Rights
5 of your most common renters' rights questions, answered
Moving tips
No one enjoys moving, but we’re here to make the experience as painless as possible.
Every Question You Should Ask Before Renting An Apartment
Here's what you'll want to know before signing that lease...
How to Pack for a Move Like a Pro
Packing up and moving isn’t easy. Here are some tips and tricks that will help you pack like a pro.
Your Ultimate Moving Out Checklist
How to prepare for a move, without the stress.
Moving Insurance, Explained
Make sure you get the right insurance for the big day and make the process stress-free.
3 Steps for an Effortless Move-In Day
Let’s be honest: moving into a new apartment is hard! So, we’ve compiled 3 easy tips for a painless move-in day.
How to Budget for Your First Rental Apartment
The right way to handle your dough when moving into your first rental apartment.
Home design & lifehacks
Make the most of your space, and do it with style.
Practical Tips to Winterize Your Apartment
We’ve collected some pro tips for you to winterize your rental apartment and help you stay toasty all winter long.
Your Winter Cycling Guide
Cycling in winter comes with a whole set of challenges.
5 Earth-Loving Ways To Save Money On Your Utility Bill
Want to save money (and the planet)? Here are 5 energy-efficient ways to lower your electricity bill.
6 Tiny Makeovers to Make Your Same Old Apartment Feel New Again
Tiny apartment makeovers can go a long way these days.
How to Get the Most Out of Your (Small) Living Room
We've sourced the experts to get all the pointers you need to create the living room of your dreams.
You Don't Have to Be Filthy Rich to Collect Art
If you know where to look, you can buy great stuff—even on a limited budget. We'll show you how.
Spare room
Sometimes we like to get a little weird. Join us?
Read These Roommate Horror Stories—If You Dare...
We've all lived with crummy roommates, but these tales of woe, doom, and theft are truly a nightmare.
Unpacking The Great 'Mattress On The Floor' Debate
Mattress on the floor? We don't want to judge anyone's habits, but here are some things to consider.
Could Co-Living Be Right For You?
Co-living isn’t just a place to put your head down at night. It’s a lifestyle.
What if Common Insurance Terms Were Actually... Bands?
In which we transform technical jargon into musical magic.
Everything You (Probably Don't) Want to Know About Bed Bugs
Bed bugs suck. Here's everything you (probably don't) want to know about these bloodthirsty pests.
What if Insurance Terms Were Actually... Blockbuster Movies?
Lights, camera...deductibles!
Local intel
State- and city-specific guides, from coast to coast.
Chicago Renters Insurance Guide
Get your stuff covered in the City of Broad Shoulders.
Massachusetts Renters Insurance Guide
Get your stuff covered in the Bay State.
New York Renters Insurance Guide
Cover your stuff in the Empire State.
Pennsylvania Renters Insurance Guide
Cover your stuff in the Keystone State.
Washington, D.C. Renters Insurance Guide
Cover your stuff in the Federal City.
Michigan Renters Insurance Guide
Get your stuff covered in the Great Lakes State.