Term Life Insurance For The Next Generation

No medical exams. Everything’s instant. Loved by everyone.
Check our prices
Starting at $9/mo

Offered by America’s top-rated insurance company

Lemonade earned top ratings from Clearsurance, Supermoney, and others
venkatesh4you

venkatesh kothapalli

venkatesh4you

What an amazing company! Wanted to give a shoutout to @Lemonade_Inc for reinventing insurance and having a big heart.

RebeccaDay93

Rebecca Day

RebeccaDay93

I am EXCITED to have insurance!! (Like, who can say that?!?!) Every once in a while I encounter something that exemplifies just how GOOD a quality product can make a user FEEL. @Lemonade_Inc is just one such product.

sarerics

Sarah K Ericson

sarerics

My mind is blown every time I use @Lemonade_Inc

anton

Anton Vuljaj

anton

Not going to lie...@Lemonade_Inc is a model example of how easy every insurance company should make it to buy their products.

GoldieChan

Goldie Chan 💚

GoldieChan

Wow, just got insurance with @Lemonade_Inc and it was super easy - took 10-15m. Strong customer service and cute UI 💚👍

Beto619Chamorro

Béto Aguéro

Beto619Chamorro

This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏

MattSolomon1

Matt Solomon

MattSolomon1

I had just joined the "Lemonade" family and can't tell you all how elated as well fortunate I am to be part of the wonderful experience! - What a truly caring and amazing team, too! #SanDiegoCitySendingLove

regimesoftruth

Gentledogs

regimesoftruth

Love Lemonade as a thing in the world. Glad its here.

jputrevu

Jagannath Putrevu

jputrevu

@Lemonade_Inc has one of the best new user onboarding flows. They’ve streamlined the hell out of it and was so easy to sign up.

venkatesh4you

venkatesh kothapalli

venkatesh4you

What an amazing company! Wanted to give a shoutout to @Lemonade_Inc for reinventing insurance and having a big heart.

RebeccaDay93

Rebecca Day

RebeccaDay93

I am EXCITED to have insurance!! (Like, who can say that?!?!) Every once in a while I encounter something that exemplifies just how GOOD a quality product can make a user FEEL. @Lemonade_Inc is just one such product.

sarerics

Sarah K Ericson

sarerics

My mind is blown every time I use @Lemonade_Inc

anton

Anton Vuljaj

anton

Not going to lie...@Lemonade_Inc is a model example of how easy every insurance company should make it to buy their products.

GoldieChan

Goldie Chan 💚

GoldieChan

Wow, just got insurance with @Lemonade_Inc and it was super easy - took 10-15m. Strong customer service and cute UI 💚👍

Beto619Chamorro

Béto Aguéro

Beto619Chamorro

This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏

MattSolomon1

Matt Solomon

MattSolomon1

I had just joined the "Lemonade" family and can't tell you all how elated as well fortunate I am to be part of the wonderful experience! - What a truly caring and amazing team, too! #SanDiegoCitySendingLove

regimesoftruth

Gentledogs

regimesoftruth

Love Lemonade as a thing in the world. Glad its here.

jputrevu

Jagannath Putrevu

jputrevu

@Lemonade_Inc has one of the best new user onboarding flows. They’ve streamlined the hell out of it and was so easy to sign up.

100% digital. No physicals. Done in 5 mins.

Our lightning-fast application process eliminates the need for medical exams. That means no needles, and no long wait times.

Good to know...

Life insurance can be confusing, so we worked hard to make it simple. If you still have questions, our team will be happy to help!

Will Lemonade be around in 30 years?

Our term life insurance is issued by North American Company for Life and Health Insurance®, who have been around for more than 130 years! Lemonade itself is a public company, traded on the NYSE, and is rated A-Exceptional for financial stability.

Who can apply for coverage?

Generally healthy people between 18 and 60 years of age can apply. If you have a history of heart disease, cancer, or other life-threatening conditions, you may not be eligible for a policy at this time.

Can I cancel any time?

You sure can! You’ll get a full refund if you cancel within the first 30 days. After that, we’ll stop charging.

Term life vs. whole life insurance?

While term life insurance can cover you for 10 to 30 years, whole covers you for your entire life. Plus, whole life policies have a guaranteed cash value that grows over time, so they tend to be more pricey.

How much does life insurance cost at Lemonade?

Policies start at $9 per month. Prices are based on the coverage amount and term you choose, as well as your age, lifestyle, health profile, and location.

No medical exam? Really?

That’s right! Maya, our friendly bot, will ask you about your health and lifestyle. These questions allow us to save you time and avoid the hassle of medical exams.

Why Lemonade?

Lemonade was founded with a mission to create the world’s most loved insurance brand. Everything we do revolves around you, our customer. We’re also top-rated by JDPower, Clearsurance, and others, and maintain a ‘world-class’ Net Promoter Score, higher than 75. We’re a socially driven Public Benefit Corporation and a certified B-Corp!

Will my price change over time?

Nope. That’s the cool thing about term life policies. Your premium is locked in for the entire term (10 to 30 years).

What kind of life insurance does Lemonade offer?

We offer term life insurance with term options of 10, 15, 20, 25, and 30 years. Our policy helps protect your loved ones, with coverage of up to $1,500,000.

Designed for tomorrow. Available today.

Your future self will thank you. Lemonade Life, starting at $9/mo.
Check our prices
Lemonade Life Insurance Agency is a sub-producer of Bestow Agency, LLC. Life insurance quotes provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life Insurance Policies offered by Bestow are issued on policy form LS181 and LS182, or state version including all applicable endorsements and riders, by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health to avoid requiring a medical exam.
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