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Insurance, Explained

Insurance should be easy to understand and accessible to everyone. That's why we created this insurance dictionary highlighting the terms you need to know, in plain English ✌️

Popular: Named Perils Deductible Claim Personal Liability Replacement Cost
Insurance Dictionary Main Image - Insuropedia
A
Actual Cash Value
Additional Insured
Adjuster
B
Balloon Payments
Balthazar
Bodily Injury
C
Claim
Closing Costs
Co-op Insurance
Condo Insurance
Contents Insurance
Coverage
D
Date of Issue
Declarations Page
Deductible
Dwelling coverage
E
Effective Date
Endorsement
Exclusion
F
Fire Insurance
Flood Insurance
G
Grace Period
H
Hazard Insurance
HO3 Policy
HO4 Insurance
HO5 Policy
Home Appraisals
Home Inspection
Home Loan
Home Warranty
Homeowner Insurance Binder
Homeowners Association
Homeowners Insurance
I
Insurable Interest
Insurance Renewal
Insured
Insurer
J
Jewelry Appraisal
L
Landlord Insurance
Limit of Liability
Loss of Use
M
Moral Hazard
N
Named Insured
Named Perils
Negligence
O
Occurrence
Open Perils
Other Structures
P
Personal Liability
Personal Property
Policy
Policyholder
Premium
Proof of Insurance
Property and Casualty Insurance
Property Insurance
Q
Quote
R
Real Property
Replacement Cost
S
Schedule
Subrogation
T
Term
Theft
Title Insurance
Types of Homeowners Insurance
U
Underwriting
Uninsurable Peril
V
Vandalism
W
Windstorm
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Please Note: These definitions don’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade. They are intended for educational purposes only - they’re not meant to be used in lieu of professional legal or financial advice. We’ll do our best to keep them updated, but they may not always reflect current industry developments. Feel free to use the terms with attribution (friends don’t let friends plagiarize!)

Insurance provided by Lemonade Insurance Company, 5 Crosby St., 3rd Floor, New York, NY 10013
Lemonade Insurance Agency (LIA) is acting as the agent of Lemonade Insurance Company in selling this insurance policy. It receives compensation based on the premiums for the insurance policies it sells. Further information is available upon request.