Every mile your Tesla drives itself is twice as safe.

So why are you paying the same for all of them?

Most car insurance treats every mile the same, regardless of who’s actually driving. But if your Tesla is doing the driving, that math doesn’t add up.

Lemonade Autonomous Car insurance is the first policy built around that reality. When your Tesla drives in Full Self-Driving mode, those miles cost you 50% less. Automatically. No paperwork, no gadgets, no manual tracking.

Here’s how it works.

The idea is simple: safer miles cost less.

Tesla’s own data backs this up. FSD technology leads to:

• 7x fewer major collisions
• 7x fewer minor collisions
• 5x fewer off-highway collisions

These aren’t estimates or projections. They’re real numbers from real driving, and they’re exactly why Lemonade prices FSD miles differently than manual miles. When the risk goes down, so should the cost.

No devices. No self-reporting. No guessing.

Traditional usage-based insurance usually means plugging a device into your car or logging your trips manually. Lemonade works differently.

With your permission, we connect directly to your Tesla and track your FSD miles automatically. Manual miles are priced normally. FSD miles get the full 50% discount. You just drive, and the savings happen in the background.

What you don’t need to do:

• Install any hardware
• Report your own mileage
• Estimate how much you’ll drive

Everything is handled through seamless integration between the Lemonade and Tesla apps.

What you need to qualify

Right now, Lemonade Autonomous Car insurance is available for Tesla drivers in select states, with more launching soon.

To be eligible, your Tesla needs:

• Hardware 4.0 or higher
• Firmware version 2025.44.25.5 or newer (free to update directly through your Tesla app or in-car settings)

Not sure if your car qualifies? Check your Tesla app, or head to tesla.com/fsd for hardware details.

Bundle it and save even more

Lemonade Autonomous Car insurance pairs with all of our other products. If you already have, or are considering, Lemonade renters, homeowners, pet, or term life insurance, bundling with your car policy unlocks automatic additional discounts.

One app. One place to manage it all.

Getting started takes minutes

1. Check your Tesla meets the hardware and firmware requirements

2. Connect your Tesla account to Lemonade (takes seconds in the app)

3. Start driving in FSD mode and watch the savings apply automatically

That’s it. No calls, no waiting, no paperwork.

The future of car insurance is already here

Every other insurer treats your Tesla like any other car. Lemonade is the only one built to recognize what FSD actually means: fewer accidents, less risk, and a driving experience that’s fundamentally different from anything that came before.

If your Tesla qualifies, there’s no reason to wait. The 50% discount on FSD miles is already there. You just need to connect it.