Here’s the Care Pets Actually Need

Providing the best possible life for your pet can mean anything from giving them belly scratches to forgiving them when they ruin your favorite pair of shoes. After all, this member of your fur fam isn’t just around to enhance the camera roll on your phone; your bond with your pet is one of the most meaningful relationships you can have. Nothing could compare to the devotion, acceptance, and unspoken, unconditional love your pet shows you at your best and your worst.

You can’t help but want to do whatever it takes to give your pet the most amazing life possible. We feel the same way about our pets. It’s why we created our dream pet health insurance—a major part of what it means to take the best possible care of your pet.

What does pet health insurance cover?

Different pet insurance companies will offer different kinds of coverage for your pet’s medical care. At Lemonade, we’ve got a few different ways you can customize your policy.

For starters, a basic Lemonade pet health insurance policy will cover your dog or cat for the following, in the event your pet has an unexpected accident or illness:

• Diagnostics: Blood tests, x-rays, MRIs, CT scans, and lab work
• Procedures: Outpatient, specialty and emergency care, hospitalization, and surgery
• Medication: Injections or prescription meds

So, if you’re hit with expensive vet bills unexpectedly, your pet will be covered. Same goes for broken bones, allergies, ingestion of toxic foods, and more. Of course, this coverage isn’t totally unlimited, which is one of the reasons we offer two great packages to help extend your coverage to help you build the perfect policy.

Lemonade’s Preventative and Wellness package

The Preventative and Wellness covers you for all kinds of things that help keep your pet healthy—like your annual wellness exam, blood tests, vaccines, and more.

Lemonade’s Extended Accident and Illness package

Want to get even more for your pet? This package covers things like hydrotherapy, acupuncture, and physical therapy that go beyond standard medical care.

It also covers any vet visit fees your pet health care provider throws your way.

Your pet insurance won’t cover:

• Pre-existing conditions: Anything that shows up in your pet’s medical history from before your policy was active.
• Dental care: Unless the injury to teeth is caused by an accident, the cost of damaged teeth won’t be covered.
• Preventable situations and neglect: If a pet parent isn’t providing a safe environment or a reasonable standard of preventative care for the pet, it could be considered neglect. If that neglect results in a health issue, it probably won’t be covered.
• Certain things not related to an accident or illness: Things like grooming, microchipping, other elective cosmetic procedures, spaying/neutering, obedience training, and boarding/travel.

How much does pet health insurance cost, anyway?

A Lemonade pet health insurance plan starts at $10/month for both cats and dogs, but there are several factors that can impact the cost of pet insurance like the type, breed, age, and location of your pet.

Don’t forget that you can customize your pet insurance plan by adjusting your co-insurance, annual deductible, and annual limits.

How do I get cat insurance or dog insurance?

Remember how you fell in love with your pet within minutes? That’s about how long it’ll take to sign up for a Lemonade pet health insurance policy…