Holiday Shopping Haul: Why Renters Need Extra Protection This Season

The holidays are here, and your online shopping cart is probably overflowing. Between Black Friday steals, Cyber Monday deals, and those last-minute gifts that absolutely need overnight shipping, your doorstep is about to become package central.

Here’s what’s awesome: with the right protection, you can shop with complete confidence.

When your great deal disappears

Picture this: You snagged an incredible Black Friday deal on a new tablet for your sister, 50% off, perfect for her work setup. It gets delivered Tuesday while you’re at work. You’ve been tracking it all day, and finally get that notification: “Delivered to your front door at 2:47 PM.”

You come home excited to see the box, already imagining how thrilled she’ll be on Christmas morning. You round the corner to your building, keys ready, expecting to see the package waiting right where deliveries always get left.

But when you get to your door, there’s nothing there. You check with neighbors, call the delivery company, and that sinking feeling hits. Your perfect deal just got stolen.

Here’s where renters insurance becomes your shopping superpower. Most policies cover packages as part of your personal property protection. That means:

• Your $400 tablet stays protected (after your deductible)
• Those holiday gifts you ordered for the whole family? Also covered
• Everything you own gets the same protection

Holiday risks go way beyond package theft

Package coverage is just one holiday advantage. Your apartment gets all kinds of seasonal protection:

Party season confidence

Your holiday gathering gets lively, and you want everyone to have fun safely. But if someone gets hurt at your place, renters insurance has your back, covering their medical bills and your legal costs.

Travel season security

You’re visiting family for the holidays, and you want both your stuff and your place protected while you’re away. Your renters policy covers theft whether it happens at home or abroad.

Winter weather readiness

If a frozen pipe bursts, drenching your apartment and making it uninhabitable, renters insurance covers your hotel stay while your landlord handles the repairs.

Extra coverage for special gifts

The holidays bring valuable presents, especially engagement rings. Standard renters insurance has limits on jewelry coverage, but you can add Extra Coverage to fully protect that special ring or other high-value gifts you receive. It’s an easy way to make sure your most precious presents stay protected.

Ready to shop with confidence?

Here’s what’s great about renters insurance: you can get coverage in about 5 minutes online. Answer a few questions, choose your coverage amounts and deductible, and you’re all set. You can get coverage as early as 12:01 AM the day after you sign up.

The holidays are the perfect time to get covered, you’re already thinking about protecting the things you care about most.