Understanding Contents Insurance
Dig into the nitty-gritty of Lemonade’s Contents insurance. In plain English, from the pros at Lemonade ✌️
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Contents Insurance 101
What is contents insurance, and why does it matter?
Insured
An “insured” is how the person (aka policyholder) being covered is referred to on a contents insurance policy.
Insurance Quote
An insurance quote is an estimate of how much an insurance policy would cost (note: it isn’t set in stone so your final premium may be a little different… or the same!)
Who Does Your Insurance Policy Cover?
Your go-to guide for who's covered under your household insurance policy.
Additional Insured
An additional insured is a person you add to your insurance policy (not related to you by blood, marriage, or adoption) who lives with you and/or has a financial interest in your place.
Contents Insurance
Contents insurance offers you financial help if bad things happen to you or your stuff. In exchange, you pay monthly payments (your ‘premium’) to your insurance company.
Premium
A premium is the cost of your insurance policy. Usually, insurance companies give you a monthly price, such as starting from £4/month.
What am I covered for?
Tips and hacks that'll help you customise your policy and understand how to use it
Named Perils
Named perils are specific occurrences listed in your policy that could lead to damages or losses to your stuff.
How To Make Sense of Your Insurance Add-ons
Personalise your policy to suit your way of life with an add-on.
Here’s What You Need to Know About Your Excess
Exploring how insurance excess works for your contents insurance policy.
The Lowdown on Personal Liability Cover
How it works, what it covers, and how to file a claim with Lemonade.
How Much Contents Insurance Do I Actually Need?
Your policy has three main categories of cover; When you sign up with Lemonade you’ll be asked to pick an amount for each.
How Much Does Contents Insurance Cost?
Hint: Contents insurance costs much less than you think.
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