Understanding Contents Insurance
Dig into the nitty-gritty of Lemonade’s Contents insurance. In plain English, from the pros at Lemonade ✌️
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Contents Insurance 101
What is contents insurance, and why does it matter?
Insured
An “insured” is how the person (aka policyholder) being covered is referred to on a contents insurance policy.
Insurance Quote
An insurance quote is an estimate of how much an insurance policy would cost (note: it isn’t set in stone so your final premium may be a little different… or the same!)
Who Does Your Insurance Policy Cover?
Your go-to guide for who's covered under your household insurance policy.
Additional Insured
An additional insured is a person you add to your insurance policy (not related to you by blood, marriage, or adoption) who lives with you and/or has a financial interest in your place.
Contents Insurance
Contents insurance offers you financial help if bad things happen to you or your stuff. In exchange, you pay monthly payments (your ‘premium’) to your insurance company.
Premium
A premium is the cost of your insurance policy. Usually, insurance companies give you a monthly price, such as starting from £4/month.
What am I covered for?
Tips and hacks that'll help you customise your policy and understand how to use it
Named Perils
Named perils are specific occurrences listed in your policy that could lead to damages or losses to your stuff.
How To Make Sense of Your Insurance Add-ons
Personalise your policy to suit your way of life with an add-on.
Here’s What You Need to Know About Your Excess
Exploring how insurance excess works for your contents insurance policy.
The Lowdown on Personal Liability Cover
How it works, what it covers, and how to file a claim with Lemonade.
How Much Contents Insurance Do I Actually Need?
Your policy has three main categories of cover; When you sign up with Lemonade you’ll be asked to pick an amount for each.
How Much Does Contents Insurance Cost?
Hint: Contents insurance costs much less than you think.
Insuring your valuables
Because sometimes your really important stuff needs some extra love.
Does Contents Insurance Cover Theft?
Here's everything you need to know about contents insurance and theft.
Mobile Phone Insurance — Here’s What You Need To Know
Because phone theft is the last thing you should worry about.
High-Value Item Cover: Protect Your Most Precious Possessions
Here's the lowdown on cover for your most valuable items.
Guard Your Gems: Your Guide to Jewellery Insurance
How to choose the best cover for your fav gems.
Your Top 5 Laptop Insurance Questions, Answered
It only takes a few minutes to insure your favourite device.
Gadget Insurance: Do You Actually Need It?
Here's how to get the cover you need for your gadgets.
Life as a renter
From protecting your valuables, to the added benefits of your contents insurance—we got you covered.
Here’s Why Your Tenants Should Get Contents Insurance
Renting out your property to tenants can be a hassle. That’s why making sure your tenants are fully protected with their own contents insurance is a no-brainer.
4 Ways To Protect Your Valuables While Travelling
The jet setter's guide to a stress-free trip
9 Things People Get Wrong About Their Contents Insurance
You might be surprised
9 Real Life Situations Covered by Contents Insurance
Why do you need contents insurance, you may ask? Well, look no further...