Life as a renter

What are your rights and responsibilities as a renter? We’ll walk you through the ways contents insurance comes in handy.
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What to Do If Your Insurance Payout Is Delayed?

How to chase a delayed insurance payout, and what to do if your insurer isn't responding.

What Insurance Do Tenants Need?

What you're responsible for insuring as a tenant, what your landlord covers, and what's worth adding on.

What to Do If Your Flatmate Stops Paying Rent?

How to handle a flatmate who's stopped paying rent, step by step.

What Fees Can a Letting Agent Charge?

What letting agents are allowed to charge tenants in England, what's banned, and what to do if you're charged illegally.

How to Save for a House While Renting?

Practical tips for building your house deposit while paying rent, from Lifetime ISAs to government schemes.

Tenant vs Landlord: Who is Responsible for Damage in a Rental?

Where landlord responsibility ends and tenant responsibility begins, and how to avoid disputes.

What to Do If Your House Is Broken Into?

The steps to take after a break-in, from staying safe to making a claim and preventing it from happening again.

What is Considered Fair Wear and Tear in a Rental Property?

How fair wear and tear works, and what it means for your deposit.

What is a Joint Tenancy Agreement?

Everything you need to know about joint tenancy agreements before you sign one.

Can Students Rent Without a Guarantor?

What to do if you need to rent as a student but don't have a guarantor.

Can You Sublet a Rented Property?

What subletting actually means, when it's allowed, and what's at stake if you get it wrong.

Can You Rent with Bad Credit?

How to navigate the rental market with bad credit, and what you can do to improve your chances.

How Much Does It Cost to Furnish a Flat?

A room-by-room breakdown of furnishing costs, plus tips on where to save and what to protect.

What to Check Before Signing a Tenancy Agreement?

The essential checklist for renters before putting pen to paper.

What is a Break Clause in a Tenancy Agreement?

What a break clause is, how to use one, and what to check before you rely on it.

What Does Tenant Furnished Mean?

What to expect from a tenant furnished property, and what to check before you commit.

What is Included in Rent? Here’s Everything You Should Know

What your rent covers, what it usually doesn't, and how to check before you sign.

Fixed Term Tenancy Agreement Explained

Everything you need to know about fixed term tenancies, from signing to moving on.

What Bills Do Tenants Pay?

A full breakdown of the bills you'll need to budget for as a renter in the UK.

Can I Rent with a CCJ (County Court Judgment)?

How a CCJ affects your rental application, and what you can do to improve your chances.

How Much Deposit Can a Landlord Charge?

How much deposit a landlord can legally charge, and what your rights are if something goes wrong.

Fixed Term Tenancy vs Rolling Contract: Key Differences Explained

Everything renters need to know about fixed term and rolling contracts, including the latest changes.

What is a Deposit Protection Scheme and Why It Matters?

What a deposit protection scheme is, how it works, and what both tenants and landlords need to know.

What is a Tenancy Agreement?

What a tenancy agreement is, why it matters, and what to look out for before you sign.

What is a Private Landlord? Everything Renters Should Know

Learn what a private landlord is, how renting from one works, and what to watch out for.

What to Do If Your Neighbour Refuses to Pay for Damage

Your neighbour caused the damage, now they're dodging the bill. Here's how to handle it.

HMO House Rules for Tenants and Landlords

What tenants and landlords need to know about living and letting in a house in multiple occupation.

How Long Does a Landlord Have to Return a Deposit?

Your deposit, your rights. Here's how long landlords have to pay up in the UK.

Can a Landlord Give a Bad Reference?

What landlords can and can't say, your rights, and how to challenge an unfair reference.

What is a Holding Deposit?

Everything renters need to know about holding deposits, legal limits, and refund rules.

How Much Notice Does a Tenant Have to Give?

Notice periods, break clauses, joint tenancies, and what happens if you leave without giving proper notice.

How Much Notice Does a Landlord Have to Give?

Notice periods, Section 21, Section 8, and what's changing under the Renters' Rights Act.

Can Landlords Enter Property Without Permission? Know Your Rights

Everything you need to know about when a landlord can legally enter, and what to do if they cross the line.

How to Make a Rental Feel Like Home on a Budget

It's your home, even if it's not your mortgage. Here's how to make it feel that way.

How to Rent With No Credit History in the UK

No credit history? Your rental search doesn't have to show it.

Who Can Be A Guarantor?

Your guide to renting with a guarantor.

What Documents Do You Need to Rent a House?

Moving made easy.

When to Order Broadband for a New House

How to stay connected during a move.

Is It Better to Rent or Buy a House? 

Weighing the pros and cons of choosing your home.

Your Ultimate Moving House Checklist

How to prepare for a move, without the stress.

How To Get Rid of Ants in Your Home

These little insects are cool, but you don't want to live with them.

How Much Rent Can You Afford?

Let’s talk pounds, pennies, and the search for your new flat.

Insuring Your Relationship? 8 Questions to Ask Before Moving In

How to move in together *without* breaking up.

12 Questions You Should Ask When Viewing a Flat to Rent

Here's what all renters will want to know before signing that contract…

Here’s Why Your Tenants Should Get Contents Insurance

Renting out your property to tenants can be a hassle. That’s why making sure your tenants are fully protected with their own contents insurance is a no-brainer.

4 Ways To Protect Your Valuables While Travelling

The jet setter's guide to a stress-free trip

9 Things People Get Wrong About Their Contents Insurance

You might be surprised

9 Real Life Situations Covered by Contents Insurance

Why do you need contents insurance, you may ask? Well, look no further...

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.