Life is full of surprises, and some bring changes that might leave you wondering how to protect your future.
Whether you’re upgrading your living situation or celebrating personal milestones, renters insurance provides peace of mind. Let’s dive into five life events when having coverage is essential.
1. Moving
Relocating to a new apartment is exciting, and it’s also a good time to make sure your stuff is covered once you’ve settled in. In fact, your lease might even require you to get renters insurance.
Your laptop, furniture, and other valuables need protection from unexpected events such as fires, water damage, and theft.
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Getting engaged or married is all about starting a new chapter together. With this new beginning comes the merging of lives and belongings.
From that sparkling engagement ring—which you can insure with Lemonade’s Extra Coverage— to your partner’s prized collection of tech gadgets, renters insurance covers your valuables. It’s not just about replacing things; it’s about protecting the memories attached to them. Additionally, as you accumulate more shared items in your home, having a policy in place becomes crucial.
At Lemonade, you can add your spouse to your policy for free. Not tying the knot but ready to make the plunge and move in with your significant other? You can add them to your policy for a small fee.
Protect a lot, for not a lot
Get Lemonade3. Becoming a pet parent
Bringing a pet into your home is a joyous occasion, but they can be unpredictable. Renters insurance can include liability coverage for incidents involving your furry friends, such as potential injuries to visitors.
BTW, Lemonade also offers great pet insurance to cover your fur fam’s health.
4. Roommate roulette
Sharing your living space with a roommate can ease financial burdens and bring great companionship. Your Lemonade Renters policy covers just you and your belongings, so each roommate will need their own policy—but you could score perks by joining Lemonade’s referral program and getting your roommates or other friends to sign up too.
5. Travel adventures
Traveling is about creating memories, not stressing over belongings left behind. Renters insurance often extends protection to your possessions when you’re on the go. Whether you’re jetting off for a weekend getaway or spending three weeks traversing Europe, knowing your valuables are safe at home can make your travels more enjoyable. And if your phone gets stolen while you’re at a Paris coffee shop, your Lemonade Renters policy can cover it.
Coverage for your stuff, at home and abroad
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Beyond these key events, renters insurance offers a layer of protection beyond just your belongings. It covers liability for personal accidents within your rental, offers legal defense costs, and sometimes even covers living expenses if your rental becomes uninhabitable.
Think of it as a safety net catching you when the unexpected happens. Moreover, renters insurance is often surprisingly affordable, making it a small investment for peace of mind.
Ready to protect what you love? Lemonade offers customizable policies that fit your life. With a tech-driven approach and an emphasis on quick, hassle-free claims, we ensure every milestone is covered. Don’t leave your life’s treasures to chance—get started with Lemonade today.
