Pet insurance 101

Got pet insurance questions? Well, we’ve got answers! Get the scoop on your furry friend’s pet insurance policy—from coverage, to costs, and more.

What Does Pet Health Insurance Cover?

Here's everything that falls under your furry friend's policy.

Your Ultimate Guide To How Pet Insurance Works

Your go-to resource for pet insurance coverage, in plain English.

What Does Pet Health Insurance Not Cover?

How to avoid surprises when it comes time to pay your next vet bill.


Co-insurance can be confusing, but we'll dig into all the details.

Is Pet Insurance Worth It?

The benefits of a financial safety net for your furry friend's vet bills.

How to File a Pet Insurance Claim

It's so simple, your dog could probably do it. (Don't let your dog do it.)

Waiting Periods

Waiting periods refer to the length of time before your pet’s conditions may be eligible for reimbursement.

Lemonade's Preventative Care Options, Explained

Your pet will flip over these perks...

Dog Insurance

Dog insurance is a safety net that helps to cover the costs of diagnostics, procedures, medications, and more!

Pre-Existing Condition

A pre-existing condition is any condition your pet showed signs of, or was treated for before getting pet insurance coverage.

What to Do After Getting Your Pet Insurance Policy

School yourself on waiting periods, medical records, and more.

Pet Medical Records

A pet medical record is an official document, provided by your vet, with details about your pet’s medical history.

How to Buy Lemonade Pet Insurance

Follow these simple steps to get your fur fam covered in no time!

Cat Insurance

Cat insurance provides a safety net that helps to cover the costs to treat your kitty’s eligible accidents and illnesses. 

Preventative Care

Preventative care describes treatments that promote your pet’s general wellness.

Lemonade's Preventative Package for Puppies and Kittens, Explained

It makes sense to get your fur fam enrolled when they're young!

How Much Does Pet Insurance Cost?

Let's dig into what factors impact your pet insurance quote.

Demystifying Pet Insurance Coverages

We're here to help you cut through all the jargon

Pet Insurance Terms, Explained

Because "my dog ate my homework" isn't really an excuse.

Lemonade's Pet Insurance Add-Ons, Explained

Your pet deserves more coverage, as a treat.

Please Note: These definitions don’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade. They are intended for educational purposes only - they’re not meant to be used in lieu of professional legal or financial advice. We’ll do our best to keep them updated, but they may not always reflect current industry developments. Feel free to use the terms with attribution (friends don’t let friends plagiarize!)

Property and casualty insurance provided by Lemonade Insurance Company, 5 Crosby St., 3rd floor, New York, NY 10013. Life Insurance provided by North American Company for Life and Health Insurance®, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193.

Lemonade Insurance Agency, LLC (LIA) is acting as the agent of Lemonade Insurance Company and Lemonade Life Insurance Agency, LLC (LLIA) is acting as the agent of North American Company for Life and Health Insurance®. Both LIA and LLIA receive compensation based on the premiums for the insurance policies each sells. Further information is available upon request.

LLIA is a sub-producer of Bestow Agency, LLC. Life insurance quotes are provided by Bestow Agency, LLC dba Bestow Insurance Services in CA, who is the licensed agent. Term Life insurance policies are issued on North American Company for Life and Health Insurance® policy form LS181 and LS182, or state version including all applicable endorsements and riders. Products or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply. Not available in New York. Our application asks about your lifestyle and health; your answers allow us to save you time and avoid offline medical exams.