Forget Everything You Know About Insurance

Instant everything. Great prices. Big heart.

Home and Renters Insurance Built For the 21st Century

Lemonade's amazing coverage protects the stuff you own at home and everywhere else.

Instant Everything

Maya, our charming artificial intelligence bot, will craft the perfect insurance for you. It couldn’t be easier, or faster.

3 Minutes To get paid
90 Seconds To get insured

The #1 rated insurance company in America!

Lemonade is scored highest on the App Store, Google Play, Supermoney, Clearsurance, and more...

"An Insurance Company That Homeowners Actually Might Love (Seriously)"

Great Prices, Monthly Subscription

Renters Insurance


Homeowners Insurance

Already insured? We'll take care of the switching hassle.

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How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

A flat fee to run everything
We pay claims super fast
If there's money leftover, we give it back to causes

* Subject to board discretion and the company meeting certain financial standards

Designed for Social Impact

Lemonade Inc. is a Public Benefit Corporation and certified B-Corp. Social impact is part of our legal mission and business model - not just marketing fluff.

A-Rated and Backed by Giants

Lemonade is rated A-Exceptional, fully licensed, and reinsured by some of the most trusted names on the planet.