Understanding Homeowners Insurance

Get your home covered, from roof to shed.

You've got questions, we've got answers.

Spoiler: Homeowners insurance is not required by law, but it's totally essential.

There's no single type of homeowners insurance. From HO3 to HO6 and beyond, we'll take a look at the options.

Mold? Windstorm damage? Flooding? Let's spell out exactly what you're protected against.

Own a condo? Here's what to know.

A no-nonsense guide for those taking the plunge.

Here's what goes into setting your interest rate—and how you can secure the lowest rate possible.

In which we bust some myths and spread some knowledge.

Ownership isn’t the only difference between the two scenarios.

From browsing Zillow to closing on your dream home, we've got you covered!

Because “dream home” is in the eye of the beholder.

Sticks and stones may break… my windows.

It often will, but there's a lot you can do to avoid trouble in the first place.

Don't be anxious about your inadequate toolbox—we're here to help.

Spoiler alert: It does, in many cases!

How to make sure you refresh your home the right way

A Reconstruction Cost Estimate (RCE) is a figure that approximates the cost of rebuilding your home in the case it gets completely destroyed.

Escrow accounts, lump sums, and closing costs…oh my!

Spending a little can save you a lot in the long run.

Don't sleep on these incentives.

Exploring how insurance deductibles work for renters and homeowners policies.

Because not all insurance policies are created equal.

We break down homeowner insurance rates and the factors that affect them.

What the hail?

How you can prepare for storm season.

Is earthquake insurance really worth it?

Keep your head above water, no matter what happens.

Understand your coverage before, during, and after the storm.

Here’s what you are and aren’t covered for when extreme weather strikes.

Because protecting your home and saving money is a no-brainer.

Choices, choices, choices...

From resurfacing the driveway to installing crown molding, here are some relatively affordable home makeovers.

Reducing your daily water consumption can have a big impact on the environment, and your water bill. Small changes can make a splash.

Prepping your plants for your new home.

Hunting for a new aesthetic? Refresh your digs with these interior design trends.

We call it Extra Coverage. Here's why it matters.

How to choose the best jewelry coverage for your lifestyle.

Diamonds are forever, but sometimes, s**t happens.

Great news: Bike insurance is way less complicated than you’d expect! Bad news: Bike theft is super common.

We're excited to begin offering coverage for Class 1 and 3 electric bikes!

Learn how to protect your investment, including adding coverage for damage and loss.

It's time to leverage a new lexicon.

Recessed seating is "on the rise” again

Because "it's not you, it's me" is so 2020.

We've been known to get a little emo over our policies, too.

Choices, choices, choices...

Understand the patterns and prevalence of burglaries to help safeguard your home and valuables.

Get covered in the Lone Star State.

Get your home covered in the Garden State.

Cover your home in The Empire State.

Cover your home in the City of Brotherly Love.

Instant insurance for residents of The Centennial State.

Getting coverage in the Windy City should be a breeze.