Understanding homeowners Insurance

Most people know they need homeowners insurance—but they don't know what it actually covers.

There's no single type of homeowners insurance. From HO3 to HO6 and beyond, we'll take a look at the options.

We break down homeowner insurance rates and the factors that affect them.

Mold? Windstorm damage? Flooding? Let's spell out exactly what you're protected against.

Because not all insurance policies are created equal.

What you don't know, might hurt you.

A no-nonsense guide for those taking the plunge.

Here's what goes into setting your interest rate—and how you can secure the lowest rate possible.

In which we bust some myths and spread some knowledge.

Ownership isn’t the only difference between the two scenarios.

From browsing Zillow to closing on your dream home, we've got you covered!

Because “dream home” is in the eye of the beholder.

How to make sure you refresh your home the right way

Follow these tips to keep your place at its best, from the top of your roof to the floor of your basement.

There are three major trends that might be causing the Reconstruction Cost (RC) of your home to climb.

Proper tree maintenance will keep your property safe, and your yard beautiful.

Frozen pipes can lead to major property damage. Here's how to avoid the issue—and what to know about frozen pipes and your homeowners insurance policy.

That dreaded drip, drip, drip—and how your policy can help.

Exploring how insurance deductibles work for renters and homeowners policies.

Because not all insurance policies are created equal.

We break down homeowner insurance rates and the factors that affect them.

Everything you need to know about shopping for homeowners insurance.

Everything you need to know about comparing homeowners insurance rates.

How to save up for a house, according to the experts.

What the hail?

Understand your coverage before, during, and after the storm.

Here’s what you are and aren’t covered for when extreme weather strikes.

Your complete guide to water damage and homeowners insurance coverage.

If a fire occurs in your home, here's what to do—and how to file a claim.

Frozen pipes can lead to major property damage. Here's how to avoid the issue—and what to know about frozen pipes and your homeowners insurance policy.

Here's what you need to know before you move.

Reducing your daily water consumption can have a big impact on the environment, and your water bill. Small changes can make a splash.

Prepping your plants for your new home.

All the fun, none of the bad stuff.

Hunting for a new aesthetic? Refresh your digs with these interior design trends.

Don't leave home without doing these simple things.

Here's the lowdown on scheduling personal property coverage for your most valuable items.

Diamonds are forever, but sometimes, s**t happens.

Great news: Bike insurance is way less complicated than you’d expect! Bad news: Bike theft is super common.

We're excited to begin offering coverage for Class 1 and 3 electric bikes!

Learn how to protect your investment, including adding coverage for damage and loss.

How to choose the best jewelry coverage for your lifestyle.

It's time to leverage a new lexicon.

Because "it's not you, it's me" is so 2020.

We've been known to get a little emo over our policies, too.

Understand the patterns and prevalence of burglaries to help safeguard your home and valuables.

Is a neighbor driving you crazy? You're not alone.

After saving diligently during lockdown, this couple took the plunge.

Get covered in the Lone Star State.

Cover your home in the Old Colony State.

Cover your home in the City of Fountains.

Cover your home in Bat City.

Get your home covered in Motor City.

Cover your home in the Mile High City.