Renters and Home Insurance For Urban Dwellers
Lemonade's amazing coverage protects the stuff you own at home and everywhere else.
Maya, our charming artificial intelligence bot, will craft the perfect insurance for you. It couldn’t be easier, or faster.See the Lemonade App in action
Introducing: Zero Everything!
Add our new Zero Everything option and never worry about deductibles or rate hikes again. For the first time ever, enjoy the freedom of claiming even the lowest cost stuff. Stolen headphones? Jacket? Flip flops? No problem! Zero deductible, zero rate hikes, zero worries.
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How Lemonade Works
Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*
A transparent 20%
fee to run everything
We pay claims
If there's money leftover,
we give it back to causes
* Subject to board discretion and the company meeting certain financial standards
A-Rated and Backed by Giants
Lemonade is rated A-Exceptional, fully licensed and reinsured by some of the most trusted names on the planet, including Lloyd's of London.