Recommend the treatment. Watch them say yes.
Recommend the treatment. Watch them say yes.
Pets show up protected — and stay that way. Easy to use. Affordable to keep.
GET YOUR WAITING ROOM KITIncludes brochuresThe insurance that gets out of your way
Easy to recommend
More than half of Lemonade pet claims are paid instantly.
Not your claim to file
Pet parents file in minutes — handled start to finish in the Lemonade app.
We handle the questions
Lemonade guides pet parents to the right plan in seconds.
America’s top-rated insurance for dogs, cats, puppies, and kittens
Lemonade has earned 4.9 stars in the App store, and is also top-rated by Supermoney, Clearsurance, and others
What happened? Blastomycosis
Simba had to undergo surgery to remove a cyst under his throat, along with various tests and medications.
What happened? Stranguria
Dot had diarrhea and frequent urination, and the vet diagnosed her with stranguria. She's doing much better after her medication.
What happened? Cancer
Dublin collapsed twice and was having seizures. He was diagnosed with cancer and a brain tumor, and is now getting treatments.
What happened? Broken Leg
Riley fell and couldn't get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.
What happened? Laceration/Severe Cut
Willoughby was out for a walk when he severely cut his paw. He was taken to the vet to get stitches.
What happened? Foreign Material Ingestion
Milo chewed the ties off of a pair of pants which caused him to vomit. The vet discovered a blockage in his intestine and he was taken to surgery for removal.
What happened? Blastomycosis
Simba had to undergo surgery to remove a cyst under his throat, along with various tests and medications.
What happened? Stranguria
Dot had diarrhea and frequent urination, and the vet diagnosed her with stranguria. She's doing much better after her medication.
What happened? Cancer
Dublin collapsed twice and was having seizures. He was diagnosed with cancer and a brain tumor, and is now getting treatments.
What happened? Broken Leg
Riley fell and couldn't get up. She was taken to the vet, where X-rays revealed a broken leg, and she had to undergo emergency surgery.
What happened? Laceration/Severe Cut
Willoughby was out for a walk when he severely cut his paw. He was taken to the vet to get stitches.
What happened? Foreign Material Ingestion
Milo chewed the ties off of a pair of pants which caused him to vomit. The vet discovered a blockage in his intestine and he was taken to surgery for removal.
Whatever you recommend, we've got a plan for it
Pet parents pick the plan that fits their budget
Cover the unexpected
Accidents, illness, diagnostics, surgery, and medication
Build deeper coverage
Optional add-ons — dental, behavioral, and physical therapy
Stay ahead of problems
Preventive care — annual exams, vaccines, spay, and neuter
You're in this for the animals. So are we.
Lemonade is a public benefit corporation. Every pet parent picks a cause that matters to them — and part of their premium goes directly toward funding it.
Good to know…
We built our insurance to be easy for pet parents and to fit your practice. Zero setup, zero headaches, zero changes to how you work today.
How do I get my practice set up to work with Lemonade pet insurance?
There's no formal setup required on your end. Pet parents handle their own claims through the app by uploading your invoices and records. We'll take care of the insurance so you can focus on caring for pets!
How long does it take for my clients to get Lemonade coverage for their pets?
Pet parents can get a quote in about 90 seconds and coverage starts the day after purchase. Once the policy is active, accidents and preventative care are covered, while illnesses have a 14-day waiting period and orthopedic conditions require 30 days.
Do you work with all veterinary practices?
Yes, we work with any licensed veterinary practice in the US. There are no network restrictions or contracts required. If you're a licensed vet, you can treat Lemonade-covered pets without any additional steps or approvals.
How do Lemonade's instant claims help my clients afford treatment?
More than half of our claims are settled instantly, sometimes with immediate confirmation treatment will be reimbursed. Knowing their claim is already approved significantly reduces financial stress.
How does working with Lemonade-covered pets benefit my practice?
With faster reimbursements, you'll see fewer payment plan requests. It's a win-win. Customers with insurance are more likely to approve recommended treatments and less likely to delay or skip care because of cost.
Do I need to pre-authorize treatments with Lemonade?
We offer pre-approval for procedures estimated at $3,500 or more. Your clients can proceed with any recommended treatment and submit claims afterward, Lemonade walks them through the process either way.
What happens if they have questions about Lemonade during their visit?
You don't need to become a policy expert, just focus on providing excellent veterinary care while we handle the insurance details. We provide you with helpful resources, but Lemonade is so easy to use that you can just direct your customer to our app.
What types of treatments are covered?
Lemonade covers accidents and illnesses including diagnostics, surgery, medications, and emergency care. Add-on coverage includes visit fees, physical therapy, dental care, and behavioral treatments. Preventive care like exams and vaccines are available as an optional wellness add-on.
Does Lemonade cover pre-existing conditions?
No, we don't cover pre-existing conditions. Any health issue your patient showed signs of before their waiting period ends won't be covered. However, we do cover some previously treated conditions once fully cured, like kennel cough.
Ready to recommend Lemonade?
Care for the pets, we’ll handle the rest.