We handle the insurance You handle the healing

We handle the insurance You handle the healing

Lemonade makes it easier to keep pets healthy, and your practice growing

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The ideal pet insurance for busy clinics

No onboarding. No software. Just simple, seamless support.

Burden-free

No forms, no portals, no hassle. We keep things friction-free so your team can focus on care.

Seamless claims

Claims? Not your problem. We're known for the fastest claims experience that pet parents love

We handle it all

Lemonade guides pet parents to their perfect plan, so you don't have to.

Pet parents love Lemonade

Fast, reliable, award-winning service that's there when you need it most

4.9 stars
highest rated on the app store
4.9 starshighest rated on the app store
Claims settledin seconds!
Claims settled
in seconds!

When you recommend care, our coverage helps pet parents afford it

Customers build coverage around their pet's needs without paying for extras

Accident & Illness

Helps cover diagnostics, procedures, medications, and hospitalizations

Optional add-ons

Dental, visit fees, behavioral, and physical therapy

Routine care packages

Vaccines, annual checkups, spay, neuter, and other healthy life essentials

Good for vets, pets, and the world

Lemonade is a public benefit corporation, and here's something you'll love: with Lemonade, pet insurance does double duty. Policyholders pick a cause that matters to them, like animal welfare, and part of their premium goes toward funding nonprofits in that area.

Good to know…

We built our insurance to be easy for pet parents and to fit your practice. Zero setup, zero headaches, zero changes to how you work today.

How do I get my practice set up to work with Lemonade pet insurance?

There's no formal setup required on your end. Pet parents handle their own claims through the app by uploading your invoices and records. We'll take care of the insurance so you can focus on caring for pets!

How long does it take for my clients to get Lemonade coverage for their pets?

Pet parents can get a quote in about 90 seconds and coverage starts the day after purchase. Once the policy is active, accidents and preventative care are covered, while illnesses have a 14-day waiting period and orthopedic conditions require 30 days.

Do you work with all veterinary practices?

Yes, we work with any licensed veterinary practice in the US. There are no network restrictions or contracts required. If you're a licensed vet, you can treat Lemonade-covered pets without any additional steps or approvals.

How do Lemonade's instant claims help my clients afford treatment?

More than half of our claims are settled instantly, sometimes with immediate confirmation treatment will be reimbursed. Knowing their claim is already approved significantly reduces financial stress.

How does working with Lemonade-covered pets benefit my practice?

With faster reimbursements, you'll see fewer payment plan requests. It's a win-win. Customers with insurance are more likely to approve recommended treatments and less likely to delay or skip care because of cost.

Do I need to pre-authorize treatments with Lemonade?

We offer pre-approval for procedures estimated at $3,500 or more. Your clients can proceed with any recommended treatment and submit claims afterward, Lemonade walks them through the process either way.

What happens if they have questions about Lemonade during their visit?

You don't need to become a policy expert, just focus on providing excellent veterinary care while we handle the insurance details. We provide you with helpful resources, but Lemonade is so easy to use that you can just direct your customer to our app.

What types of treatments are covered?

Lemonade covers accidents and illnesses including diagnostics, surgery, medications, and emergency care. Add-on coverage includes visit fees, physical therapy, dental care, and behavioral treatments. Preventive care like exams and vaccines are available as an optional wellness add-on.

Does Lemonade cover pre-existing conditions?

No, we don't cover pre-existing conditions. Any health issue your patient showed signs of before their waiting period ends won't be covered. However, we do cover some previously treated conditions once fully cured, like kennel cough.