Insurance that costs less
when you drive less
Super fast everything. Seamless claims. Built on 3 billion miles of data.
A new kind of car insurance
We use a smart device to make your insurance better and more affordable.
Super fast claims resolution
We’ll handle your claim quickly with the extra details we have.
Fair prices, based exactly on how you drive
Our device let’s us track your mileage down to a single foot.
Emergency crash assistance
We’ll know if you’re in an accident and get you the help you need.
Parking notifications
We’ll keep track of your spot and send you street sweeping reminders.
Theft recovery
If your car is stolen, our device will help us locate it and return it to you.
Mechanical alerts
From tire pressure to engine malfunctions, we’ll keep you in the know.
Driving less than you used to?
Since your monthly mileage determines your premium, if you’re not driving, you won’t pay more than your low base price
What’s covered
Whether it’s a fender bender or total loss, our team and app are ready to help!
If you’re in a
car crash
We'll cover, or recover, the costs to repair the damage.
If you’re stalled on the highway
We include roadside assistance for tows, jumps, and more.
If the unexpected happens
We’ll cover damage from fires, weather, vandalism, and more.
Roadside assistance
Get tows, jump starts, tire changes, and winching.
If your car
is stolen
We'll cover the cost to replace it with a new car.
If you’re sued
for liability
We’ll help cover the costs of a lawyer to defend you.
Save even more with our Car + Home bundle
We’ll automatically apply your bundle discount to any combination of our products
21st-century, award-winning claims service
Our claims process is fast, seamless, and hassle-free. We’ll have your back whether you file a claim after a crash, if your car’s been vandalized, or if you need a tow in the middle of nowhere.
you need us
claim handling
America’s top-rated insurance, now for your car
4.9 stars in the App store, and top-rated by Supermoney, Clearsurance, and others
Brent
goforbrent
@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏
Valeria Delgado
Valeriad90
Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning
Stephen Huber
stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd
Maria Salamanka
MariaSalamankaM
Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.
Rohan Gandhi
timesnewrohan
@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.
AWaking Dream
AWaking_Dream
Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com
Rashiq in SF
rashiq
@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.
jacky
jjackyliang
@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.
Andrew Horn
itsandrewhorn
WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.
Brent
goforbrent
@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏
Valeria Delgado
Valeriad90
Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning
Stephen Huber
stephen_huber
Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd
Maria Salamanka
MariaSalamankaM
Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.
Rohan Gandhi
timesnewrohan
@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.
AWaking Dream
AWaking_Dream
Once every 2-3 years, I stumble across a truly outstanding app / business which nails everything. UX, pricing, customer service - @Lemonade_Inc has it all and I love it: www.lemonade.com
Rashiq in SF
rashiq
@Lemonade_Inc wow this was hands down the best insurance experience ever. holy shit I love your app.
jacky
jjackyliang
@Lemonade_Inc Truly lovely onboarding + customer support for a normally super frustrating service.
Andrew Horn
itsandrewhorn
WOW - what an amazing company. Check out @Lemonade_Inc if you need homeowner or rental insurance. Have been loving the process so far.
Good to know...
Car insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check car insurance explained
How do you help me clean up CO₂?
By planting trees! We learned that a typical car emits 4.6 metric tons of CO₂ each year, which is a lot. So we decided we’ll plant trees to help shrink your carbon footprint, using our app to determine the number of trees based on your mileage.
Can I trust you guys?
Of course. Unlike most of the new insurance startups out there, Lemonade is an insurance carrier, reinsured by some of the most trusted names in the industry. We’re a public company, traded on the NYSE, and rated A-Exceptional for financial stability.
Do all drivers need the Lemonade app on their phone?
Depending on the state, they do. We use smart technology to price policies fairly, speed up claims, provide on-site emergency services, and measure driving impact—like CO₂ emissions so we can plant trees in your name.
Is it okay to disable location services for the Lemonade app?
In some states, not using the app can affect your price. Keep location on for the best rate, access to emergency services, a smoother claims experience, and more.
Can I switch now if I’m currently insured elsewhere?
Sure. You’ll need to send a cancellation request to your current carrier after you sign up for a Lemonade policy to make sure there’s no gaps in your coverage. Our team will be happy to help!
What happens if I’m in an accident?
Once everyone’s safe, you’ll need to file a claim through our app. It takes a couple of minutes and is super simple- just answer a few questions, and follow the steps. We’ll reimburse you for repairs or replace your car on covered claims.
I’m an Uber/Lyft driver, can I use your insurance?
Not yet. Our current coverage only works for drivers who don’t use their cars for business or commercial purposes. Sorry!
I’m buying a new car, how do I insure it?
Once you have a Lemonade Car policy it’s really easy to add a new car in the app or on our site. If you’re buying a new car when you open a policy we can provide same-day coverage - our team will be happy to help!
Can I edit my coverage after purchase?
No problem. You can edit your coverages by adjusting your limits and deductibles in the app or on our site whenever you’d like.
What happens if someone who’s not insured hits my car?
You’re covered. Most states require protection that guarantees you’re not left in a tough spot if an uninsured driver causes an accident, so your Lemonade Car policy will cover the costs of these damages in a covered claim.
How do you calculate my price?
We use a number of factors to calculate the most accurate and fair price, including your car’s model, as well as your location and driving history. In other words: Safe, low mileage drivers pay less.
What discounts do you have for eco-friendly cars?
We offer a discount for all electric and hybrid cars, plus we’ll cover you for emergency charging and damage to your wall charger.
As low as $30/mo, based on your driving profile