America’s most loved homeowners insurance
Ranked #1 in America, second year in a row!
Lemonade was voted the most loved insurance in America by Supermoney, Forbes, Clearsurance, and others.
gsiener
@gsiener
Shopping for Homeowners Insurance and the process is pretty awful. The experience that @Lemonade_Inc offers is amazing in comparison -- a great example of what starting with the user in mind can do.
SunnyTheSailorMan
App Store
Thank you guys for making the insurance buying process hassle free & offering better prices than any other insurance companies out there. I had State Farm & Allstate in the past. Glad I don’t have to deal with them anymore.
Takasan
@Takasan99
Wow, @Lemonade_Inc is awesome! After answering a few short questions from Maya, I was able to get an instant quote on my homeowners insurance! Even my lender was amazed at how fast they received my information!
Karen Condren
Google Play
Fantastic, painless experience!! Best way to get your home insured. Love this!! Who knew getting insurance could be headache free..!!?? Highly recommend!!
Michael Schmidt
mschmidt10k
Switched over to @Lemonade_Inc for our homeowners insurance - saved $1,400/year with the exact same coverage as our old Liberty Mutual plan (and a lower deductible to boot). Feel a bit stupid for not doing this earlier!
JO87__
App Store
Their AI technology is 5 stars. I was able to get home insurance at a better rate with the same coverage as my previous insurance. They made it easy to integrate their insurance with my current mortgage lender. All this in less than 20 mins
Michael Wieder
@mwieder
@Lemonade_Inc should win every award out there. Just got my homeowners insurance in < 5min. Easiest part of buying a new home by far.
Saurabh Mittal
Google Play
The whole Lemonade team handled my house claim with a great sense of urgency, keeping me informed at every step from filing a claim, assessing the damages and the final payment. I strongly recommend Lemonade for Homeowners Insurance.
Mattan Griffel
@mattangriffel
Serious props to @Lemonade_Inc. Our advocate was so nice and easy to work with, and we got our claim resolved in only a few days. So much stress saved.
Dda0307
App Store
40% cheaper than Farmers. It took me less than 3 mins to get a quote and sign up. I hated emailing back and forth or calling my Farmers insurance for every little thing. With Lemonade, everything is on this one app
gsiener
@gsiener
Shopping for Homeowners Insurance and the process is pretty awful. The experience that @Lemonade_Inc offers is amazing in comparison -- a great example of what starting with the user in mind can do.
SunnyTheSailorMan
App Store
Thank you guys for making the insurance buying process hassle free & offering better prices than any other insurance companies out there. I had State Farm & Allstate in the past. Glad I don’t have to deal with them anymore.
Takasan
@Takasan99
Wow, @Lemonade_Inc is awesome! After answering a few short questions from Maya, I was able to get an instant quote on my homeowners insurance! Even my lender was amazed at how fast they received my information!
Karen Condren
Google Play
Fantastic, painless experience!! Best way to get your home insured. Love this!! Who knew getting insurance could be headache free..!!?? Highly recommend!!
Michael Schmidt
mschmidt10k
Switched over to @Lemonade_Inc for our homeowners insurance - saved $1,400/year with the exact same coverage as our old Liberty Mutual plan (and a lower deductible to boot). Feel a bit stupid for not doing this earlier!
JO87__
App Store
Their AI technology is 5 stars. I was able to get home insurance at a better rate with the same coverage as my previous insurance. They made it easy to integrate their insurance with my current mortgage lender. All this in less than 20 mins
Michael Wieder
@mwieder
@Lemonade_Inc should win every award out there. Just got my homeowners insurance in < 5min. Easiest part of buying a new home by far.
Saurabh Mittal
Google Play
The whole Lemonade team handled my house claim with a great sense of urgency, keeping me informed at every step from filing a claim, assessing the damages and the final payment. I strongly recommend Lemonade for Homeowners Insurance.
Mattan Griffel
@mattangriffel
Serious props to @Lemonade_Inc. Our advocate was so nice and easy to work with, and we got our claim resolved in only a few days. So much stress saved.
Dda0307
App Store
40% cheaper than Farmers. It took me less than 3 mins to get a quote and sign up. I hated emailing back and forth or calling my Farmers insurance for every little thing. With Lemonade, everything is on this one app
Accepted by all major lenders
One less headache when closing on a new home
The easiest way to switch!
Home insurance people actually like
Wall to wall coverage, and beyond...
If your home is damaged
We’ll cover the cost to reconstruct your house.
If a tree falls on your shed
We’ll help cover the cost of repairing structures on your property like sheds and garages.
If your home is unlivable
We’ll cover expenses until you get back on your feet.
If your stuff gets stolen
We’ll help cover the costs to replace it - yes, even if it happens away from home.
If you’re sued for liability
You’ll need a lawyer to defend you, so we’ll help cover those costs.
If a visitor gets injured
You could get stuck covering the costs of their medical bills - we’ll help cover those costs.
Good to know...
Homeowners insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out homeowners insurance explained.
What does a Lemonade Homeowners policy cover?
Your policy covers your home and property for damage caused by things like wildfires, extreme weather, crime, and vandalism. It also protects you against legal claims for damage or injury you accidentally cause others. Learn more about what's covered here.
How can I switch to Lemonade?
Once you let us know you’re switching from another carrier, we'll notify your lender and handle updating your escrow payments (if needed). Then, we’ll communicate your switching request to your previous carrier.
Can I trust you guys?
Of course. Unlike most of the new insurance startups out there, Lemonade is an insurance carrier, reinsured by some of the most trusted names in the industry. We’re a public company, traded on the NYSE, and rated A-Exceptional for financial stability.
How much does it cost?
Homeowners insurance starts at $25/month, but varies by state and depends on factors including your house’s age, the cost to rebuild, and building materials, as well as the coverage and add-ons you choose.
How do I file a claim?
Just open the Lemonade app and hit the ‘Claim’ button! We’ll guide you through the process from there. After your report is complete, we’ll ask for your bank account information. Once your claim is approved, we’ll deposit your payment, minus your deductible, directly into your account.
What bundle options does Lemonade offer?
In addition to homeowners insurance, Lemonade offers renters, car, pet, and term life policies. You can unlock an automatic discount with any combination of policies, like a homeowners and car bundle, so it’s both a great way to consolidate your insurance needs and an opportunity to save.
What if I want to cancel my policy or make changes to it?
You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. If you want to change your coverage amounts or add additional coverage, simply open the Lemonade app or access your account here.
What kind of payments do you accept?
We can take care of everything through your lender or bank (escrow), or you can pay directly using your credit card.
Does Lemonade offer homeowners insurance near me
Lemonade Homeowners insurance is available in 23 states—to find out if it’s available near you, check out where we sell our homeowners insurance and our other products.