Car Insurance in Burien, WA
Not every Burien driver puts the same miles in. Maybe you work from home, or maybe SR 509 is somewhere you rarely find yourself. Either way, you shouldn’t pay a flat rate for miles you never drove.
Lemonade Pay Per Mile makes sure you don’t.
How much does car insurance
cost in Burien?
The average estimated cost of Lemonade car insurance in Burien ranges from roughly $2,880 to $2,940 per year*. You’ll pay a different price each month; it’s a calculation of the number of miles you drive multiplied by your per-mile price, plus your monthly base price that doesn’t change.
How can I get cheaper car insurance in Burien?
The savings don’t stop at signup. Here’s what else is on the table.
Bundle discounts
The more you bundle with Lemonade, the more you save. Car, renters, homeowners, pet, and more.
Safe driving
The safer you drive, the lower your premium. We look at things like speed, braking, and how smoothly you take turns.
Low mileage
The less you drive, the less you pay. Every month, no exceptions.
What is the minimum car insurance
required in Burien?
Every Burien driver needs to carry a minimum level of coverage to legally drive. Here’s exactly what Washington requires.
| Required minimum coverages for Tennessee drivers | Minimum amount required |
|---|---|
| Bodily injury liability | $25,000(per person)/ $50,000 (per accident) |
| Property damage liability | $10,000 |
What additional car insurance coverages
does Lemonade offer in Burien?
The state minimum covers the basics. These coverages help fill in the gaps.
Collision coverage
To repair or replace your own car if it’s damaged in an accident with another vehicle, or a stationary object (like a fence, highway divider, and so on).
Read moreComprehensive coverage
To fix damage to your car, or possibly replace it entirely, if there are damages or losses from an incident that didn’t involve a collision with another vehicle (like if you hit a deer, damage from a hailstorm, and so on).
Read morePersonal injury protection (aka PIP)
Can help pay for things like your medical bills, lost wages, and other related expenses after a car accident. With PIP, your own insurance company covers the medical expenses from a car accident regardless of who is at fault.
Read moreUninsured / underinsured motorist bodily injury coverage
Can help cover your medical bills and lost wages related to injuries caused by an uninsured or underinsured driver.
Read moreUninsured / underinsured motorist property damage coverage
Can help repair or replace your own car if you get into a car accident with an uninsured or underinsured driver.
Read moreTemporary transportation coverage
Transportation expenses like rideshares, public transportation, bike sharing, or a rental car for up to 30 days while your car is being repaired or appraised.
Read moreWhat’s the best car insurance in Burien?
Better pricing. Faster claims. Perks that actually matter.
Here’s what you get when your insurer is built on tech, not paperwork.
Priced for you
Most insurers average you in with everyone else. We don’t. Your price is built around how you drive. Not the driver next to you.
No hold music
Buy a policy, add a car, file a claim, update your coverage. All from the app, all in minutes.
Claims, not chaos
Open the app, tell us what’s going on, and we’ll take it from there. Fast, clear, and no runaround.
Beyond Burien: car insurance across Washington
Burien car insurance FAQs
What happens if you drive without insurance in Burien, WA?
Washington state requires all drivers to carry at least minimum liability coverage, and getting caught without it in Burien can mean fines, a suspended license, and even vehicle impoundment. If you cause an accident while uninsured, you’re personally on the hook for the other driver’s bills. It’s a risk that’s genuinely not worth taking.
How does Burien's weather affect car insurance?
Burien gets its share of heavy rain and icy winter roads, which can make driving trickier and increase the chances of fender benders or skids. Comprehensive coverage can also help if wildfire smoke or a fallen tree during a storm damages your car. It’s worth thinking about what the Pacific Northwest throws at drivers when you’re choosing your coverage.
Is car insurance more expensive for younger drivers in Burien?
Younger drivers typically pay more, but safe driving habits can bring that cost down more than most people expect. Pay-per-mile insurance can be a good fit if you’re a younger driver who doesn’t put a lot of miles on your car, since you’re only paying for what you actually drive.
What coverage options go beyond Washington's state minimum?
Washington’s minimum only covers damage or injuries you cause to others, so it won’t help with repairs to your own car after an accident, theft, or weather damage. Adding collision and comprehensive coverage fills those gaps, and you can also layer on things like roadside assistance. Tailoring your policy to what you actually need is usually smarter than sticking to the bare minimum.
What should you do after a car accident in Burien, WA?
First, make sure everyone is safe and call 911 if there are any injuries. Washington state law requires you to report accidents that involve injury, death, or significant property damage, so file a report with local police or the Washington State Patrol if needed. After that, document the scene, exchange info with the other driver, and contact your insurer to start your claim.
A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states. Lemonade Insurance analyzed policy rates to calculate average car premiums from Oct 2025 through September 2026. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances.
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