Dachshund Pet Insurance

Give your Doxie nose-to-tail coverage for all of life's surprises!

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Dachshund pet insurance

Dachshunds are curious, brave, and lively companions who bring endless joy to families, but as a small breed, they’re prone to certain health conditions that can lead to expensive vet bills. Intervertebral disc disease, progressive retinal atrophy, and bloat are just a few common concerns that could cost thousands to treat.

Pet insurance helps you focus on what matters most: your Doxie’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.

What does Dachshund pet insurance cover?

A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Dachshund has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).

Whether it’s an unexpected accident during play time or a breed-specific illness like Intervertebral disc disease, Dachshunds benefit from comprehensive coverage that protects against life’s surprises.

Wellness care

Want to get money back for your Doxie’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.

Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.

Extra coverage

You can also customize your Lemonade policy with optional add-ons like:

  • Physical therapy: especially important for a breed prone to serious back problems like IVDD
  • Visit fees
  • Dental coverage: important for breeds prone to dental issues 
  • Behavioral conditions
  • End-of-life and remembrance

These coverages help take a bite out of pricey treatments, services, and vet visits that Dachshunds often need.

Is pet insurance worth it for Dachshunds?

Taking care of any small breed gets expensive, and Dachshunds can face costly breed-specific health issues throughout their 12 to 16-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.

Dachshunds are particularly prone to spinal problems, eye conditions, and bloat, which makes insurance even more valuable.

Check out how much other Dachshund parents have saved with pet insurance below. Your savings could be even higher.

Common Dachshund health conditions

Dachshunds are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:

ConditionWhat is it?Average treatment cost
Back Disc Disease (IVDD)Slipped or ruptured back disc; pain/possible paralysis$2,500–$8,000
ObesityExtra weight, leads to other health issues$250–$800
Dental Disease (Tooth & Gum Problems)Gum & tooth disease, possible extractions$400–$1,500
PancreatitisInflammation of pancreas; vomiting, pain$500–$2,500
Ear InfectionsChronic or severe ear infections$300–$800
Slipping Kneecap (Luxating Patella)Kneecap slips out of place, causing limping$500–$2,500
Skin Allergies (Environmental/Food)Persistent itching from food, fleas, or environment$400–$1,500
Torn Knee Ligament (Cruciate Ligament Tear)Torn ligament in the knee$1,200–$8,500
Anal Gland IssuesProblems with the glands near the anus$350–$900
Blindness from Retinal Disease (PRA)Inherited gradual vision loss$300–$700

As a hound breed, Dachshunds face having an elongated spine that makes them extremely prone to back injuries, which is why early coverage is important to protect their health and your wallet.

How much does pet insurance for Dachshunds cost?

Your Dachshund’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small breeds like Dachshunds typically cost less to insure due to their smaller size, though breed-specific conditions like IVDD can require expensive surgery.

Here’s what other Dachshund parents typically pay for Lemonade coverage:

AgeAverage monthly premium
1 year old$30-$35
2 years old$30-$35
3 years old$30-$35
4 years old$30-$35
5 years old$35-$40
6 years old$40-$45
7 years old$50-$55

How can I find the best pet insurance for my Dachshund?

While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Dachshunds that need comprehensive coverage for spinal care, weight management, and eye health.

Our customizable add-ons are perfect for Dachshunds since you can tailor coverage for their specific risks like intervertebral disc disease and eye problems.

Don’t believe us? Take a look at how we stack up against the competition.

Before we go…

Dachshunds make incredible companions, but their long spine requiring careful handling and weight control can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating IVDD surgery, managing spinal conditions, or handling an emergency.

Ready to protect your Doxie? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Dachshund.

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*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.