Everything You Need to Know About Cockapoo Pet Insurance

Here's what you can expect with an adorable cockapoo.

Cockapoo Pet Insurance

If you can’t decide between a poodle or a cocker spaniel, a Cockapoo might be the perfect match. They’re a crossbreed with all the best characteristics: intelligence, affection, and adaptability. 

If you’re an owner or considering adopting, we’ll give you the rundown on Cockapoos to see if they’re the right fit. We’ll cover breed characteristics, personality, cost, common illnesses, and references to pop-culture. Scroll down to find the freshest Cockapoo influencers that’ll brighten up your Insta feed!

But, as we all know, having a dog isn’t always as easy as scrolling through your feed. So before giving the run down on Cockapoos, we’re going to tell you how to protect your pooch, and explain how Lemonade’s dog insurance could help take the bite out of vet bills.

Getting pet insurance for your Cockapoo

Pet insurance helps cover the costs of your vet bills. You pay a monthly premium and in exchange, you can provide care for your fur fam without stressing as much about the costs. With Lemonade pet insurance, pet parents can customize their policy to get the coverage their furry friend needs.

For starters, a basic Lemonade pet health insurance policy includes accident and illness coverage. This will help cover the costs of tests, treatments, and medication if your dog or cat has an unexpected accident or illness.

A basic policy is great for the unexpected things in your fur fam’s future, but Lemonade also offers affordable preventative care, designed to keep your pet healthy, and helps cover expenses you’re probably already paying for. By adding a preventive care package to a Lemonade policy you’ll also get access to live medical chat and be covered for all types of routine care—like your annual wellness exam, checkups, blood tests, several vaccinations, and other routine health care for your pet.

We ask a Cockapoo about a day in their life…

“Thanks for picking me! Let’s get home so I can play. I hope you have friends and family — I love meeting new people. I’m also really good with kiddos. I’ll help you keep them occupied in the backyard or living room. After a few runs of chasing dog toys, I’m ready for a long cuddle sesh. My idea of a great time is making my dog owners happy.

If you have dog allergies, I’m a great match. Sometimes I can shed, but it’s just small amounts of dander. I love being the most unproblematic dog ever. I’m low maintenance, easy to train, well-behaved, and intelligent. The only setbacks are my separation anxiety and my tendencies to bark at strangers… oops!  

Once you’re cuddled out, I’ll want some dinner. During the first few days, I might beg for some of your meals. Don’t worry, after a little bit of positive training, I get the memo. Now that you know what our lives could look like together, are you just as excited as me?”

The Cockapoos personality

Obviously every pup is unique, and it’s impossible to predict what kind of Cockapoo you’ll be bringing into your life. But every poodle mix has certain tendencies and characteristics.

These designer dogs are people-pleasing balls of affection. Sometimes, their never ending happiness might confuse you. You really can’t go wrong.

While they feel the best when they’re curled up next to you, Cockapoos still require daily exercise. A nice long walk to the doggy park is perfect. They get along well with other dogs, as long as you socialize them as pups. 

Cockapoos were bred to be a healthy, hypoallergenic dog breed with great personalities. So, if you have a pet allergy, you’ll be safe. Positive reinforcement is the best way to train this breed — they’re pretty sensitive.

How much does a Cockapoo cost?

While Cockapoo puppies can be on the more expensive side, you’ll have to spend less on things like grooming — they’re low maintenance. You can expect to pay an average cost of $2,000 for a young puppy.

 If you’re looking to give a dog a second chance, try adopting an adult dog! Find rescues all across the U.S. at Adopt-a-pet. Your costs will drop to $50-$500. If you’re a new parent to a human child, we suggest that you wait a few years before adopting a Cockapoo.

When it comes to buying or adopting a Cockapoo, be very careful. Only buy from a reputable breeder. Sadly, some breeders take advantage of the breeds popularity while neglecting important health and temperament issues. Make sure you require background on the pups parents to ensure the dog family is healthy

During the first-year, you’ll spend near $3,700 to get your new friend vaccinations, grooming appointments, and dog insurance. This price drops to $1,200 for each year following.

On average, Dachshunds cost owners around $20,000 in their lifetime. If you plan on spaying/neutering your dog, hiring a dog walker, and boarding your pup once a year, expect to pay around $136,000 during their lifetime.

What are common Cockapoo illnesses?

To decide if this dog breed is for you, we wanted to share some common health problems you might run into. We hope you never see your dog go through these. But if you do, it’s always a good idea to be prepared and know the signs. 

Before we get into some common medical conditions your pup might encounter, a quick reminder that Lemonade offers stellar Pet Health insurance that’ll keep your four-legged friend happy and healthy. You can get a quote in just a few minutes—it’s quick, simple, and even a little fun…

Luckily, Cockapoos got the best parts of the cocker spaniels and poodles personalities with lower risks for health issues. However, some mixed breeds can be bred poorly, resulting in major health risks and temperament problems. To prevent this, ask your breeder for a medical history of the puppies parents. While most Cockapoos are healthy, it’s important to note some potential illnesses.

While most dogs have allergies, this breed can be extra sensitive. Allergies can fall into food, topical, and contact categories. Food allergies can usually be treated with a diet change. If your dog is reacting to pollen and dust, the vet might recommend medication or environmental changes. Your Cockapoo can also be allergic to certain beddings, shampoos, and powders. Your vet’s suggestions will vary based on what type of allergy and environment your dog has. 

If your dog’s running on three legs or showing lameness, she might have Patellar Luxation. It’s a painful condition that involves the kneecap, or patella, shifting in and out of place. Most cases can be treated with pain medications, but some may require surgery.

Hip dysplasia is common in many breeds. If your dog goes untreated, this disease could cost you $1,500 to $6,000. Since this condition is inherited, we recommend asking your breeder for certifications from the Orthopedic Foundation for Animals.

Cataracts are a cloudy film that forms over the eye and causes blurry vision. Cloudy corneas can also be a symptom of Glaucoma, a disease that puts pressure on your dogs eye potentially causing loss of vision. Rule of thumb? If you notice your pup is itching a lot or has red eyes, schedule an appointment with your vet.

Cockapoos are at risk for both acute and chronic Liver Disease. Chronic Liver Disease occurs gradually, so it might be difficult to detect early symptoms. Acute Liver Failure will appear suddenly. This type requires immediate medical attention. Early symptoms include vomiting, increased thirst, loss of appetite, irritability and depression. If you notice your dog is uncomfortable, take her in for a quick check up.

Since Cockapoos have long floppy ears that trap moisture in, they can easily get ear infections. This condition is easily treated, but dangerous if left untreated. So, it’s important to know the signs. Watch out for swelling, dark discharge, and a bad odor. We recommend regularly using ear cleaning solution to prevent infections.

Like humans, dogs show symptoms in a variety of ways. We suggest calling your vet if your dog starts acting differently, so you never overlook something serious.

Instagram-famous Cockapoos

Nothing cheers us up like our favorite Instagram Cockapoos. Add these photogenic pups to your feed!

Kona might not be San Francisco’s newest tech genius, but he definitely knows his way around the Dogstagram world. From daily walks to afternoon naps and tongue out Tuesday poses, Kona can make any activity seem cute.  

Wait a minute… blue ears?? Don’t worry, the dye is vegan and dog-friendly. Talk about cuteness OVERLOAD. While Instagram is her side gig (she’s a tik tok icon), Sushi has adorable pics on all of her accounts.

Nugget’s a sweet girl from Germany. When she’s hanging with her alpaca siblings, Nugget loves to cuddle with her pet owners. Follow her journey to see more cuteness.

Cha Cha is a small dog living her best life in Sunny California. No matter what she’s feeling, her facial expressions are adorable. Does anyone else want to give Cha Cha all the treats in the world? Drop a follow for this one.

And don’t forget!

Your dog is a bundle of cuteness, and you want to keep that pup happy and healthy—without going bankrupt with vet bills in the process. Enter Lemonade’s Pet Insurance, which offers an affordable way to make sure your furry friend can live their fullest life. Get your quote in just a few minutes, with a dog insurance policy that Cockapoos and their pet parents both love!

Lili Cook

Lili Cook is a Content Analyst at Lemonade. She lives with three adorable dogs, including a Frenchie who has her own stroller. Lili is obsessed with numbers, data, and making insurance awesome.


Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.