Renters insurance that keeps your stuff safe

Renter tested. Landlord approved. Starting from $5/mo.
Check our prices

Most loved renters insurance in America

Lemonade has earned 4.9 stars in the App Store, and is also top-rated by Supermoney, Clearsurance, and others.

@MariyaCLewter

Mariya Lewter

@MariyaCLewter

I want to thank Ben E. from @Lemonade_Inc for being so gracious and helpful to me and my fiancé after our apartment flooded! This process would not have gone this smoothly without him and the team. 🙌🏽

@stephen_huber

Stephen Huber

@stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd

Google Play

Manthan M.

Google Play

I almost never leave a review for an app, but Lemonade is an exception. I've unfortunately had my stuff stolen twice and Lemonade was there for me both times.

App Store

wannabe pinterest

App Store

Love how easy it is... if Geico is “15 min could save you 15% or more”... Lemonade should be “1 min could save you up to 70%”

@_emilyskeels

Emily Skeels

@_emilyskeels

We just signed up for renter's insurance through @Lemonade_Inc, and we chose @TrevorProject as our charity of choice. I love companies that add a give back portion to their business plan!

@baileykass

Bailey Kass

@baileykass

Wow not to be an Influencer but I just had to sign up for renter's insurance and it was so easy??? @Lemonade_Inc can you tackle health insurance next, thanks!!!!

@gusnasis

Kostas Nasis

@gusnasis

This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏

Google Play

Daniel Landau

Google Play

Blazing fast review and approval. I had my bike stolen TODAY! got the refund already. This is something I never had with any insurance that I usually dealt with.

App Store

B Swint

App Store

Lemonade is the best renter’s insurance provider on the market hands down! The policies are affordable and it’s incredibly easy to update coverages or make changes! Completely satisfied!

@MariyaCLewter

Mariya Lewter

@MariyaCLewter

I want to thank Ben E. from @Lemonade_Inc for being so gracious and helpful to me and my fiancé after our apartment flooded! This process would not have gone this smoothly without him and the team. 🙌🏽

@stephen_huber

Stephen Huber

@stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd

Google Play

Manthan M.

Google Play

I almost never leave a review for an app, but Lemonade is an exception. I've unfortunately had my stuff stolen twice and Lemonade was there for me both times.

App Store

wannabe pinterest

App Store

Love how easy it is... if Geico is “15 min could save you 15% or more”... Lemonade should be “1 min could save you up to 70%”

@_emilyskeels

Emily Skeels

@_emilyskeels

We just signed up for renter's insurance through @Lemonade_Inc, and we chose @TrevorProject as our charity of choice. I love companies that add a give back portion to their business plan!

@baileykass

Bailey Kass

@baileykass

Wow not to be an Influencer but I just had to sign up for renter's insurance and it was so easy??? @Lemonade_Inc can you tackle health insurance next, thanks!!!!

@gusnasis

Kostas Nasis

@gusnasis

This company made INSURANCE of all things fun and exciting. And then backed it up with a fantastic biz. I’m in awe of @Lemonade_Inc. 👏

Google Play

Daniel Landau

Google Play

Blazing fast review and approval. I had my bike stolen TODAY! got the refund already. This is something I never had with any insurance that I usually dealt with.

App Store

B Swint

App Store

Lemonade is the best renter’s insurance provider on the market hands down! The policies are affordable and it’s incredibly easy to update coverages or make changes! Completely satisfied!

Covered in as little as 90 seconds

Our AI can activate your policy and protect your stuff instantly.

What does renters insurance actually cover?

It protects your personal property and helps cover personal liability costs. Lemonade Renters has your back when bad luck strikes.

If someone swipes your bike

Crime and vandalism coverage pays for your stuff if it’s damaged or stolen.

If a water leak ruins your stuff

Water damage coverage protects you if your electronics get drenched, or your pipes cause a mess.

If your stuff goes up in flames

Fire and smoke protection has you covered if things get a little heated

Plus, protect yourself against damages from someone else’s accidents if they happen in your home.

If someone sues you for damages

Liability coverage protects against lawsuits due to accidents in your home. We’ll hire a lawyer to defend you, and cover the costs.

If someone gets hurt in your home

We'll help pay medical expenses if someone has an accident or is injured while at your home.

Claims paid at record speed

No paperwork. No hassle. No waiting.

Good to know...

Renters insurance can be confusing, so we worked hard to make it simple. If you still have questions, you can check out renters insurance explained.

What does Lemonade Renters insurance cover?

Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. Also, if your home becomes unlivable due to certain types of damage we’ll help cover the costs of temporary living arrangements. Learn more about what's covered.

Does Lemonade offer renters insurance near me?

We're glad you asked! Lemonade's renters insurance is available in 28 states plus Washington, D.C., and we're still growing. Check out the availability of our renters insurance and other products.

What if something I own gets stolen outside of my home?

You're still covered! Your Lemonade renters policy covers your personal property anywhere in the world. Read all about theft coverage here.

What if I want to cancel my policy?

You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hard feelings!

How much does renters insurance cost?

Our affordable renters insurance coverage starts at $5 per month, but your policy price (aka the ‘premium’) will be affected by the coverage amounts you choose, among other factors. You can get your online renters insurance quote here.

How do I file a claim?

Very easily: just open the Lemonade app and hit the ‘Claim’ button. We’ll guide you through the process from there.

I already have a policy with another carrier - can I switch?

Sure you can! Once you sign up with us, we’ll send your previous insurer a formal notice. Once they get it, they should cancel the remainder of your policy term and refund you for any outstanding payments.

How do I add an interested party?

All you need to do is tap ‘Add-ons’ under your policy page in the Lemonade app or your policy on your account page here and select ‘Interested Party’. Fill in their name, address, and email and you’re all set!

What is Extra Coverage?

Extra Coverage offers enhanced protection for jewelry, fine art, cameras, bicycles, and musical instruments, with deductible-free claims and coverage in cases of accidental loss and damage. You can apply for Extra Coverage when you sign up for a policy, or at any time after you’ve activated your policy.

What bundle options does Lemonade offer?

In addition to renters insurance, Lemonade offers homeowners, car, pet, and term life policies. You can unlock an automatic bundle discount with any combination, like car and renters, so it’s both a great way to consolidate your insurance needs and an opportunity to save.

Does Lemonade offer discounts for renters insurance?

You could qualify for an automatic discount by bundling your policies. You could also score a discount on your renters policy if your place includes protective devices, like deadbolts, smoke alarms, and burglar alarms.

Who needs renters insurance?

All renters should get renters insurance, since it offers vital financial protection at a very low cost. Your landlord or property manager may require renters insurance , and getting a renters policy can save you thousands for damages caused by things like fires, theft, vandalism, burst pipes, windstorms, and more.

Starting from $5/mo. (not a typo)

Safeguard all your stuff with just a few taps.
Check our prices

Protect your things, plus support what matters to you.

Lemonade is a public benefit corporation. We take a flat fee up front before we pay claims. Then, we donate what’s left to meaningful causes our customers choose.

More products from Lemonade

Amazing savings when you bundle
Homeowners
Protection for your
home and stuff
From $25/mo
Car
Protect your car, passengers,
and the planet
As low as $30/MO
Pet
Health insurance for furry family members
From $10/mo
Term Life
Protecting the people
you love
From $9/mo