Kia Forte Koup Insurance Cost

As a Forte Koup driver, you have the opportunity to choose Kia Forte Koup insurance that works best for your needs, and your wallet. As of 2025, average Kia Forte Koup insurance rates at Lemonade range from roughly $50 a month (learn more about the methodology here).

There are lots of factors that impact the cost of car insurance, we’ll get more into that below.

Lemonade Car offers Forte Koup drivers super customizable coverage options, great bundles, discounts for things like safe and low-mileage driving, and so much more to help give you peace of mind behind the wheel without breaking the bank.

TL;DR

• Average Kia Forte Koup insurance cost in 2025 at around $50 a month
• The cheapest Kia Forte Koup year to insure is 2015

What factors impact Kia Forte Koup insurance costs?

Car insurance rates depend on a lot of factors, with a main point of interest for insurance providers being your car’s make (ie. Kia), your car model (ie. Forte Koup), model year, and trim—like sport, or sedan.

Here are some additional factors that can impact your Kia Forte Koup insurance premiums:

• Where you live
• Driving record (aka driving history)
• Claims history
• Mileage
• Safety rating
• Credit score
• Driver age and experience
• Insurance coverages—like comprehensive coverage, collision coverage, or full coverage
• Coverage limits and deductibles
• Semi-annual policy vs. monthly payments

Learn more about what goes into how much car insurance costs, if you’re interested.

Compare Kia Forte Koup insurance rates by model year

Check out average starting rates* for Kia Forte Koup model years 2013 to 2025.

Do Kia Forte Koup insurance rates vary by state?

Yes, how much you pay to insure your Kia Forte Koup can vary depending on where you live—including your state.

For example, average car insurance rates for a 2015 Kia Forte Koup in Illinois range from roughly $50 a month, while monthly premiums in Texas range from about $106 to $108 for the same model and model year.

Keep in mind: Lemonade car insurance is currently available in a handful of states and will soon roll out to many more states nationwide (make sure to join our waitlist so you’ll be the first to know when we reach your state.)

How can I save money on Kia Forte Koup car insurance?

There are so many ways you can save on your premium when you drive your Kia Forte Koup with Lemonade car insurance, including:

• Safety features that keep you even more protected on the road—like anti-lock braking systems, alarms, and airbags
• Driving with the Lemonade app—which gives you the chance to show us how awesome (and safe) of a driver you are, and to potentially get a discount when your policy renews
• Low-mileage drivers get rewarded with savings
• Multi-car discount if you need to cover more than one car on a single Lemonade car insurance policy
• Hybrid/EV discount: Lemonade will quote you a lower rate on your policy when you go green, depending on your state
• Bundle your Lemonade Car policy with any of our other insurance offerings—like renters, homeowners, or pet insurance—and become eligible for a discount on each policy

Sign up for Lemonade Car before your coverage start date. Planning ahead pays with Lemonade.

What’s the best car insurance company to protect my Kia Forte Koup?

Glad you asked! We’re a bit biased, but… when you cover your Kia Forte Koup with Lemonade car insurance, you can enjoy great coverage, score savings and discounts, and help make the planet a little greener for generations to come.

Ready to take Lemonade Car for a spin in your Kia? Click below to start your free car insurance quote, from Lemonade. It’s quick, easy, and—dare we say—even kind of fun.

Methodology

Lemonade Insurance conducted an internal analysis to evaluate policy rates across different makes and models of vehicles for a 32-year-old single female customer, currently holding a Lemonade Renters Policy in the state of Illinois. The policy considered includes only liability coverages with minimum state-mandated limits, and no optional coverages or upgrades. The customer resides in a zip code with an average cost of living, and has an insurance history that reflects no accidents, violations, or claims, with average driving patterns relative to other drivers in the state. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only. Quotes may vary depending on individual circumstances.

A few quick words, because we <3 our lawyers: This post is general in nature, and any statement in it doesn’t alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. You’re encouraged to discuss your specific circumstances with your own professional advisors. The purpose of this post is merely to provide you with info and insights you can use to make such discussions more productive! Naturally, all comments by, or references to, third parties represent their own views, and Lemonade assumes no responsibility for them. Coverage and discounts may not be available in all states.