American Pit Bull Terrier Pet Insurance

Give your Pitbull nose-to-tail coverage for all of life's surprises!

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American Pit Bull Terrier pet insurance

American Pit Bull Terriers are loyal, energetic, and strong-willed companions who bring endless joy to families, but as a medium breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, skin allergies, and heart disease are just a few common concerns that could cost thousands to treat.

Pet insurance helps you focus on what matters most: your Pitbull’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.

What does American Pit Bull Terrier pet insurance cover?

A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your American Pit Bull Terrier has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).

Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, American Pit Bull Terriers benefit from comprehensive coverage that protects against life’s surprises.

Wellness care

Want to get money back for your Pitbull’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.

Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.

Extra coverage

You can also customize your Lemonade policy with optional add-ons like:

  • Physical therapy: crucial for this athletic breed prone to joint stress from their muscular build
  • Visit fees
  • Dental coverage 
  • Behavioral conditions
  • End-of-life and remembrance

These coverages help take a bite out of pricey treatments, services, and vet visits that American Pit Bull Terriers often need.

Is pet insurance worth it for American Pit Bull Terriers?

Taking care of any medium breed gets expensive, and American Pit Bull Terriers can face costly breed-specific health issues throughout their 12 to 16-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.

American Pit Bull Terriers are particularly prone to hip dysplasia, skin conditions, and heart problems, which makes insurance even more valuable.

Check out how much other American Pit Bull Terrier parents have saved with pet insurance below. Your savings could be even higher.

Common American Pit Bull Terrier health conditions

American Pit Bull Terriers are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:

ConditionWhat is it?Average treatment cost
Skin Allergies (Environmental/Food)Persistent itching from food, fleas, or environment$400–$1,500
Mange (Demodex/Sarcoptic/all types)Skin disease from mites; causes hair loss/itching$400–$1,000
Underactive Thyroid (Hypothyroidism)Low thyroid hormone; sluggishness, hair/skin issues$300–$850
Bone Cancer (Osteosarcoma)Aggressive bone cancer$2,500–$10,000
Hip DysplasiaMalformed hip joint; pain and arthritis in back legs$1,500–$6,000
Torn Knee Ligament (Cruciate Ligament Tear)Torn ligament in the knee$1,200–$8,500
Ear InfectionsChronic or severe ear infections$300–$800
PancreatitisInflammation of pancreas; vomiting, pain$500–$2,500
Dental Disease (Tooth & Gum Problems)Gum & tooth disease, possible extractions$400–$1,500
Skin Tumors (Mast Cell Tumors)Cancerous skin lumps$1,000–$5,000

As a terrier breed, American Pit Bull Terriers face having a strong, muscular build that can put extra stress on joints and heart, which is why early coverage is important to protect their health and your wallet.

How much does pet insurance for American Pit Bull Terriers cost?

Your American Pit Bull Terrier’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Medium breeds like American Pit Bull Terriers typically cost mid-range to insure due to their medium size and predisposition to skin allergies and joint issues.

Here’s what other American Pit Bull Terrier parents typically pay for Lemonade coverage:

AgeAverage monthly premium
1 year old$35-$40
2 years old$40-$45
3 years old$40-$45
4 years old$40-$45
5 years old$50-$55
6 years old$60-$65
7 years old$70-$75

How can I find the best pet insurance for my American Pit Bull Terrier?

While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like American Pit Bull Terriers that need comprehensive coverage for joint support, skin health, and heart monitoring.

Our customizable add-ons are perfect for American Pit Bull Terriers since you can tailor coverage for their specific risks like hip dysplasia and skin allergies.

Don’t believe us? Take a look at how we stack up against the competition.

Before we go…

American Pit Bull Terriers make incredible companions, but their athletic build and potential breed restrictions can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating emergency surgery for injuries, managing skin conditions, or handling an emergency.

Ready to protect your Pitbull? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your American Pit Bull Terrier.

Get my American Pit Bull Terrier’s quote

Get to know your American Pit Bull Terrier

Are American Pit Bull Terriers good with families and children?

Excellent with families when properly raised and socialized. American Pit Bull Terriers are naturally affectionate with children and form incredibly strong family bonds. Early socialization helps them become well-rounded family members.

What does a American Pit Bull Terrier's grooming schedule look like?

Weekly brushing and occasional baths. Their short coat is low-maintenance but they do shed. Regular nail trims, ear cleaning, and dental care keep these athletic dogs healthy and comfortable.

Are American Pit Bull Terriers suitable for first-time dog owners?

Better for owners with some dog experience. They’re eager to please and trainable but need consistent training, socialization, and plenty of exercise. They thrive with confident owners who can provide structure.

Are American Pit Bull Terriers easy to train?

Yes, very easy to train, they’re intelligent and love working with their people. American Pit Bull Terriers respond amazingly to positive reinforcement and are naturally eager to learn and please their devoted families.

What activities do American Pit Bull Terriers usually enjoy?

High-energy activities like hiking, running, agility training, and interactive games. They love physical challenges, playing fetch, and any activity that lets them spend active time with their families.


*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.