Boston Terrier Pet Insurance
Give your Boston nose-to-tail coverage for all of life's surprises!
Boston Terriers are intelligent, friendly, and lively companions who bring endless joy to families, but as a small breed, they’re prone to certain health conditions that can lead to expensive vet bills. Brachycephalic obstructive airway syndrome (BOAS), luxating patella, and eye problems are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Boston’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Boston Terrier pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Boston Terrier has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Brachycephalic obstructive airway syndrome (BOAS), Boston Terriers benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Boston’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: especially important for a breed prone to kneecap dislocation
- Visit fees
- Dental coverage: important for breeds prone to dental overcrowding and gum disease
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Boston Terriers often need.
Is pet insurance worth it for Boston Terriers?
Taking care of any small breed gets expensive, and Boston Terriers can face costly breed-specific health issues throughout their 11 to 13-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Boston Terriers are particularly prone to breathing problems, kneecap dislocation, and eye injuries, which makes insurance even more valuable.
Check out how much other Boston Terrier parents have saved with pet insurance below. Your savings could be even higher.
Common Boston Terrier health conditions
Boston Terriers are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Back Disc Disease (IVDD) | Slipped or ruptured back disc; pain/possible paralysis | $2,500–$8,000 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Rolled-in Eyelids (Entropion) | Eyelid turns in and rubs the eye | $500–$2,000 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Cherry Eye | Gland pops out from third eyelid | $500–$900 |
| Heat Stroke | Dangerous overheating | $1,500–$4,500 |
| Slipping Kneecap (Luxating Patella) | Kneecap slips out of place, causing limping | $500–$2,500 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
As a non-sporting breed, Boston Terriers face breathing difficulties due to their flat face structure and protruding eyes, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Boston Terriers cost?
Your Boston Terrier’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Small breeds like Boston Terriers typically cost less to insure due to their smaller size, though breed-specific conditions like BOAS can be expensive to treat.
Here’s what other Boston Terrier parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $25-$30 |
| 2 years old | $25-$30 |
| 3 years old | $25-$30 |
| 4 years old | $30-$35 |
| 5 years old | $35-$40 |
| 6 years old | $40-$45 |
| 7 years old | $50-$55 |
How can I find the best pet insurance for my Boston Terrier?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Boston Terriers that need comprehensive coverage for respiratory health, eye protection, and joint care.
Our customizable add-ons are perfect for Boston Terriers since you can tailor coverage for their specific risks like breathing problems and eye injuries.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Boston Terriers make incredible companions, but their flat-faced anatomy and bulging eyes requiring careful monitoring can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating BOAS surgery, managing respiratory conditions, or handling an emergency.
Ready to protect your Boston? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Boston Terrier.
Get to know your Boston Terrier
Are Boston Terriers good with families and children?
Great with families and children. Boston Terriers are friendly, patient, and naturally gentle with kids. Their sturdy build and easygoing personality make them excellent family companions who love being part of everything.
What does a Boston Terrier's grooming schedule look like?
Weekly brushing and occasional baths. Their short coat is low-maintenance but they do shed. Regular nail trims, ear cleaning, and wrinkle care (if present) keep them comfortable and healthy.
Are Boston Terriers suitable for first-time dog owners?
Excellent for first-time owners who want a medium-energy companion. They’re adaptable, intelligent, and don’t require extensive grooming or exercise. Their friendly nature makes them very forgiving of beginner mistakes.
Are Boston Terriers easy to train?
Easy to train as they’re smart, eager to please, and respond well to positive reinforcement. Boston Terriers pick up commands quickly and love learning new tricks, making training sessions fun for everyone.
What activities do Boston Terriers usually enjoy?
Moderate walks, playing fetch, and interactive indoor games. They love toys, meeting people, and activities that engage their curious minds without overexerting their breathing due to their flat faces.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.