Pekingese Pet Insurance
Give your Peke nose-to-tail coverage for all of life's surprises!
Pekingeses are regal, charming, and affectionate companions who bring endless joy to families, but as a toy breed, they’re prone to certain health conditions that can lead to expensive vet bills. Breathing problems, eye injuries, and intervertebral disc disease are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Peke’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Pekingese pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Pekingese has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Breathing problems, Pekingeses benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Peke’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: can be helpful for small breeds, though less critical than spinal issues for this breed
- Visit fees
- Dental coverage: critical for this flat-faced toy breed that commonly suffers from dental overcrowding
- Behavioral conditions: can be helpful for breeds that may develop behavioral issues due to their imperial breeding
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Pekingeses often need.
Is pet insurance worth it for Pekingeses?
Taking care of any toy breed gets expensive, and Pekingeses can face costly breed-specific health issues throughout their 6 to 8-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Pekingeses are particularly prone to severe breathing problems, eye trauma, and back issues due to their extremely flat face and long body, which makes insurance even more valuable.
Check out how much other Pekingese parents have saved with pet insurance below. Your savings could be even higher.
Common Pekingese health conditions
Pekingeses are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Back Disc Disease (IVDD) | Slipped or ruptured back disc; pain/possible paralysis | $2,500–$8,000 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Slipping Kneecap (Luxating Patella) | Kneecap slips out of place, causing limping | $500–$2,500 |
| Anal Gland Issues | Problems with the glands near the anus | $350–$900 |
| Heart Valve Disease | Leaky heart valve; can lead to heart failure | $300–$1,200 |
| Blindness from Retinal Disease (PRA) | Inherited gradual vision loss | $300–$700 |
As a toy breed, Pekingeses face having extremely flat faces, causing severe breathing restrictions and prominent eyes prone to injury, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Pekingeses cost?
Your Pekingese’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Toy breeds like Pekingeses typically cost less to insure due to their small size generally meaning lower treatment costs, but breathing problems can require expensive emergency care.
Here’s what other Pekingese parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $25-$30 |
| 2 years old | $25-$30 |
| 3 years old | $25-$30 |
| 4 years old | $25-$30 |
| 5 years old | $30-$35 |
| 6 years old | $35-$40 |
| 7 years old | $40-$45 |
How can I find the best pet insurance for my Pekingese?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Pekingeses that need comprehensive coverage for respiratory health, eye protection, and spinal care.
Our customizable add-ons are perfect for Pekingeses since you can tailor coverage for their specific risks like breathing problems and eye injuries.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Pekingeses make incredible companions, but their flat face requiring careful temperature management and eye protection from injury can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating emergency breathing treatment or eye surgery, managing respiratory conditions, or handling an emergency.
Ready to protect your Peke? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Pekingese.
Get to know your Pekingese
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.