Akitas are dignified, courageous, and profoundly loyal companions who bring endless joy to families, but as a large breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, bloat, and progressive retinal atrophy are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Akita’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Akita pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Akita has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Akitas benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Akita’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: important for this large, heavy breed that puts significant stress on joints
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Akitas often need.
Is pet insurance worth it for Akitas?
Taking care of any large breed gets expensive, and Akitas can face costly breed-specific health issues throughout their 10 to 13-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Akitas are particularly prone to joint problems, life-threatening bloat, and eye conditions, which makes insurance even more valuable.
Check out how much other Akita parents have saved with pet insurance below. Your savings could be even higher.
Common Akita health conditions
Akitas are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Hip Dysplasia | Malformed hip joint; pain and arthritis in back legs | $1,500–$6,000 |
| Elbow Dysplasia | Poorly formed elbow joint; causes limping/arthritis | $1,200–$3,500 |
| Lymph Node Cancer (Lymphoma) | Cancer of the lymph system | $2,000–$7,000 |
| Hypothyroidism | Low thyroid hormone; sluggishness, hair/skin issues | $300–$850 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Seizure Disorders (Epilepsy) | Recurring seizures | $500–$2,500 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Torn Knee Ligament (Cruciate Ligament Tear) | Torn ligament in the knee | $1,200–$8,500 |
As a working breed, Akitas face having a large, powerful build that creates stress on joints and digestive system, plus independent guardian nature, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Akitas cost?
Your Akita’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Large breeds like Akitas typically cost more to insure due to their large size and predisposition to expensive emergency conditions like bloat and joint problems.
Here’s what other Akita parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $40-$45 |
| 2 years old | $45-$50 |
| 3 years old | $45-$50 |
| 4 years old | $55-$60 |
| 5 years old | $60-$65 |
| 6 years old | $75-$80 |
| 7 years old | $85-$90 |
How can I find the best pet insurance for my Akita?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Akitas that need comprehensive coverage for joint support, bloat prevention, and eye monitoring.
Our customizable add-ons are perfect for Akitas since you can tailor coverage for their specific risks like hip dysplasia and bloat.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Akitas make incredible companions, but their large powerful build with independent nature requiring experienced handling can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating emergency bloat surgery, managing joint conditions , or handling an emergency.
Ready to protect your Akita? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Akita.
Get to know your Akita
Are Akitas good with families and children?
Good with families when properly socialized, but better with older children who understand boundaries. Akitas are loyal and protective but can be aloof and need early socialization to distinguish between normal family activity and threats.
What does a Akita's grooming schedule look like?
Brush 2-3 times weekly, daily during heavy shedding seasons twice a year. Their thick double coat requires regular attention and they shed considerably. Regular nail trims and ear cleaning keep them comfortable.
Are Akitas suitable for first-time dog owners?
Not recommended for first-time owners. Akitas are independent, strong-willed dogs that need experienced handlers who can provide consistent training and socialization. They require confident, patient leadership throughout their lives.
Are Akitas easy to train?
Challenging to train, Akitas are intelligent but independent thinkers who prefer making their own decisions. They need patient, consistent training that respects their dignity while establishing clear boundaries and leadership.
What activities do Akitas usually enjoy?
Moderate walks, hiking, and quiet activities. They love being with their families but don’t need intense exercise. They prefer calm, dignified activities that match their reserved, noble personality.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.
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