American Bulldog Pet Insurance

Give your Bulldog nose-to-tail coverage for all of life's surprises!

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American Bulldog pet insurance

American Bulldogs are loyal, confident, and protective companions who bring endless joy to families, but as a large breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, elbow dysplasia, and cherry eye are just a few common concerns that could cost thousands to treat.

Pet insurance helps you focus on what matters most: your Bulldog’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.

What does American Bulldog pet insurance cover?

A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your American Bulldog has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).

Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, American Bulldogs benefit from comprehensive coverage that protects against life’s surprises.

Wellness care

Want to get money back for your Bulldog’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.

Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.

Extra coverage

You can also customize your Lemonade policy with optional add-ons like:

  • Physical therapy: essential for this muscular breed that puts significant stress on joints due to their build and activity level
  • Visit fees
  • Dental coverage 
  • Behavioral conditions
  • End-of-life and remembrance

These coverages help take a bite out of pricey treatments, services, and vet visits that American Bulldogs often need.

Is pet insurance worth it for American Bulldogs?

Taking care of any large breed gets expensive, and American Bulldogs can face costly breed-specific health issues throughout their 10 to 15-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.

American Bulldogs are particularly prone to joint problems, eye conditions, and breathing issues due to their brachycephalic features, which makes insurance even more valuable.

Check out how much other American Bulldog parents have saved with pet insurance below. Your savings could be even higher.

Common American Bulldog health conditions

American Bulldogs are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:

ConditionWhat is it?Average treatment cost
Hip DysplasiaMalformed hip joint; pain and arthritis in back legs$1,500–$6,000
Skin Allergies (Environmental/Food)Persistent itching from food, fleas, or environment$400–$1,500
Underactive Thyroid (Hypothyroidism)Low thyroid hormone; sluggishness, hair/skin issues$300–$850
Ear InfectionsChronic or severe ear infections$300–$800
Cherry EyeGland pops out from third eyelid$500–$900
ObesityExtra weight, leads to other health issues$250–$800
Bloat (Stomach Twisting, GDV)Stomach fills with gas and twists (emergency)$2,500–$7,500
Mange (Demodex/Sarcoptic/all types)Skin disease from mites; causes hair loss/itching$400–$1,000
Dental Disease (Tooth & Gum Problems)Gum & tooth disease, possible extractions$400–$1,500
Torn Knee Ligament (Cruciate Ligament Tear)Torn ligament in the knee$1,200–$8,500

As a working breed, American Bulldogs face having a powerful build and potential breathing restrictions that can limit activity and create orthopedic stress, which is why early coverage is important to protect their health and your wallet.

How much does pet insurance for American Bulldogs cost?

Your American Bulldog’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Large breeds like American Bulldogs typically cost more to insure due to their large size, muscular build, and predisposition to joint problems and breathing issues.

Here’s what other American Bulldog parents typically pay for Lemonade coverage:

AgeAverage monthly premium
1 year old$50-$55
2 years old$50-$55
3 years old$50-$55
4 years old$55-$60
5 years old$60-$65
6 years old$75-$80
7 years old$90-$95

How can I find the best pet insurance for my American Bulldog?

While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like American Bulldogs that need comprehensive coverage for joint support, respiratory health, and eye care.

Our customizable add-ons are perfect for American Bulldogs since you can tailor coverage for their specific risks like hip dysplasia and breathing problems.

Don’t believe us? Take a look at how we stack up against the competition.

Before we go…

American Bulldogs make incredible companions, but their powerful build requiring careful exercise management can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating joint surgery, managing joint conditions , or handling an emergency.

Ready to protect your Bulldog? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your American Bulldog.

Get my American Bulldog’s quote

Get to know your American Bulldog

Are American Bulldogs good with families and children?

Excellent with families when properly raised and socialized. American Bulldogs are naturally gentle with children and incredibly loyal to their families. Early training helps manage their size and strength around smaller kids.

What does a American Bulldog's grooming schedule look like?

Weekly brushing and occasional baths. Their short coat is low-maintenance but they do shed. Regular nail trims, ear cleaning, and wrinkle care (if present) keep them comfortable and healthy.

Are American Bulldogs suitable for first-time dog owners?

Better for owners with some large dog experience. They’re loyal and eager to please but need consistent training and socialization due to their size and strength. They thrive with confident, active families.

Are American Bulldogs easy to train?

Pretty easy to train with consistent, positive methods. American Bulldogs are intelligent and want to please their families, but their size means early training is crucial for manageable, well-behaved adult dogs.

What activities do American Bulldogs usually enjoy?

Moderate hiking, playing fetch, and strength games. They love activities with their families, swimming, and exercise that matches their athletic build without overexertion due to their flat faces.


*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.

Please note: Lemonade articles and other editorial content are meant for educational purposes only, and should not be relied upon instead of professional legal, insurance or financial advice. The content of these educational articles does not alter the terms, conditions, exclusions, or limitations of policies issued by Lemonade, which differ according to your state of residence. While we regularly review previously published content to ensure it is accurate and up-to-date, there may be instances in which legal conditions or policy details have changed since publication. Any hypothetical examples used in Lemonade editorial content are purely expositional. Hypothetical examples do not alter or bind Lemonade to any application of your insurance policy to the particular facts and circumstances of any actual claim.