Belgian Malinois Pet Insurance
Give your Malinois nose-to-tail coverage for all of life's surprises!
Belgian Malinoiss are intense, loyal, and driven companions who bring endless joy to families, but as a medium to large breed, they’re prone to certain health conditions that can lead to expensive vet bills. Hip dysplasia, elbow dysplasia, and progressive retinal atrophy are just a few common concerns that could cost thousands to treat.
Pet insurance helps you focus on what matters most: your Malinois’s health and happiness. Here’s everything you need to know about coverage options, costs, and why insurance makes sense for this beloved breed.
What does Belgian Malinois pet insurance cover?
A base Lemonade pet health insurance policy helps cover the costs of medication, tests, and treatments if your Belgian Malinois has an unexpected accident or illness (provided it’s not related to a pre-existing condition, and occurs after your policy’s waiting periods have ended).
Whether it’s an unexpected accident during play time or a breed-specific illness like Hip dysplasia, Belgian Malinoiss benefit from comprehensive coverage that protects against life’s surprises.
Wellness care
Want to get money back for your Malinois’s routine care? Our preventive packages reimburse you for the stuff you’re already doing, like annual checkups, vaccines, blood work, and other routine care that keep your pup healthy and happy.
Keep in mind, preventative care offerings might differ based on where you live. The easiest way to see what’s available? Get a free quote.
Extra coverage
You can also customize your Lemonade policy with optional add-ons like:
- Physical therapy: crucial for this working breed that puts extreme stress on joints through high-impact activities
- Visit fees
- Dental coverage
- Behavioral conditions
- End-of-life and remembrance
These coverages help take a bite out of pricey treatments, services, and vet visits that Belgian Malinoiss often need.
Is pet insurance worth it for Belgian Malinoiss?
Taking care of any medium to large breed gets expensive, and Belgian Malinoiss can face costly breed-specific health issues throughout their 12 to 14-year lifespan. The good news? Lemonade pet parents are already saving serious money on vet bills.
Belgian Malinoiss are particularly prone to joint problems and eye conditions due to their intense working drive and athletic demands, which makes insurance even more valuable.
Check out how much other Belgian Malinois parents have saved with pet insurance below. Your savings could be even higher.
Common Belgian Malinois health conditions
Belgian Malinoiss are amazing dogs, but they’re predisposed to certain health conditions that can get expensive to treat. Here are some of the most common claims we see for them, along with typical treatment costs:
| Condition | What is it? | Average treatment cost |
|---|---|---|
| Hip Dysplasia | Malformed hip joint; pain and arthritis in back legs | $1,500–$6,000 |
| Elbow Dysplasia | Poorly formed elbow joint; causes limping/arthritis | $1,200–$3,500 |
| Lymph Node Cancer (Lymphoma) | Cancer of the lymph system | $2,000–$7,000 |
| Ear Infections | Chronic or severe ear infections | $300–$800 |
| Skin Allergies (Environmental/Food) | Persistent itching from food, fleas, or environment | $400–$1,500 |
| Torn Knee Ligament (Cruciate Ligament Tear) | Torn ligament in the knee | $1,200–$8,500 |
| Pancreatitis | Inflammation of pancreas; vomiting, pain | $500–$2,500 |
| Obesity | Extra weight, leads to other health issues | $250–$800 |
| Cataracts | Clouding of the eye lens; vision loss | $2,000–$4,000 |
| Dental Disease (Tooth & Gum Problems) | Gum & tooth disease, possible extractions | $400–$1,500 |
As a herding/working breed, Belgian Malinoiss face extremely high drive and intense physical demands that can lead to overuse injuries and joint stress, which is why early coverage is important to protect their health and your wallet.
How much does pet insurance for Belgian Malinoiss cost?
Your Belgian Malinois’s premium depends on a few key factors: Their age, your location, and the coverages you choose. Medium to large breeds like Belgian Malinoiss typically cost more to insure due to their size and intense working nature that can lead to expensive injuries from high-impact activities.
Here’s what other Belgian Malinois parents typically pay for Lemonade coverage:
| Age | Average monthly premium |
|---|---|
| 1 year old | $35-$40 |
| 2 years old | $35-$40 |
| 3 years old | $35-$40 |
| 4 years old | $40-$45 |
| 5 years old | $45-$50 |
| 6 years old | $55-$60 |
| 7 years old | $60-$65 |
How can I find the best pet insurance for my Belgian Malinois?
While we might be biased, Lemonade was really designed with pet parents in mind, especially those with breeds like Belgian Malinoiss that need comprehensive coverage for joint health, injury prevention, and intense exercise support.
Our customizable add-ons are perfect for Belgian Malinoiss since you can tailor coverage for their specific risks like hip dysplasia and elbow dysplasia.
Don’t believe us? Take a look at how we stack up against the competition.
Before we go…
Belgian Malinoiss make incredible companions, but their extremely high drive requiring expert handling and intense physical and mental stimulation can get expensive fast. Pet insurance helps you say “yes” to the best care without worrying about the vet bill, whether that’s treating emergency treatment for work-related injuries, managing joint conditions , or handling an emergency.
Ready to protect your Malinois? Get a personalized quote in as little as 90 seconds and see how affordable coverage can be for your Belgian Malinois.
Get to know your Belgian Malinois
Are Belgian Malinoiss good with families and children?
Good with families when properly socialized, but better with older children who understand boundaries. Malinois are intensely loyal and protective but need early socialization to distinguish between normal family activity and actual threats.
What does a Belgian Malinois's grooming schedule look like?
Weekly brushing, more during shedding seasons. Their short to medium coat is relatively low-maintenance but they do shed year-round. Regular nail trims, ear cleaning, and dental care keep them healthy.
Are Belgian Malinoiss suitable for first-time dog owners?
Not recommended for first-time owners. Belgian Malinois are high-drive working dogs that need experienced handlers who can provide extensive training, socialization, and mental stimulation. They’re not typical family pets.
Are Belgian Malinoiss easy to train?
Very easy to train but Belgian Malinois require advanced handling skills. They’re incredibly intelligent and eager to work but need confident, consistent leadership. Without proper outlets, their drive can become problematic.
What activities do Belgian Malinoiss usually enjoy?
High-intensity activities like protection sports, agility, and advanced training. They need serious daily exercise, mental challenges, and preferably a job to do. They’re happiest when working with experienced handlers.
*Lemonade Insurance analyzed policy rates of accident and illness policies to calculate average pet insurance premiums as of October, 2025. This analysis is based on Lemonade’s internal data and is meant for illustrative purposes only; quotes may vary depending on individual circumstances and additional coverages selected.